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        <title>Segal Insights - Home</title>
        <link>https://www.segalco.com/</link>
        <pubDate>Mon, 08 Jun 2026 20:30:51 GMT</pubDate>
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                    <item>
                        <title>Beyond the Horizon — 20 Years of Progress and the Journey Continues | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/beyond-the-horizon-20-years-of-progress-and-the-journey-continues</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 29 Sep 2026 00:00:00 GMT</pubDate>
                        <guid>7415</guid>
                        <description>Connect with peers at the 2026 IT Summit and learn how technology, AI and operations are shaping the future of health and pension plan administration.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Technology, ATC, Technology</tags>
                    </item>
                    <item>
                        <title>Help Your People Get the Most from Mental Health Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/help-your-people-get-the-most-from-mental-health-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 17 Jun 2026 00:00:00 GMT</pubDate>
                        <guid>7456</guid>
                        <description>A practical webinar for plan sponsors on improving mental health benefits engagement through plan design, workplace culture and communications.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Architecture Engineering &amp; Construction, Healthcare Industry, Higher Education, Public Sector, Multiemployer Plans, Corporate, Health</tags>
                    </item>
                    <item>
                        <title>Medical Stop-Loss Premiums Increase Nearly 13% | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/medical-stop-loss-premiums-increase-nearly-13-percent</link>
                            <dc:creator>Michael S. Tesoriero</dc:creator>
                        <pubDate>Mon, 08 Jun 2026 00:00:00 GMT</pubDate>
                        <guid>7489</guid>
                        <description>Rising stop-loss premiums and more high-cost claims are reshaping risk for self-funded plans — see key trends from Segal’s 2026 dataset.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/ca0aa91c-5661-f111-a826-6045bd08b6b2?ts=639163126030000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
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                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
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                    <item>
                        <title>Final Rule on Independent Dispute Resolution Operations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/final-rule-on-independent-dispute-resolution-operations</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 05 Jun 2026 00:00:00 GMT</pubDate>
                        <guid>7487</guid>
                        <description>The final rule updates IDR operations under the No Surprises Act — with new requirements for claims processing, negotiations and plan compliance.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Public Sector, Multiemployer Plans, Healthcare Industry, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>ACA Dollar Amounts and Percentages | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/aca-percentages-and-dollar-amounts</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 03 Jun 2026 00:00:00 GMT</pubDate>
                        <guid>2774</guid>
                        <description>We added the 2026 employer shared responsibility penalty, the 2026 affordability percentage and the FPL safe harbor for plan years beginning 1/1/26.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/be0589b1-665f-f111-a825-6045bd03fe64?ts=639160998170000000</downloadUrl>
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>FSA vs. HSA vs. HRA Comparison Chart  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/fsa-v-hsa-v-hra</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 03 Jun 2026 00:00:00 GMT</pubDate>
                        <guid>3126</guid>
                        <description>Our handy comparison chart is updated to include the maximum salary reduction for contributions to an FSA in 2025.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/759db3e0-715f-f111-a825-6045bd03fe64?ts=639161046220000000</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>The Differences Between an HRA and HSA: Multiemployer Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/difference-between-hra-and-hsa</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 03 Jun 2026 00:00:00 GMT</pubDate>
                        <guid>3130</guid>
                        <description>This simple and easy-to-understand chart for multiemployer health plan sponsors compares the key elements of an HRA and HSA. </description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/c1c0894b-6f5f-f111-a825-6045bd03fe64?ts=639161035090000000</downloadUrl>
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Proposed Rule Promotes Fertility Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/proposed-rule-promotes-fertility-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 03 Jun 2026 00:00:00 GMT</pubDate>
                        <guid>7482</guid>
                        <description>A proposed rule would allow fertility benefits as excepted benefits under ERISA, expanding flexibility for plan sponsors offering fertility coverage.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>Court Clarifies Withdrawal Liability Construction Exception | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/court-clarifies-withdrawal-liability-construction-exception</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 02 Jun 2026 00:00:00 GMT</pubDate>
                        <guid>7476</guid>
                        <description>A ruling finds a cumulative headcount method better reflects workforce composition when applying the construction exception to withdrawal liability.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q2 2026 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/multiemployer-pension-plan-news-for-q2-2026</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 29 May 2026 00:00:00 GMT</pubDate>
                        <guid>7462</guid>
                        <description>See Q2 2026 multiemployer pension plan trends: SFA updates, investment insights, PBGC outlook, compliance changes and market developments.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/1180ab34-9c5b-f111-bec7-6045bd08bb8b?ts=639156829970000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Connecting Annuity and Pension Improves Retirement Outcomes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/connecting-annuity-and-pension-improves-retirement-outcomes</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 28 May 2026 00:00:00 GMT</pubDate>
                        <guid>7458</guid>
                        <description>See how a $2 billion multiemployer fund shifted member behavior by reframing its annuity and pension as one retirement program.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Communications, Multiemployer Plans, Consulting Innovation</tags>
                    </item>
                    <item>
                        <title>SCOTUS Clarifies Timing of Withdrawal Liability Assumptions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/scotus-clarifies-timing-of-withdrawal-liability-assumptions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 May 2026 00:00:00 GMT</pubDate>
                        <guid>7453</guid>
                        <description>A Supreme Court ruling allows plans to adopt actuarial assumptions after the measurement date, shaping how withdrawal liability is determined. </description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Medical Claims Audit Recoups $1 Million for Benefits Fund | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/medical-claims-audit-recoups-1-million-for-benefits-fund</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 15 May 2026 00:00:00 GMT</pubDate>
                        <guid>7436</guid>
                        <description>After changing claims administrators, a building trades fund found troubling errors — prompting an audit that recovered funds and restored confidence.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Consulting Innovation, Multiemployer Plans, Benefits Technology, Benefits Administration, Benefit Audit Solutions, Corporate</tags>
                    </item>
                    <item>
                        <title>DOL ERISA Enforcement Memo Reflects Changed Priorities | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/dol-erisa-enforcement-memo-reflects-changed-priorities</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 14 May 2026 00:00:00 GMT</pubDate>
                        <guid>7433</guid>
                        <description>The DOL memo signals a greater focus on fiduciary loyalty, significant harm and clearer guidance — key changes for plan sponsors.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Healthcare Industry, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>Make a Sound Investment in Supporting Mental Health | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/make-a-sound-investment-in-supporting-mental-health</link>
                            <dc:creator>Sarah Gunderson</dc:creator>
                        <pubDate>Thu, 14 May 2026 00:00:00 GMT</pubDate>
                        <guid>6338</guid>
                        <description>Strong mental health and substance use disorder (MH/SUD) coverage can improve outcomes, reduce costs and address unmet treatment needs.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/e85d05a5-c94f-f111-bec6-00224803a4f4?ts=639143830930000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Mental Health, Healthcare Industry, Higher Education, Multiemployer Plans, Public Sector, Architecture Engineering &amp; Construction, Corporate, Well-Being</tags>
                    </item>
                    <item>
                        <title>Tailoring Behavioral Health Services for Your Population | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/tailoring-behavioral-health-services-for-your-population</link>
                            <dc:creator>Sarah Gunderson</dc:creator>
                        <pubDate>Fri, 08 May 2026 00:00:00 GMT</pubDate>
                        <guid>7428</guid>
