Insights

Helping people through research, analysis & innovation.

Health Plan News and Strategies for Plan Sponsors: Q1 2020

Get an overview of the news and strategies health plan sponsors need to know.

Segal Acquires Public Sector Consulting Industry Leader LRWL

We've signed an asset purchase agreement to acquire the business of LRWL Inc., a leader in public sector retirement systems implementation services.

Tami Simon Discusses Why Employee Caregivers Matter to All

Segal's Tami Simon talks to SHRM about how improving the lives of employee caregivers helps the entire organization.

Segal Shares Insights on Family Business Recruiting

Segal talks to Chief Executive magazine about how family-run businesses can attract competitive talent to their companies.

How to Use Compensation Survey Data: Segal Shares Insights

Segal's Myrna Hellerman talks to Chief Executive about how companies can best use compensation survey data for great results.

Segal Launches a Brand Refresh

We've refreshed our website and company name to emphasize our tradition of strengthening clients and their people.

Fidelity Bond Insurance Protects You From Theft and Fraud

You may not want to think about your employees stealing from you or your clients. But you need to protect against it with fidelity bonds.

Proposed Guidance on Rx Importation

On December 23, 2019, the FDA published guidance on two pathways to promote access to safe, lower-cost prescription drugs.

New Paid Leave Rights for Federal Employees

The new paid leave rights will be available for any birth or placement for adoption or foster care occurring on or after October 1, 2020.

Multiemployer Pension News: Q4 2019

Stay up to date on the latest retirement plan developments with Currents.

Latest Court Ruling on ACA Has No Immediate Impact on Plans

The ruling was made on December 18, 2019.

Proposed Rule Would Require Transparency of Cost-Sharing and Pricing Information

The deadline for comments on the proposal is 5 pm on January 14, 2020.

Congress Set to Repeal 40 Percent Excise Tax on High-Cost Health Plans; Pass SECURE Act

President Trump is expected to sign the bill into law before December 20.

2020 Reporting and Disclosure Guide

Get our annual guide to compliance requirements for sponsors of health and retirement plans.

IRS Dollar Limits and Social Security Figures to Increase

Read about the 2020 limits for retirement plans

HR Effectiveness Holds It All Together

Improving the operations of your HR department leads to a better, more efficient organization. Let us help.

Strategy Execution Helps You Stick the Landing

The best plan in the world won't help your organization if you botch the execution. We'll help you succeed with strategy execution consulting.

Guidance on Affordable Care Act Reporting for 2019

Read the new guidance on ACA reporting for 2019.

Retirement Plan Design—Your Most Important Benefit

You can't expect to have a successful retirement plan without top-notch design. Read on to find out how we can help.

Claims Auditing That Reviews Your Entire Claims Process

We conduct scores of retrospective on-site claims reviews. Get the details.

Senators Grassley and Alexander's Proposal on Pension Plan Reform

The multiemployer pension recapitalization and reform plan was released on November 20, 2019.

Employment Practices Liability Insurance Helps Protect You From Your Employees' Mistakes

Your organization is constantly at risk of a lawsuit from one of your people. Make sure you're ready with EPLI insurance.

2020 Premiums and More for Medicare Parts A and B

Read about what's changing and what's not in 2020.

2020 Compensation Planning Analysis

Our 2020 Compensation Planning Analysis found that projections for 2020 salary budgets will remain relatively flat.

Performance Management in the 21st Century

The relationship between supervisor and employee isn't what it used to be.

Health Plan Design That Works for Your People and Your Bottom Line

We'll listen and help you design a health benefits plan that works for your people and your bottom line.

Reduce Healthcare Costs with Analytics

We can help you how to simplify and lower the associated expenses with our holistic, comprehensive healthcare cost reduction service.

DOL Proposes New Safe Harbor for Electronic Disclosure by Pension Plans

It published the proposed rule on October 23, 2019.

Offboarding Employees is an Overlooked Edge for Your Organization

Read more about how and why to create a standout offboarding process

Retirement Plan Governance Protects Your People's Future

Our people will help you keep on top of new regulations and best practices to make sure your DC retirement plan remains safe.

PBGC Proposes Change in Interest Rates

In October 2019 the PBGC issues a proposal that would change interest rates for private sector lump-sum calculations.

Actuarial Services—Forecast Plan Funding Requirements

Our actuarial services helps your organization build a sustainable retirement plan for all of your participants.

Meet Segal Pulse, Our Plan Forecasting Tool

Perform "what if" projections and see the real-time impact of changing financial and demographic variables.

