The coronavirus (COVID-19) public health emergency is expected to affect organizations and individuals across the globe for weeks to come or even longer. In light of the changes to how organizations are conducting business and where people are now working, it’s important to evaluate your current commercial and voluntary insurance coverages. Conducting a formal assessment of these coverages with your carrier(s) can identify where coverage may need to change to provide protection and address various risk exposures.

Another consideration is that some states are issuing new insurance regulations in response to the coronavirus (COVID-19) public health emergency. As these regulations may vary state to state, policyholders with coverages that cross state lines may need to follow more than one set of procedures. Policyholders should watch for advisory notices from insurers about any changes that may affect current policies.