                        <description>Behavioral health and mental health needs vary widely. Learn how to design benefits that improve access, engagement and outcomes for your people.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Mental Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Bold Benefits Story Strengthens Engagement and Enrollment | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/bold-benefits-story-strengthens-engagement-and-enrollment</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 May 2026 00:00:00 GMT</pubDate>
                        <guid>7396</guid>
                        <description>A leading sports-tech and entertainment company reimagined its benefit communications to connect a young workforce to its total rewards.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Communications, Health, Corporate, Retirement</tags>
                    </item>
                    <item>
                        <title>Behavior Change Is the Key to GLP-1 Success | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/behavior-change-is-the-key-to-glp-1-success</link>
                            <dc:creator>Bridget O&#39;Meara &amp; Staci Rossi</dc:creator>
                        <pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate>
                        <guid>7362</guid>
                        <description>GLP-1 costs can outpace short-term savings when adherence drops. Plans should align pharmacy strategy with coaching, nutrition and fitness support.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>5 Key Considerations for Behavioral Health Solutions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/5-key-considerations-for-behavioral-health-solutions</link>
                            <dc:creator>Sarah Gunderson, Lisa Bertola &amp; Megan Yost</dc:creator>
                        <pubDate>Thu, 30 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>5557</guid>
                        <description>Learn about a systematic strategy to help you make confident choices.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate, Mental Health</tags>
                    </item>
                    <item>
                        <title>Modernizing Legacy DC Plans for a Pension Trust | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/modernizing-legacy-dc-plans-for-a-pension-trust</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 30 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7354</guid>
                        <description>A multiemployer pension trust modernized legacy DC plans, cut annual costs in half and replaced hidden fees with transparent, per participant pricing.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Investment, Retirement, Benefits Administration, Benefits Technology, Consulting Innovation</tags>
                    </item>
                    <item>
                        <title>AI Assistant Helps Open Enrollment, Reduces HR Escalations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/ai-assistant-helps-open-enrollment-reduces-hr-escalations</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 30 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7371</guid>
                        <description>By adding an always on AI assistant to its open enrollment website, a security solutions provider delivered faster answers and reduced HR escalations.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Benefits Administration, Retirement, Technology, Consulting Innovation, ATC, Corporate, Benefits Technology, Health</tags>
                    </item>
                    <item>
                        <title>Most Plans Remain &quot;Green&quot;; Fewer Plans in C&amp;D Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/most-plans-remain-green-fewer-plans-in-cd-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 30 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7373</guid>
                        <description>More than three‑quarters of multiemployer pension plans remain in the green zone in 2026, driven by strong returns and receipt of SFA.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/01624085-c344-f111-88b4-00224805c6e9?ts=639131710030000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan’s Fully Funded Status Decreases 2 Points | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/model-pension-plans-full-funded-status-decreases-2-points</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 27 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7342</guid>
                        <description>In Q1 2026, the funded status of our model private sector single-employer pension plan fell 2 points to 107%. Download Prism to see why.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/fb06d80b-6842-f111-88b3-7ced8d6f3c2c?ts=639129118170000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>Q2 2026 Trends Focus: AI in Healthcare | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/q2-2026-trends-focus-ai-in-healthcare</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 23 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7349</guid>
                        <description>Learn how AI trends are influencing healthcare costs, participant experience and oversight — and what health plan sponsors should watch next.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/443d6018-853e-f111-88b4-0022480b84a3?ts=639124844870000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Technology, Health, Multiemployer Plans, Public Sector, Healthcare Industry, Corporate, Artificial Intelligence, Higher Education</tags>
                    </item>
                    <item>
                        <title>Deadlines Extended for Making Government Websites Accessible | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/deadlines-extended-for-making-government-websites-accessible</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 22 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7345</guid>
                        <description>Governments now have an additional year to comply. Learn how the new timelines affect state and local entities.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Compliance, Communications, Public Sector</tags>
                    </item>
                    <item>
                        <title>The Impact on the Public Sector of Mandating Social Security | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/the-impact-on-the-public-sector-of-mandating-social-security</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 17 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7332</guid>
                        <description>Learn how requiring public sector participation in Social Security could impact retirement plans, government employers and taxpayers nationwide.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/c74fbe0a-eb38-f111-88b4-0022480995bd?ts=639118685680000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>Seeking Better Benefits Engagement? Use AI Strategically | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/seeking-better-benefits-engagement-use-ai-strategically</link>
                            <dc:creator>Rita Brennan</dc:creator>
                        <pubDate>Tue, 14 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7319</guid>
                        <description>Learn how blending human empathy, smart design and AI can improve employee benefits engagement and make benefits easier to find and use.</description>
                        
                        <downloadUrl>https://www.neebc.org/index.php?option=com_dailyplanetblog&amp;view=entry&amp;year=2026&amp;month=03&amp;day=31&amp;id=187:human-first-ai-forward-strategies-for-better-benefits-engagement</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Technology, Retirement, Health, Compensation &amp; Careers, Communications, Public Sector, Consulting Innovation, Pharmaceutical, Corporate, Benefits Technology, Artificial Intelligence, Cybersecurity Awareness Month</tags>
                    </item>
                    <item>
                        <title>PBM Transparency, Fiduciary Risk &amp; Emerging Compliance Issues: A 2026 Update for Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/pbm-transparency-fiduciary-risk-emerging-compliance-issues</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 14 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7263</guid>
                        <description>A practical webinar for plan sponsors on PBM transparency, fiduciary risk and emerging compliance issues affecting pharmacy benefits.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Why Oversight of Vendors’ AI Use Is a Governance Essential | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/why-oversight-of-vendors-ai-use-is-a-governance-essential</link>
                            <dc:creator>Michael Stoyanovich</dc:creator>
                        <pubDate>Wed, 08 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7302</guid>
                        <description>When vendors add AI features, risk profiles can shift quietly. Learn how structured oversight makes vendor AI use visible and governable.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Benefits Technology, ATC, Artificial Intelligence, Consulting Innovation</tags>
                    </item>
                    <item>
                        <title>Evaluating the Impact and Outcomes of Point Solutions  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/evaluating-the-impact-and-outcomes-of-point-solutions</link>
                            <dc:creator>Jason Jossie &amp; Sadhna Paralkar, MD, MPH</dc:creator>
                        <pubDate>Wed, 01 Apr 2026 00:00:00 GMT</pubDate>
                        <guid>7287</guid>
                        <description>Learn how plan sponsors can evaluate healthcare point solutions by measuring ROI, costs and outcomes using data and clinical evidence.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/4d66eb72-2d2d-f111-88b4-0022480995bd?ts=639105776700000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Cybersecurity Awareness Month, COVID-19, Mental Health</tags>
                    </item>
                    <item>
                        <title>Pension Plans’ Evolving Journeys to Improved Funded Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/pension-plans-evolving-journeys-to-improved-funded-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 31 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>7217</guid>
                        <description>Gain actuarial and investment perspectives on how pension plans work and retirement plan dynamics that support improving funded status.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans, Public Sector, Consulting Innovation, Corporate</tags>
                    </item>
                    <item>
                        <title>DOL Proposes Changes to Benefit Statement Delivery Rules | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/dol-proposes-changes-to-benefit-statement-delivery-rules</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 26 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>7281</guid>