2020 Segal Health Plan Cost Trend Survey

Know tomorrow's medical and prescription drug plan costs today.

Health Care Costs by Year: Breaking Down 15 Years of Health Trend Data

Get a concise series of graphs placing our latest health cost trend findings in a historical context stretching back 15 years.

Why you need an administration review

Meet Crosscheck, our benefit administration review program.

Proper Talent Planning Makes Every Day Feel Like a Friday

Attracting the right people to your organization — and keeping them happy — solves more problems than you can imagine.

DOL Releases Updated Overtime Rule

On September 24, 2019, the DOL announced a final rule governing the salary threshold for overtime exemptions on certain employees.

Do Public Sector Boards Need Fiduciary Liability Insurance?

The answer has changed. Get all the details.

Managing Operational Risk in Multiemployer Plans

We look at operational risk in multiemployer defined contribution plans.

New guidance on enforcement of the MHPAEA

These FAQS on the Mental Health Parity and Addiction Equity Act make final those issues in 2018.

New Trends in Performance Management

If you're in higher education, your performance management strategy could likely use a refresh. This webinar will keep you up to date.

Guidance on Coupons and Out-of-Pocket Limits for Nongrandfathered Plans

The guidance was issued on August 26, 2019.

Federal Agencies Announce Action Plan on Importation of Prescription Drugs

HHS and the FDA outlined the steps they'll take on prescription drug importation.

Are There Problems with Your Benefits Administration System?

If you're experiencing these issues, you may need to optimize your benefits administration system.

Multiemployer Pension Loan Assistance Legislation Passes House

The Rehabilitation for Multiemployer Pensions Act of 2019 was passed on July 24, 2019.

HSA-Qualified HDHPs May Now Cover Preventive Care Services for Certain Conditions

The Treasury Department and the IRS have expanded the list of preventive care benefits from HSAs and HDHPs.

Bill to Repeal the ACA’s Excise Tax on High-Cost Plans Passes House

The bill passed the House of Representatives on July 17, 2019.

HR Implications and Trends Impacting the Workplace

Get ahead of the curve by learning about tomorrow's workforce trends today.

Deferring Social Security Benefits and 401(K) Balances

Learn about the consequences to employers when workers opt to defer these benefits.

Stop-Loss Insurance Coverage by the Numbers

Stop-loss insurance provides protection against catastrophic or unpredictable losses.

Departments Release Final Rule Expanding Permitted HRAs

On June 13, 2019 there was a new rule expanding the use of HRAs.

Onboarding Best Practices in Healthcare

Onboarding has been a “hot potato” issue in many hospitals. Learn about the pitfalls in a poor onboarding process.

Cost Effectiveness and Fee Transparency in DC plans

Read about the various factors affecting cost effectiveness and fee transparency in DC plans.

What is Protected Health Information?

Make sure you're still up to date with your HIPAA and security policies.

Medicare Part D Drug Benefit Program Changes for 2020

The Medicare Part D standard benefit design parameters will be higher in 2020.

House Passes Pension Bill; Senate Action Delayed Read

The House passed the bill on May 23, 2019.

Why You Need Our Incident Management Process Workshop

Our incident management process workshop will help protect you from digital threats.

Succession Management? For Many, It's Top of Their List of Challenges

These are the challenges for benefits administration, technology and HR, according to our data.

House Passes Bill to Strengthen ACA and Get Generics to Market Sooner

It passed the package of seven different bills on May 16, 2019.

Incentives in Higher Education

Learn more about whether traditional incentives work when it comes to your higher education talent.

President Trump Gives Boost to Effort to Address Surprise Medical Bills

Trump called on Congress to take action on May 9, 2019.

Penalties for Violating HIPAA Privacy and Security Rules Will Be Reduced

Most but not all penalties will be reduced, according to a recent notice.

IRS Expands Determination Letter Program and Simplifies Certain Plan Corrections

The IRS made the announcement on May 2, 2019.

PBGC Streamlines Duties of Sponsors of Terminated and/or Insolvent Multiemployer Plans

On May 2, 2019 the PBGC published a final regulation intended to simplify some reporting and disclosure obligations.

Incident Response Plans: Be Prepared for a Data Breach

It's your responsibility. Be prepared.

Targeting Talent With Benefits

Learn more about how to strategically use benefits to attract the most sought-after talent to your institution.

Identifying Pension Risk in Multiemployer Plans

Risk is a fundamental feature of any defined benefit pension or defined contribution program. Managing risk is a significant challenge.

Effective Performance Management—Helping Your People Be Their Best

Learn how we help organizations become better at getting the most from their people.

