Archived Insight | June 12, 2018

Are Your People Saving Enough for Retirement?

Most organizations monitor their overall defined contribution (DC) plan participation. This standard periodic review may paint a pleasant picture, such as, “Eighty-three percent of your employees participate in your DC plan. The average employee saves 6.2 percent of his or her salary. That’s up from 5.5 percent last year.”

That sounds encouraging. Yet aggregate statistics can mask problems that undermine an organization’s efforts to help employees prepare for their own retirement. A closer look into the data — especially employee savings patterns — can expose hidden problems that may even affect organizational productivity and success.

retirement savings patterns Download Now

How can DC analytics help with your workforce planning?

It's a great question. We uses methodical diagnostics to create customized reports about your plan’s patterns that are measurable and actionable.

Get Your Report

See more insights

Worried Mature Man Calculating Domestic Bills At Home

Most Plans Remain Green as 2025 Brings Market Uncertainty

How did multiemployer pension plans perform in 2024? Find out in our infographic illustrating key data from Segal’s survey of 181 calendar-year plans.
Businesswoman Reviewing Finance Charts In The Office

Model Pension Plan's Funded Status Decreases by 3 Points

In Q1 2025, the funded status of our model private sector single-employer pension plan fell 3 points to 107%. Learn why in the latest Prism.
Lawyer And Business Person Discussing In The Office

Supreme Court Addresses Prohibited Transaction Lawsuits

As a result of the Supreme Court’s decision, it will be easier for participants to sue plans for everyday plan transactions with service providers.

This page is for informational purposes only and does not constitute legal, tax or investment advice. You are encouraged to discuss the issues raised here with your legal, tax and other advisors before determining how the issues apply to your specific situations.