Compliance News | June 16, 2025

FSA vs. HSA vs. HRA Comparison Chart

As a health plan sponsor, Flexible Spending Arrangements (FSAs), Health Savings Accounts (HSAs) and/or Health Reimbursement Arrangements (HRAs) can be effective components of your overall health plan, but only if you understand how they work and the differences (and similarities) among them.

That’s where this chart can help you. It breaks down at a glance the key elements of FSAs, HSAs and HRAs, including the tax status of employer contributions, maximum contribution levels, and more.

Download the chart to learn more.

What's New?

In May 2025, we updated the chart to include the 2026 inflation-adjusted amounts for HSAs and high-deductible health plans, as well as the maximum contribution to an excepted benefit HRA.

Get the Chart

fsa v hsa v hra

Have more questions about FSAs, HSAs and/or HRAs?

We have answers. Let's start a conversation. Get in touch with one of our professionals today.

Contact Us

Learn more from our insights

Female Doctor Pushing Senior Woman On Wheelcair

ACA Dollar Amounts and Percentages

We’ve added the 2025 percentage for the test applied by the Exchange or a Marketplace when determining if offered coverage is affordable.

Health, Compliance

Get the Chart

Man At Home Reading His Mail

New HIPAA Rule Will Require Updates to Policies and Notices

Prepare to comply by December 23, 2024: New HIPAA rule on protections for PHI related to lawful reproductive healthcare

Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering & Construction, Corporate

Read Full Insight

Management And Professional Workers In Discussion With Paperwork

Reporting and Disclosure Guide for Benefit Plans 2024

Segal’s comprehensive Reporting and Disclosure Guide for Benefit Plans is the go-to guide for navigating compliance requirements.

Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering & Construction, Corporate, Retirement, Compliance

Get the Guide

This page is for informational purposes only and does not constitute legal, tax or investment advice. You are encouraged to discuss the issues raised here with your legal, tax and other advisors before determining how the issues apply to your specific situations.