Congress’s and the Trump Administration's Latest Actions Concerning the ACA

Recent activity in Washington underscores extreme differences of opinion about the future of the ACA.

IRS Reminds Plans of Deadline for Electronic Filing Changes

The deadline is April 1, 2019.

IRS Notice Removes Barrier to Considering Retiree Lump-Sum Windows

IRS no longer intends to issue regulations prohibiting defined benefit pension plans from retiree lump-sum windows

DOL Proposes Updated Rule on Overtime

The rule would modify overtime rules published in 2016, which were later declared invalid by a district court.

401(k)-Based Student Loan Repayment Program: New IRS Ruling

Read more about this new IRS Private Letter Ruling

Get Your HIPAA Compliance Checklist: Here's What To Look For

This handy list will help point out where you may need help with compliance.

First Mortality Tables for Public Sector Retirement Plans Published

The tables are the first mortality study based exclusively on public sector plans.

Common Benefit Plan Compliance Issues

Learn about what rules and regulations regularly trip up organizations and how you can avoid their mistakes.

How Compensation Structure Gives Your Organization an Edge

Without the proper compensation structure, your organization will bleed money and talent. Here's how we'll help.

Trends Impacting the Workforce of the Future

Get a sneak peek at the workplace of the future.

Bill to Repeal the Affordable Care Act’s Excise Tax on High-Cost Plans

Bill to Repeal the Affordable Care Act’s Excise Tax on High-Cost Plans

Departments Seek Ways to Help Health Plan Sponsors Preserve “Grandfathered Status” under the Affordable Care Act

Departments Seek Ways to Help Health Plan Sponsors Preserve “Grandfathered Status” under the Affordable Care Act

HHS Proposes Replacing Rx Rebates with Point-of-Sale Discounts

The proposal would affect Medicare Part D and Medicaid managed care organizations.

Running Effective Meetings

Learn tips and best practices for running meetings that will make you a hero in the break room.

Protecting Your Pension Plans From Start to Finish

Your people will depend on their pension plans for decades of retirement living. Make sure you've built a plan that lasts.

Managing Cybersecurity Risk in DC Plans

We cover potential vulnerabilities for DC plans, strategy for managing DC plan data security risks, and the ROI of being prepared.

2018 State Employee Health Benefits Survey

Read about the benefits of state employees across the country.

Defined Contribution Analytics Save You Time, Money, and Talent

How we saved an organization revenue and talent by vastly improving engagement with the group’s 401(k) plan.

Workforce Analytics—Solving the Problems You Didn't Know You Had

What you don’t know can hurt you. Find out how.

Using Video to Improve Your Benefits Communications

Get straight to the point with your messaging by leveraging the power of video in your communications.

Succession Management Guarantees Your Organization's Legacy

We'll help secure your organization's future with our succession management consulting.

2019 Segal Health Plan Cost Trend Survey

Increases in medical and prescription drug costs projected to be lower for 2019.

Employee Value Proposition—The Right Number for the Right People

We'll help you attract new talent and retain your current stars with our employee value proposition consulting.

2018 College and University Benefits Study

See how your programs stack up in our 36-page study.

Operational Risk May Be a Challenge for Your Retirement Plan

It's easy to overlook operational risk when planning your retirement plan, but we're here to help you defend against it.

Defined Contribution Plan Consulting Helps Protect Your People

Our team will help you build and maintain your defined contribution plan so both you and your people enjoy peace of mind about the future. 

Total Reward Strategies—How to Keep Employees Hooked

Your organization is only as good as the people who work for it. Make sure your total rewards strategies bring in the right employees.

Career Growth Consulting Gives Your Organization a Path to Success

Help yourself by helping your people thrive in their careers at your organization.

Sales Force Effectiveness Can Make or Break Your Company

How we can raise your organization's sales force effectiveness to keep bringing in the business.

Pay For Performance—How To Make Sure You Get Your Money's Worth

Getting the most out of your people means making sure you're linking pay for performance

Understanding the Multiemployer Pension Plan Crisis

Around 130 multiemployer pension plans are projected to become insolvent in the next 20 years.

D&O Liability Insurance: What You Need to Know

We’re ready to help you get the comprehensive and cost-effective D&O liability insurance policy you deserve.

Social Engineering Fraud (SEF): Is Your Plan at Risk?

Segal Select Insurance's Diane MacNally and Candice Germain discuss key points about social engineering fraud and how best to protect yourself.

Don't miss out. Join 16,000 others who already get the latest insights from Segal.