                        <description>The DOL proposed updates on when benefit statements must be delivered on paper vs. electronically. See key considerations for DC and DB plan sponsors.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Healthcare Industry, Higher Education, Corporate, Communications</tags>
                    </item>
                    <item>
                        <title>HHS Updates Model HIPAA Privacy Notices and Complaint Portal | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/hhs-updates-model-hipaa-privacy-notices-and-complaint-portal</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>7249</guid>
                        <description>What plan sponsors should review now, including updated notice language, SUD confidentiality protections and the revised complaint filing process.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Pay Equity’s Continued Importance for Culture and Compliance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/pay-equitys-continued-importance-for-culture-and-compliance</link>
                            <dc:creator>Jarred Wilson &amp; Keegan O&#39;Boyle</dc:creator>
                        <pubDate>Tue, 10 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>7215</guid>
                        <description>Pay equity remains essential for compliance and culture. Learn how employers can address disparities and strengthen trust through fair pay practices.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Communications, Compensation &amp; Careers, Corporate, Retirement, Organizational Effectiveness, Public Sector, Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>Future Pension Plan Leadership Requires Succession Planning | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/future-pension-plan-leadership-requires-succession-planning</link>
                            <dc:creator>Karen Chavez</dc:creator>
                        <pubDate>Tue, 10 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>7222</guid>
                        <description>It’s critical to develop talent early, transfer critical knowledge and reduce leadership risk as retirements accelerate across pension plan teams.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Well-Being, Architecture Engineering &amp; Construction, Corporate, ATC, Healthcare Industry, Higher Education, Public Sector, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Reasons to Consider an On-Site or Near-Site Clinic | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/reasons-to-consider-an-on-site-or-near-site-clinic</link>
                            <dc:creator>Sadhna Paralkar, MD, MPH</dc:creator>
                        <pubDate>Fri, 06 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>7234</guid>
                        <description>On‑site and near‑site clinics can reduce costs, improve access and experience, and deliver ROI while strengthening health and wellness programs.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Recurring Pharmacy Audits Strengthen PBM Accountability | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/recurring-pharmacy-audits-strengthen-pbm-accountability</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>7175</guid>
                        <description>Through recurring pharmacy audits, a purchasing entity found $1 million in unrealized discounts and rebates while strengthening fiduciary oversight.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Technology, Organizational Effectiveness, Benefits Administration, Benefits Technology, Corporate, Benefit Audit Solutions</tags>
                    </item>
                    <item>
                        <title>Rx Claims Audit Recovers Millions for Employer Coalition | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/rx-claims-audit-recovers-millions-for-employer-coalition</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>7228</guid>
                        <description>An employer coalition revealed pharmacy benefit manager (PBM) pricing errors through an independent pharmacy claims audit, recovering $5.5 million.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Pharmaceutical, Health, Benefits Administration, Benefit Audit Solutions, Corporate</tags>
                    </item>
                    <item>
                        <title>Legacy System Modernization: Make it Better Than New | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/legacy-system-modernization</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 04 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>3828</guid>
                        <description>Upgrading your current pension and benefit administration system can help you cost-effectively increase efficiency and users’ satisfaction.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Public Sector, ATC</tags>
                    </item>
                    <item>
                        <title>What Buyers Need to Know About Commercial Flood Insurance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/what-buyers-need-to-know-about-commercial-flood-insurance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 02 Mar 2026 00:00:00 GMT</pubDate>
                        <guid>7213</guid>
                        <description>Flood exposure is expanding and often underestimated. Learn about key flood insurance risks, coverage gaps and steps organizations can take now.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Explore What&#39;s Ahead for Fiduciary Liability Insurance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/explore-whats-ahead-for-fiduciary-liability-insurance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 12 Feb 2026 00:00:00 GMT</pubDate>
                        <guid>7147</guid>
                        <description>See what&#39;s ahead in fiduciary liability insurance: trends, risk mitigation and renewal prep for plan sponsors, ERISA fiduciaries and insurance buyers.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>New Requirements for PBM Reporting and Fee Disclosures | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/new-requirements-for-pbm-reporting-and-fee-disclosures</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Feb 2026 00:00:00 GMT</pubDate>
                        <guid>7174</guid>
                        <description>The Consolidated Appropriations Act of 2026 makes significant reforms to pharmacy benefit manager practices. See the impact on health plan sponsors.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>IRS Issues New Model Notices for Eligible Rollovers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/irs-issues-new-model-notices-for-eligible-rollovers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Feb 2026 00:00:00 GMT</pubDate>
                        <guid>7173</guid>
                        <description>Retirement plan administrators: There are two new model rollover notices for eligible rollover distributions, which you can start using now.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>How a P&amp;C Policy Review Helped Two Merging Benefit Funds  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-a-p-c-policy-review-helped-two-merging-benefit-funds</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 30 Jan 2026 00:00:00 GMT</pubDate>
                        <guid>6176</guid>
                        <description>See how Segal’s commercial P&amp;C policy review for merging benefit funds revealed buildings undervalued by $20 million, putting the new entity at risk. </description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Multiemployer Plans, Public Sector, Higher Education, Healthcare Industry, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Human First. AI Forward.  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/human-first-ai-forward-how-to-ignite-innovation-and-impact-with-ai</link>
                            <dc:creator>Kaulen Pickell &amp; Michael Stoyanovich</dc:creator>
                        <pubDate>Thu, 29 Jan 2026 00:00:00 GMT</pubDate>
                        <guid>7047</guid>
                        <description>AI is reshaping business—are you ready? Get clarity &amp; actionable steps in our webinar.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Benefits Administration, Communications, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Consulting Innovation, Corporate, Benefits Technology, ATC, Organizational Effectiveness, Health, Retirement, Artificial Intelligence</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan’s Funded Status Reaches 109 Percent | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/model-pension-plans-funded-status-reaches-109-percent</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 23 Jan 2026 00:00:00 GMT</pubDate>
                        <guid>7157</guid>
                        <description>In Q4 2025, the funded status of our model private sector single-employer pension plan rose 2 points to 109%. Download Prism to see why.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/7172e301-9df8-f011-8406-6045bd065e2e?ts=639047981760000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>Proposed Rule on Healthcare Price Transparency Disclosures | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/proposed-rule-on-healthcare-price-transparency-disclosures</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 23 Jan 2026 00:00:00 GMT</pubDate>
                        <guid>7152</guid>
                        <description>A proposed rule would change price transparency requirements for health plans and health insurers, including updated machine-readable file standards.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Executive Alignment Strengthens University Leadership Team | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/executive-alignment-strengthens-university-leadership-team</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 22 Jan 2026 00:00:00 GMT</pubDate>
                        <guid>7145</guid>
                        <description>Facing crisis, a university’s executive team rebuilt trust and improved decision-making through Segal’s expertise in organizational effectiveness.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Compensation &amp; Careers, Consulting Innovation, Higher Education, Corporate, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>A Cost-Benefit Analysis of GLP-1s | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/a-cost-benefit-analysis-of-glp-1s</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 22 Jan 2026 00:00:00 GMT</pubDate>
                        <guid>7149</guid>
