Archive
Court Ruling on Counting Coupons in Rx Cost Sharing
Plan sponsors with copay coupon policies should be aware of a recent court ruling that calls into question “copay accumulator” programs and whether these programs violate the ACA’s out-of-pocket maximum limitation. How might your program be…
Articles
Why Commercial Umbrella Insurance Is No Longer Optional
Learn why commercial umbrella insurance is no longer optional amid social inflation. Add liability beyond general liability, auto and employer’s liability, with defense and settlements to protect assets, reputation and manage risk.
Articles
Considerations for Expanding Small Pension Cash-Out Rules
Learn how expanding small benefit cash‑out rules — increasing the automatic cash-out limit to $7,000 as permitted under SECURE 2.0, up from the $5,000 threshold — can unlock meaningful savings for multiemployer plan trustees.
Archive
New Guidance on the No Surprises Act and Transparency Rule
Learn more about the new guidance and how it applies to your group health plans.
Compliance News
New Guidance on How Plans Should Cover Contraceptives
We share the details on a new alternative approach that non-grandfathered group health plans can use to comply with ACA preventive service rules regarding contraceptive coverage, plus links to prior contraceptive coverage guidance.
Compliance News
IRS Addresses Matches for Qualified Student Loan Payments
See our breakdown, including key dates and steps, of the IRS interim guidance on SECURE 2.0’s qualified student loan payment (QSLP) provision, which gives DC plan sponsors the ability to make matching contributions on student loan payments.
Articles
Saving for Retirement Can Be Challenging: Help Your People
We’ve all heard the age-old advice “save today for a secure tomorrow.” But for many people, this is easier said than done. Learn 4 rules that can help your people feel financially secure to ensure a more fully engaged, productive workforce.
Archive
PBGC Final Rule on Multiemployer SFA: Solvency Through 2051
The PBGC has released a final rule on the multiemployer Special Financial Assistance (SFA) program, which was created by the American Rescue Plan Act (ARPA).
Archive
Digital Nomads: Talent Opportunity, Risky Adventure or Both?
Fueled by the pandemic, some employees have become digital nomads who work remotely outside their home city, state and even country. But employers should carefully consider this trend’s benefits and challenges to avoid serious unanticipated…
Articles
Q3 2025 Trends Focus: Specialty Dermatological Drugs
Explore Q3 2025 trends in specialty dermatological drug costs, key drivers of PMPM growth, biosimilar market shifts and four cost-management strategies for plan sponsors to help control spending and improve formulary and clinical oversight.
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