Compliance News | November 26, 2024

FSA v. HSA v. HRA Comparison Chart

As a health plan sponsor, Flexible Spending Arrangements (FSAs), Health Savings Accounts (HSAs) and/or Health Reimbursement Arrangements (HRAs) can be effective components of your overall health plan, but only if you understand how they work and the differences (and similarities) among them.

That’s where this chart can help you. It breaks down at a glance the key elements of FSAs, HSAs and HRAs, including the tax status of employer contributions, maximum contribution levels, and more.

Download the chart to learn more.

What's New?

The chart now includes:

  • The maximum salary reduction for contributions to a Flexible Spending Account (FSA) in 2025: $3,300 (a $100 increase from the 2024 limit)
  • The maximum FSA carry-over amount in 2025: $660 (up $20 from 2024)

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fsa v hsa v hra

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This page is for informational purposes only and does not constitute legal, tax or investment advice. You are encouraged to discuss the issues raised here with your legal, tax and other advisors before determining how the issues apply to your specific situations.