Compliance News | June 3, 2026

FSA vs. HSA vs. HRA Comparison Chart

As a health plan sponsor, Flexible Spending Arrangements (FSAs), Health Savings Accounts (HSAs) and/or Health Reimbursement Arrangements (HRAs) can be effective components of your overall health plan, but only if you understand how they work and the differences (and similarities) among them.

That’s where this chart can help you. It breaks down at a glance the key elements of FSAs, HSAs and HRAs, including the tax status of employer contributions, maximum contribution levels, and more.

Download the chart to learn more.

What's New?

In June 2026, we updated the chart to include the 2027 inflation-adjusted amounts for HSAs and high-deductible health plans, as well as the maximum contribution to an excepted benefit HRA.

Get the Chart

fsa v hsa v hra

Have more questions about FSAs, HSAs and/or HRAs?

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This page is for informational purposes only and does not constitute legal, tax or investment advice. You are encouraged to discuss the issues raised here with your legal, tax and other advisors before determining how the issues apply to your specific situations.