                        <description>Explore GLP 1 therapy adherence and discontinuation trends and what they mean for medical trend, pharmacy spend, rebates and total health plan costs.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/8bd28a47-a7f7-f011-8406-6045bd03fe64?ts=639046926420000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Q1 2026 Trends Focus: Musculoskeletal Conditions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/q1-2026-trends-focus-musculoskeletal-conditions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 15 Jan 2026 00:00:00 GMT</pubDate>
                        <guid>7101</guid>
                        <description>Learn how musculoskeletal trends and treatment strategies help health plan sponsors control costs with prevention, digital care and quality networks.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/64909bf9-46f2-f011-8407-0022480c370f?ts=639041015180000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Initial Guidance on Trump Accounts | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/initial-guidance-on-trump-accounts</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 07 Jan 2026 00:00:00 GMT</pubDate>
                        <guid>7077</guid>
                        <description>Get key compliance insights on Trump Accounts — including employer setup, contribution options and what to know for 2026 plan changes.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Higher Education, Healthcare Industry, Corporate, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Segal Names John DeMairo as President and CEO to Build on Client-Focused Strategy | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/segal-names-john-demairo-as-president-and-ceo-to-build-on-client-focused-strategy</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 06 Jan 2026 00:00:00 GMT</pubDate>
                        <guid>7076</guid>
                        <description>Segal announces new president and chief executive officer.</description>
                        
                        
                        
                        <type>Segal News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications</tags>
                    </item>
                    <item>
                        <title>How a Large Institution Optimized Benefits to Fit Its Budget | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-a-large-institution-optimized-benefits-to-fit-its-budget</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 22 Dec 2025 00:00:00 GMT</pubDate>
                        <guid>5311</guid>
                        <description>A large institution did a total rewards study to compare its programs to those of its peers ― and found where it could optimize its benefits package.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3085/how-a-large-institution-optimized-benefits-to-fit-its-budget.pdf</downloadUrl>
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>Reporting and Disclosure Guide for Benefit Plans 2026 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2026-reporting-disclosure-guide</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 18 Dec 2025 00:00:00 GMT</pubDate>
                        <guid>7039</guid>
                        <description>The guide is an all-in-one resource that helps health and retirement plan sponsors meet compliance deadlines and avoid costly penalties.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/109f5e70-80db-f011-8543-00224804742c?ts=639015973290000000</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical, ERISA@50</tags>
                    </item>
                    <item>
                        <title>Government Entities Must Meet Website Accessibility Rules | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/government-entities-must-meet-website-accessibility-rules</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 18 Dec 2025 00:00:00 GMT</pubDate>
                        <guid>7064</guid>
                        <description>See what the DOJ’s web content accessibility final rule means for government entities, including who is affected and how to prepare for compliance.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Technology, Public Sector</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q4 2025 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/multiemployer-pension-plan-news-for-q4-2025</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 12 Dec 2025 00:00:00 GMT</pubDate>
                        <guid>7061</guid>
                        <description>See Q4 2025’s multiemployer pension plan trends: plan maturity, inflation, compliance updates and strategies for effective participant communications.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/04546062-d5d6-f011-8543-000d3a355889?ts=639010840470000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Communications, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Q4 2025 Trends Focus: High-Cost Claims | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/q4-2025-trends-focus-high-cost-claims</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Dec 2025 00:00:00 GMT</pubDate>
                        <guid>7056</guid>
                        <description>Health plan sponsors can use data-driven strategies, preventive screenings and stop-loss coverage to lower costs and protect plan sustainability.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/ad9a4384-2fd5-f011-8544-00224803be64?ts=639009028620000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Healthcare Industry, Public Sector, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Single Sign-On Benefits Portal Transforms Member Experience | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/new-benefits-portal-transforms-member-experience</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 02 Dec 2025 00:00:00 GMT</pubDate>
                        <guid>7035</guid>
                        <description>See how a national sports organization transformed its outdated benefits experience into one secure, mobile-friendly platform.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Technology, Benefits Technology, Corporate, ATC</tags>
                    </item>
                    <item>
                        <title>How Much Fiduciary Liability Insurance Do I Need? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-much-fiduciary-liability-insurance-do-i-need</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 28 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>3516</guid>
                        <description>Read how we helped a new multiemployer health fund arrive at the right amount of coverage.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Retiree Health Plan Sponsors: 2026 Medicare Part B Premiums Increase | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/retiree-health-plan-sponsors-2026-medicare-part-b-premiums-increase</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 21 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>7029</guid>
                        <description>See key premium, deductible and coinsurance changes for 2026, plus practical steps for managing reimbursement, IRMAA changes and plan communications.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>New Opportunities for Fertility Benefit Coverage | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/new-opportunities-for-fertility-benefit-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 19 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>7013</guid>
                        <description>See how new guidance helps group health plan sponsors expand fertility benefits — including excepted benefits, HRAs and cost-saving strategies.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Well-Being</tags>
                    </item>
                    <item>
                        <title>The Collaboration Revolution: AI&#39;s Role in Benefit Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/the-collaboration-revolution-ais-role-in-benefit-plans</link>
                            <dc:creator>Gokul Sheshadri</dc:creator>
                        <pubDate>Fri, 14 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>7019</guid>
                        <description>See how AI collaboration helps retirement and health plans — summarizing documents, drafting outreach and checking calculations while people decide.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Benefits Technology, Corporate, ATC, Artificial Intelligence</tags>
                    </item>
                    <item>
                        <title>Numbers Retirement Plan Sponsors Need to Know for 2026 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/numbers-retirement-plan-sponsors-need-to-know-for-2026</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 14 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>7017</guid>
                        <description>Get the 2026 IRS, Social Security and PBGC limits — including handy comparison charts and action steps for retirement plan sponsors to stay compliant.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>GLP-1 Announcement May Affect Prices for Group Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/glp-1-announcement-may-affect-prices-for-group-health-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 11 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>7011</guid>
                        <description>A new federal agreement could reshape costs for Medicare, Medicaid and direct-to-consumer channels. See what health plan sponsors should watch for.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Healthcare Industry, Higher Education, Public Sector, Multiemployer Plans, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>How to Ensure Smooth Implementation of a New Benefits System | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-to-ensure-smooth-implementation-of-a-new-benefits-system</link>
                            <dc:creator>Trevor Newcomb</dc:creator>
                        <pubDate>Fri, 07 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>7007</guid>
                        <description>Follow four best practices for a seamless benefits administration system implementation and avoid common pitfalls in your next project with vendors.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/b714e179-36bb-f011-bbd3-0022480a6ceb?ts=638980471250000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Public Sector, ATC</tags>
                    </item>
                    <item>
                        <title>Health Plan Design That Works for Your People and Your Bottom Line | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/health-plan-design</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 07 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>1661</guid>
