Archived Insight | January 8, 2018
Many organizations have no idea how financially prepared their employees are for retirement.
They may have a number of later-career employees who are nowhere near ready and, consequently, have to work for many more years.
On the other hand, there may be a few mid-career employees who already have enough savings to retire and could decide to do so on short notice. Employees who find they must work longer than they expected or who retire unexpectedly early may disrupt the natural progression of the workforce.
To minimize such disruptions and foster sound workforce planning, it is important for employers to help ensure that employees are on track to a timely retirement of their choice.
We hone in on specific employee groups to see differences in plan behavior, which can help identify cohorts that may or may not be appropriately benefiting from the DC plan, as well as other notable group tendencies.
Retirement, Corporate
Retirement, Public Sector
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This page is for informational purposes only and does not constitute legal, tax or investment advice. You are encouraged to discuss the issues raised here with your legal, tax and other advisors before determining how the issues apply to your specific situations.
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