Archived Insight | October 23, 2019

Health Care Costs by Year: Breaking Down 15 Years of Health Trend Data

The 2020 Segal Health Plan Cost Trend Survey provides a comprehensive look at projected health care costs--but sometimes you want to pull back and take a look at the big picture.

We’ve put together a concise, easy-to-understand series of graphs placing our latest findings in a historical context stretching back 15 years. 

Smiling group of diverse doctors talking together in a hospital Download Now

Have questions? We have answers.

Get in touch with a consultant today and let's start a conversation.

Contact Us

What this data will tell you

Among the historical, year-by-year data we’ve provided in these graphs, you’ll find answers to questions like:

  • Which facet of health care costs—medical, Rx or dental—has shown the most volatility during the past 15 years?
  • What’s been the average cost increase for each of those facets during the past five years?
  • Which type of plan has historically been more expensive for plan sponsors?
  • How did health plan cost trends change after the Affordable Care Act became law in 2010?

Those are just some of the stories contained in this data, which we pulled from our survey of managed care organizations (MCOs), health insurers, pharmacy benefit managers (PBMs) and third-party administrators (TPAs), collectively representing more than 80 percent of the commercially insured and self-insured market.

Download the data that will help you understand the past, present, and future of health care costs.

See more insights

Female Counselor Gives Female Client Advice

Help Your People Get the Most from Mental Health Benefits

A practical webinar for plan sponsors on improving mental health benefits engagement through plan design, workplace culture and communications.
Nurse Talking To Senior Woman In Hospital Bed

Medical Stop-Loss Premiums Increase Nearly 13%

Rising stop-loss premiums and more high-cost claims are reshaping risk for self-funded plans — see key trends from Segal’s 2026 dataset.
Business Consultation With Lawyer At Office

Final Rule on Independent Dispute Resolution Operations

The final rule updates IDR operations under the No Surprises Act — with new requirements for claims processing, negotiations and plan compliance.

This page is for informational purposes only and does not constitute legal, tax or investment advice. You are encouraged to discuss the issues raised here with your legal, tax and other advisors before determining how the issues apply to your specific situations.