                        <description>We&#39;ll help you with health plan design that works for your people and your bottom line.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Reduce Healthcare Costs with Analytics | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/healthcare-costs</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 06 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>1580</guid>
                        <description>We can help you how to simplify and lower the associated expenses with our holistic, comprehensive healthcare cost reduction service. </description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Technology, Public Sector</tags>
                    </item>
                    <item>
                        <title>Update on Coverage of the COVID-19 Vaccine | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/update-on-coverage-of-the-covid-19-vaccine</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 05 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>7005</guid>
                        <description>Understand how ACIP and CDC recommendations shape COVID-19 vaccine coverage, shared clinical decision-making, cost sharing and plan year compliance.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, COVID-19, Corporate</tags>
                    </item>
                    <item>
                        <title>Year-End Compliance Reminders for Retirement Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/year-end-compliance-reminders-for-retirement-plan-sponsors</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 04 Nov 2025 00:00:00 GMT</pubDate>
                        <guid>7002</guid>
                        <description>Get on top of 2025 compliance season: key deadlines, Roth catch-up rules, SECURE Act updates and operational tips for retirement plan sponsors.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>How a Dependent Eligibility Audit Saved $430,000  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-a-dependent-eligibility-audit-saved-four-hundred-and-thirty-thousand-dollars</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 31 Oct 2025 00:00:00 GMT</pubDate>
                        <guid>6012</guid>
                        <description>Learn how a benefits audit helped a public school district health plan ensure that claims paid were for eligible dependents, saving $430,000 annually.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Benefit Audit Solutions, Higher Education, Public Sector</tags>
                    </item>
                    <item>
                        <title>Slight Increase in Model Pension Plan’s Funded Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/slight-increase-in-model-pension-plans-funded-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 30 Oct 2025 00:00:00 GMT</pubDate>
                        <guid>6994</guid>
                        <description>In Q3 2025, the funded status of our model private sector single-employer pension plan rose 2 points to 107%. Learn why in the latest Prism.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/c2697e34-b4b5-f011-bbd3-000d3a5b7c3b?ts=638974414140000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Corporate</tags>
                    </item>
                    <item>
                        <title>Why Commercial Umbrella Insurance Is No Longer Optional | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/why-commercial-umbrella-insurance-is-no-longer-optional</link>
                            <dc:creator>Susan Ginexi</dc:creator>
                        <pubDate>Thu, 30 Oct 2025 00:00:00 GMT</pubDate>
                        <guid>6997</guid>
                        <description>As social inflation impacts the complexity of insurance claims, umbrella insurance can be a critical safeguard against related catastrophic losses.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Latest on Zone Status: Most Multiemployer Plans Are Green | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/latest-on-zone-status-most-multiemployer-plans-are-green</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 29 Oct 2025 00:00:00 GMT</pubDate>
                        <guid>6989</guid>
                        <description>Explore zone status for 300+ multiemployer pension plans — from green to C&amp;D — with SFA, burn rate, maturity, inactive‑to‑active ratios and more. </description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/38172e56-5bb4-f011-bbd3-00224803be64?ts=638979506060000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>In Most Industries, Green-Zone Plans Are the Majority | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/in-most-industries-green-zone-plans-are-the-majority</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 29 Oct 2025 00:00:00 GMT</pubDate>
                        <guid>6991</guid>
                        <description>Download Segal’s infographic on multiemployer pension plans’ zone status — see burn rate and inactive-to-active ratios by industry for 300+ plans.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/af2f2d96-e0b4-f011-bbd3-000d3a35cc3a?ts=638979519490000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>How a Benefits Audit Brought $500,000 Back to a Client  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-a-benefits-audit-brought-500-thousand-dollars-back-to-a-client</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 24 Oct 2025 00:00:00 GMT</pubDate>
                        <guid>5990</guid>
                        <description>Learn how a benefits audit helped a public retirement fund uncover an error in its claims payment system and recapture $500,000 in hospital costs. </description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Health, Benefit Audit Solutions, Public Sector</tags>
                    </item>
                    <item>
                        <title>ConnectivITy: Bridging Ideas. Bolstering Innovation. Building Connections. | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/connectivity-bridging-ideas-bolstering-innovation-building-connections</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 21 Oct 2025 00:00:00 GMT</pubDate>
                        <guid>6791</guid>
                        <description>Take your health and pension plan operations and IT to the next level and learn about the challenges facing benefit organizations today.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, ATC, Benefits Technology, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>How a Switch to Segal Netted Six-Figure Cost Savings | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-a-switch-to-segal-netted-six-figure-cost-savings</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 06 Oct 2025 00:00:00 GMT</pubDate>
                        <guid>5944</guid>
                        <description>Learn how a tech firm’s switch to a more responsive broker helped secure six-figure savings in Rx pricing and life and disability insurance renewals.</description>
                        
                        <downloadUrl>URL goes here</downloadUrl>
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Benefits Administration, Pharmaceutical, Technology</tags>
                    </item>
                    <item>
                        <title>How a Policy Review Saved the Day for a Benefit Fund | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-a-pc-review-saved-the-day-for-a-benefit-fund</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 03 Oct 2025 00:00:00 GMT</pubDate>
                        <guid>5947</guid>
                        <description>Learn how Segal’s detailed assessment of a Taft-Hartley benefit fund’s $50 million property and casualty (P&amp;C) portfolio revealed a huge coverage gap.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>How Wellness Incentives Tripled Program Engagement | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-incentivizing-wellness-tripled-program-engagement</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 29 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>5921</guid>
                        <description>Learn how a university’s integration of its medical plans with an incentivized wellness program tripled participation and saved 10 percent on claims. </description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Benefits Administration, Higher Education</tags>
                    </item>
                    <item>
                        <title>Personal and Well-Timed Benefits Communications Are Powerful | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/personal-and-well-timed-benefits-communications-are-powerful</link>
                            <dc:creator>Rita Brennan</dc:creator>
                        <pubDate>Wed, 24 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>6953</guid>
                        <description>Personalized benefits messaging — tailored to individual needs — increases employee engagement. Get the three steps to making communications personal.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/8f634f21-9395-f011-b4cc-000d3a5b50ba?ts=638939087690000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Benefits Administration, Compensation &amp; Careers, Consulting Innovation, Corporate, Benefits Technology, Retirement, Health, Investment</tags>
                    </item>
                    <item>
                        <title>How a Paid Leave Revamp Saved Health System $1 Million  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-a-paid-leave-revamp-saved-health-system-1-million</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 22 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>5912</guid>
                        <description>Learn how a large healthcare system’s overhaul of its paid leave program increased its ability to attract and retain employees ― and saved $1 million.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3461/paid-leave-client-story.pdf</downloadUrl>
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Healthcare Industry, Benefits Administration</tags>
                    </item>
                    <item>
                        <title>Final Catch-Up Contribution Rule Provides Some Relief | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/final-catch-up-contribution-rule-provides-some-relief</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 22 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>6956</guid>
                        <description>The Treasury Department’s new catch-up contributions rule gives retirement plan sponsors time and flexibility with SECURE 2.0’s Roth requirements.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Higher Education, Healthcare Industry, Multiemployer Plans, Public Sector, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>HIPAA Privacy Notice Updates to Consider | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/hipaa-privacy-notice-updates-to-consider</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 18 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>6945</guid>
                        <description>Information about enhanced privacy protections for reproductive healthcare should be removed from HIPAA-mandated Notice of Privacy Practices.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>How a Higher Ed Client Saved  $21 Million with a New PBM | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-a-pbm-helped-a-higher-ed-client-save-21-million</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 15 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>5903</guid>
                        <description>Learn how Segal helped a leading higher ed coalition land a new PBM partner that led to a doubling of its membership and over $21 million in savings. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/3454/higher-ed-pbm-coalition.pdf</downloadUrl>
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education, Benefits Administration, Health, Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q3 2025 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/multiemployer-pension-plan-news-for-q3-2025</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 12 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>6937</guid>
                        <description>In this recap of multiemployer retirement plan topics: considerations after receipt of SFA, compliance checks for annuity fund oversight and more!</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/113dd776-a58f-f011-b4cc-6045bd0659b8?ts=638932569380000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>How to Simplify Your Insurance Coverage | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/simplify-insurance-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 12 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>4170</guid>
                        <description>This is how we made a complex insurance coverage situation easier for a client.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>Why Now Is the Right Time for Hybrid Retirement Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/why-now-is-the-right-time-for-hybrid-retirement-plans</link>
                            <dc:creator>John Redmond</dc:creator>
                        <pubDate>Wed, 10 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>6932</guid>
                        <description>Hybrid retirement plan designs like variable annuity pension plans (VAPPs) are gaining traction with employers for talent retention and cost control.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Consulting Innovation, Higher Education, Healthcare Industry, Retirement, Investment, Corporate</tags>
                    </item>
                    <item>
                        <title>Why a VAPP May Be the Future of Pension Plan Design | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/why-a-vapp-may-be-the-future-of-pension-plan-design</link>
                            <dc:creator>John Redmond &amp; Megan Yost</dc:creator>
                        <pubDate>Wed, 10 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>6933</guid>
                        <description>VAPPs blend DB and DC features to deliver lifetime income, mitigate risk and help plan sponsors attract talent with sustainable retirement benefits. </description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Benefits Administration, Multiemployer Plans, Consulting Innovation, Corporate, Well-Being, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Some 2026 Projected Health Plan Cost Trends at 10-Year Highs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2026-health-plan-cost-trend-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>6927</guid>
                        <description>Segal’s 2026 Health Plan Cost Trend Survey findings help plan sponsors anticipate and manage soaring medical and prescription drug healthcare costs.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/7dd5c951-768a-f011-b4cc-002248098cfa?ts=638926869320000000</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Healthcare Industry, Higher Education, Multiemployer Plans, Architecture Engineering &amp; Construction, Public Sector, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Segal Survey: 2026 Healthcare Costs to Soar  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/segal-survey-predicts-2026-healthcare-costs-will-soar-to-unprecedented-levels</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>6931</guid>
                        <description>Segal&#39;s 2026 Health Plan Cost Trend Survey report reveals what’s driving medical and Rx drug plan costs.</description>
                        
                        
                        
                        <type>Segal News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Survey Results on 2026 Projected Health Plan Cost Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2026-health-plan-cost-trend-survey-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Sep 2025 00:00:00 GMT</pubDate>
                        <guid>6893</guid>
                        <description>This survey data is invaluable in planning your organization’s 2026 healthcare coverage. Register for our September 9 webinar to see the results.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Trustee Considerations After Their Pension Plan Receives SFA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/trustee-considerations-after-their-pension-plan-receives-sfa</link>
                            <dc:creator>Susan Boyle &amp; Jason Russell</dc:creator>
                        <pubDate>Wed, 27 Aug 2025 00:00:00 GMT</pubDate>
                        <guid>6900</guid>
                        <description>There are actions multiemployer plan trustees may wish to consider for extending the solvency of or otherwise strengthening their plan.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Protecting Benefits During a Partial Pension Risk Transfer | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/protecting-benefits-during-a-partial-pension-risk-transfer</link>
                            <dc:creator>Katelyn Boesch &amp; Henry P. Nearing</dc:creator>
                        <pubDate>Mon, 25 Aug 2025 00:00:00 GMT</pubDate>
                        <guid>6899</guid>
                        <description>This introduction to partial pension risk transfers is for plan sponsors interested in learning more to decide whether to pursue it as a strategy.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Considerations for Expanding Small Pension Cash-Out Rules | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/considerations-for-expanding-small-pension-cash-out-rules</link>
                            <dc:creator>Jason Russell &amp; Beth A. Bangert</dc:creator>
                        <pubDate>Mon, 18 Aug 2025 00:00:00 GMT</pubDate>
                        <guid>6888</guid>
                        <description>PBGC premiums are rising. Are you leaving savings on the table? See how a rule change about small pension cash-outs can cut multiemployer plan costs.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan&#39;s Funded Status Jumps by 7 Points | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/model-pension-plans-funded-status-jumps-by-7-points</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 04 Aug 2025 00:00:00 GMT</pubDate>
                        <guid>6880</guid>
                        <description>In Q2 2025, the funded status of our model private sector single-employer pension plan rose 7 points to 105%. Learn why in the latest Prism.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/09a09573-f46e-f011-bec3-000d3a5b50ba?ts=638896624740000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate, Investment</tags>
                    </item>
                    <item>
                        <title>Pension Plan Funding Policy a Win-Win for All Parties | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/pension-plan-funding-policy-a-win-win-for-all-parties</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 01 Aug 2025 00:00:00 GMT</pubDate>
                        <guid>6862</guid>
                        <description>See how Segal helped union and management trustees of a billion-dollar building trades fund find common ground and avoid costly arbitration. </description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Benefits Administration, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Selecting the Right AI Vendor for Your Organization | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/selecting-the-right-ai-vendor-for-your-organization</link>
                            <dc:creator>Norm Buckwalter</dc:creator>
                        <pubDate>Wed, 30 Jul 2025 00:00:00 GMT</pubDate>
                        <guid>6876</guid>
                        <description>Whether you’re starting to explore AI or refining your vendor selection process, our practical roadmap helps you make a smart, future-ready choice.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/59265527-5e6d-f011-bec3-0022480a6ceb?ts=638894879720000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Consulting Innovation, Corporate, Benefits Technology, ATC, Artificial Intelligence</tags>
                    </item>
                    <item>
                        <title>How the One Big Beautiful Bill Act Will Impact Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/one-big-beautiful-bill-act-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 30 Jul 2025 00:00:00 GMT</pubDate>
                        <guid>6851</guid>
                        <description>Segal&#39;s July 30 webinar explores how the Big Beautiful Bill Act and recent SCOTUS rulings may reshape health plans and compliance strategies.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Medical Stop-Loss Premiums Increase Nearly 10% | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/medical-stop-loss-premiums-increase-nearly-10-percent</link>
                            <dc:creator>Michael S. Tesoriero</dc:creator>
                        <pubDate>Fri, 25 Jul 2025 00:00:00 GMT</pubDate>
                        <guid>6869</guid>
                        <description>Segal’s infographic based on the latest medical stop-loss coverage data shows how health plan sponsors are protecting against rising medical costs.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/3ed32bba-8d69-f011-bec3-00224804742c?ts=638890686040000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>IRS Clarifies Withholding Rule for Uncashed Pension Checks | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/irs-clarifies-withholding-rule-for-uncashed-pension-checks</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 22 Jul 2025 00:00:00 GMT</pubDate>
                        <guid>6867</guid>
                        <description>Get details on recent IRS-issued guidance that clarifies how to handle income tax withholding for uncashed pension checks.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Q3 2025 Trends Focus: Specialty Dermatological Drugs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/q3-2025-trends-focus-specialty-dermatological-drugs</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 14 Jul 2025 00:00:00 GMT</pubDate>
                        <guid>6848</guid>
                        <description>Learn about the rising cost of these drugs, emerging therapies for psoriasis, the biosimilar market and four cost-management strategies.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/56b2f723-c760-f011-bec3-000d3a5b50ba</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Budget Act Provisions that Affect Employee Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/budget-act-provisions-that-affect-employee-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 11 Jul 2025 00:00:00 GMT</pubDate>
                        <guid>6849</guid>
                        <description>Plan sponsors: Review several parts of the bill, particularly those related to Health Savings Accounts (HSAs) and certain other fringe benefits.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>ERISA Preempts State PBM Law | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/erisa-preempts-state-pbm-law</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 09 Jul 2025 00:00:00 GMT</pubDate>
                        <guid>6845</guid>
                        <description>Supreme Court declines to review 10th Circuit ruling that ERISA preempts Oklahoma’s PBM law, reinforcing limits on state regulation of plan design.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>SCOTUS Upholds ACA Preventive Care Recommendation Process | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/scotus-upholds-aca-preventive-care-recommendation-process</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>6841</guid>
                        <description>Learn about the implications for non-grandfathered group health plans.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Healthcare Industry, Public Sector, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>HIPAA/HITECH Privacy &amp; Security Compliance: PDF Checklist | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/hipaa-hitech-privacy-security-compliance-checklist</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 26 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>6838</guid>
                        <description>To stay on top of compliance with the HIPAA/HITECH Privacy and Security rules, download our checklist, covering 15 best-practice compliance to-dos.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/ab883c98-a052-f011-877a-0022480a6ceb</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Multiemployer Plans, Public Sector, ATC</tags>
                    </item>
                    <item>
                        <title>Beyond Mandates: The Importance of Protecting Health Data | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/beyond-mandates-the-importance-of-protecting-health-data</link>
                            <dc:creator>Gisela De San Roman</dc:creator>
                        <pubDate>Tue, 17 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>6831</guid>
                        <description>Learn the two trends driving IT risks today and how often to conduct a HIPAA Security/HITECH risk assessment in our new article from our ATC experts.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Healthcare Industry, ATC, Corporate, Technology, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>DOJ: Supreme Court Should Hear Withdrawal Liability Case | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/doj-supreme-court-should-hear-withdrawal-liability-case</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 13 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>6827</guid>
                        <description>How the Supreme Court weighs in on a multiemployer case could reshape withdrawal liability rules. Learn how the outcome could impact plan sponsors.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Colleges and Universities Are Meeting the Growing Need for Mental Health Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/colleges-and-universities-are-meeting-the-growing-need-for-mental-health-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 13 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>6823</guid>
                        <description>Get the infographic on higher ed mental health benefits to see what other institutions are offering and how you can benchmark your own programs. </description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/3c027ed6-d546-f011-8779-002248098cfa?ts=638852512780000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Higher Education, Corporate, Mental Health, Public Sector, Well-Being</tags>
                    </item>
                    <item>
                        <title>Multiemployer Plan Survey: Zone Status Mostly Unchanged | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/multiemployer-plan-survey-zone-status-mostly-unchanged</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 12 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>6822</guid>
                        <description>Our latest survey of 181 plans is a must-read for trustees. Get key trends in zone status, plan maturity, burn rate, benefit improvements and more. </description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/3defee6e-c547-f011-877a-6045bd052404?ts=638853541870000000</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>New Requirements for Breast and Cervical Cancer Screening | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/new-requirements-for-breast-and-cervical-cancer-screening</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>6820</guid>
                        <description>Our insight outlines what group health plan sponsors need to know to comply with these preventive care updates.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Competitive Medical Stop-Loss Insurance Starts with Bids | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/medical-stop-loss-insurance-bids</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 09 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>4166</guid>
                        <description>Assessing the relative value of a particular stop-loss policy’s coverage can be tough. The best way is through seeking regular competitive bids.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Insurance</tags>
                    </item>
                    <item>
                        <title>Top 10 Compliance Checks to Simplify Annuity Fund Oversight | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/top-10-compliance-checks-to-simplify-annuity-fund-oversight</link>
                            <dc:creator>Richard Reed</dc:creator>
                        <pubDate>Fri, 06 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>6815</guid>
                        <description>Our handy tool makes it easy for trustees and multiemployer annuity (DC) fund plan administrators to stay on top of critical compliance steps.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/d8b59dde-5542-f011-b4cb-00224804742c?ts=638847565080000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q2 2025 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/multiemployer-pension-plan-news-for-q2-2025</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Jun 2025 00:00:00 GMT</pubDate>
                        <guid>6804</guid>
                        <description>Multiemployer retirement plan sponsors: Get caught up on 5 important topics in our recap of second quarter news impacting multiemployer pension plans.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/ca8756f8-2342-f011-b4cb-00224804742c?ts=638847350780000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>MHPAEA Litigation and Enforcement News | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/mhpaea-litigation-and-enforcement-news</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 20 May 2025 00:00:00 GMT</pubDate>
                        <guid>6794</guid>
                        <description>See the Mental Health Parity and Addiction Equity Act (MHPAEA) litigation on hold and enforcement considerations, plus next steps for plan sponsors.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Architecture Engineering &amp; Construction, Higher Education, Mental Health</tags>
                    </item>
                    <item>
                        <title>Most Plans Remain Green as 2025 Brings Market Uncertainty | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/most-plans-remain-green-as-2025-brings-market-uncertainty</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 13 May 2025 00:00:00 GMT</pubDate>
                        <guid>6782</guid>
                        <description>How did multiemployer pension plans perform in 2024? Find out in our infographic illustrating key data from Segal’s survey of 181 calendar-year plans.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/86d35d27-672f-f011-8c4e-000d3a5b50ba?ts=638826748680000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan&#39;s Funded Status Decreases by 3 Points | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/model-pension-plans-funded-status-decreases-by-3-points</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 05 May 2025 00:00:00 GMT</pubDate>
                        <guid>6765</guid>
                        <description>In Q1 2025, the funded status of our model private sector single-employer pension plan fell 3 points to 107%. Learn why in the latest Prism.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/8ed1b70a-d029-f011-8c4e-000d3a5b50ba?ts=638820602040000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Corporate</tags>
                    </item>
                    <item>
                        <title>Survey of How Plans Are Covering GLP-1s: for Weight Loss or Diabetes Only | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/survey-of-how-plans-are-covering-glp-1s-for-weight-loss-or-diabetes-only</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 05 May 2025 00:00:00 GMT</pubDate>
                        <guid>6777</guid>
                        <description>Are health plans covering GLP-1s for weight loss or for diabetes only? The answers from the 160 large group health plans we surveyed may surprise you.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/8d90f806-ed29-f011-8c4e-000d3a5b50ba?ts=638820726490000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Third-Party Cyber Risk: Looking at Vendors’ Cybersecurity | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/third-party-cyber-risk-looking-at-vendors-cybersecurity</link>
                            <dc:creator>Jay Preall</dc:creator>
                        <pubDate>Fri, 02 May 2025 00:00:00 GMT</pubDate>
                        <guid>6773</guid>
                        <description>Your vendors are a critical part of your success. Get our checklists to see if they could be putting you at risk for cybersecurity breaches.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/9a183d9e-8227-f011-8c4e-000d3a35cc3a?ts=638818070520000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Architecture Engineering &amp; Construction, Healthcare Industry, Higher Education, Multiemployer Plans, Public Sector, Insurance, Technology, ATC, Benefits Technology, Corporate, Cyber Advisor, Cybersecurity Awareness Month, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Health Coaching Enhances Well-Being and Productivity | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/health-coaching-enhances-well-being-and-productivity</link>
                            <dc:creator>Staci Rossi</dc:creator>
                        <pubDate>Thu, 24 Apr 2025 00:00:00 GMT</pubDate>
                        <guid>6759</guid>
                        <description>Your organization can derive significant value from integrating health coaching into its existing health-management programs.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Well-Being</tags>
                    </item>
                    <item>
                        <title>Supreme Court Addresses Prohibited Transaction Lawsuits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/supreme-court-addresses-prohibited-transaction-lawsuits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 23 Apr 2025 00:00:00 GMT</pubDate>
                        <guid>6756</guid>
                        <description>As a result of the Supreme Court’s decision, it will be easier for participants to sue plans for everyday plan transactions with service providers.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Executive Order Seeks to Lower Prescription Drug Prices | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/executive-order-seeks-to-lower-prescription-drug-prices</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 23 Apr 2025 00:00:00 GMT</pubDate>
                        <guid>6758</guid>
                        <description>The order instructs federal departments to issue regulations or work with Congress to identify statutory changes necessary to address drug prices.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Implications of Medicare Changes for Group Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/implications-of-medicare-changes-for-group-health-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 22 Apr 2025 00:00:00 GMT</pubDate>
                        <guid>6740</guid>
                        <description>Our insight discusses guidance for sponsors of group health plans as well as a chart showing the impact on Medicare Part D cost sharing in 2026.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>How an Improved Insurance Program Transformed Service | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/improved-insurance-program-reversed-years-of-poor-service</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 18 Apr 2025 00:00:00 GMT</pubDate>
                        <guid>4708</guid>
                        <description>See how we helped resolve a voluntary benefits claims issue.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Insurance</tags>
                    </item>
                    <item>
                        <title>New Model Annual Funding Notices and Companion DOL Guidance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/new-model-annual-funding-notices-and-companion-dol-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 17 Apr 2025 00:00:00 GMT</pubDate>
                        <guid>6737</guid>
                        <description>The DOL issued new model annual funding notices (AFNs) for single-employer and multiemployer DB plans, which include changes made by SECURE 2.0.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Q2 2025 Trends Focus: Cognitive Health in the Workplace | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/q2-2025-trends-focus-cognitive-health-in-the-workplace</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 16 Apr 2025 00:00:00 GMT</pubDate>
                        <guid>6732</guid>
                        <description>Mitigating the impact of dementia on your workforce: Our Q2 2025 Trends has 7 strategies to help plan sponsors address cognitive health.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/f97e711e-ca1a-f011-9989-0022480a6ceb?ts=638804083960000000</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q1 2025 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/multiemployer-pension-plan-news-for-q1-2025</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 04 Apr 2025 00:00:00 GMT</pubDate>
                        <guid>6721</guid>
                        <description>Multiemployer retirement plan sponsors: Get caught up on 5 important topics in our recap of first quarter news impacting multiemployer pension plans.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/zuTixyYSw68WL9h0NWMVo6jC0US7uhCirTQTTTwynrg</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Social Security Administration Updates Form SSA-1945 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/social-security-administration-updates-form-ssa-1945</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 04 Apr 2025 00:00:00 GMT</pubDate>
                        <guid>6727</guid>
                        <description>Public sector employers and pension plans that don’t participate in Social Security should send the updated Form SSA-1945 to new hires to sign before </description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Public Sector</tags>
                    </item>
                    <item>
                        <title>PBM Audit Recovers $4.6M in Rx Discounts and Rebates | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/pbm-audit-recovers-4-point-6-million-dollars-in-rx-discounts-and-rebates</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 26 Mar 2025 00:00:00 GMT</pubDate>
                        <guid>6712</guid>
                        <description>See how a benefits audit helped a health plan recover $4.6 million in undistributed Rx discounts and rebates from its pharmacy benefit manager (PBM).</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Pharmaceutical, Benefit Audit Solutions, Public Sector</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan’s Funded Status Increases by 5 Points | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/model-pension-plans-funded-status-increases-by-5-points</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 21 Mar 2025 00:00:00 GMT</pubDate>
                        <guid>6641</guid>
                        <description>In Q4 2024, the funded status of our model private sector single-employer pension plan rose 5 points to 110%. Learn why in the latest Prism.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/MOKZj360dzQq58gI4grZzQtQE_Q75sh2n48NHBa9DPM</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Corporate</tags>
                    </item>
                    <item>
                        <title>Executive Order Targets Better Healthcare Price Transparency | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/executive-order-targets-better-healthcare-price-transparency</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 21 Mar 2025 00:00:00 GMT</pubDate>
                        <guid>6708</guid>
                        <description>Sponsors of group health plans should ensure plans comply with existing transparency requirements. New enforcement actions are likely.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>AI and Employee Benefits Communication: What’s Working Now and What’s Ahead | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/ai-and-employee-benefits-communication-whats-working-now-and-whats-ahead</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 20 Mar 2025 00:00:00 GMT</pubDate>
                        <guid>6670</guid>
                        <description>Watch a webinar on AI and employee benefits communication to learn how to create clearer, more engaging and personalized communications.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Communications, Benefits Administration, Benefits Technology, Artificial Intelligence</tags>
                    </item>
                    <item>
                        <title>To Reduce Retirement Plan Risk, Balance Stability &amp; Security | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/to-reduce-retirement-plan-risk-balance-stability-and-security</link>
                            <dc:creator>Jonathan Price</dc:creator>
                        <pubDate>Thu, 13 Mar 2025 00:00:00 GMT</pubDate>
                        <guid>6701</guid>
                        <description>Learn four key advantages for pension plan sponsors — plus the advantages for participants — of offering stable and secure retirement plans.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans, Corporate, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Protect Your Organization from Rising Flood Risk | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/protect-your-organization-from-rising-flood-risk</link>
                            <dc:creator>Susan Ginexi</dc:creator>
                        <pubDate>Tue, 11 Mar 2025 00:00:00 GMT</pubDate>
                        <guid>6699</guid>
                        <description>Be sure your organization is adequately protected. Learn essential items to include in your disaster recovery and business continuity plans.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Public Sector, Healthcare Industry, Architecture Engineering &amp; Construction, Higher Education, Corporate, ATC, Insurance</tags>
                    </item>
                    <item>
                        <title>Healthcare Trends Ticking Up | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2025-shape-trends-infographic</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 06 Mar 2025 00:00:00 GMT</pubDate>
                        <guid>6685</guid>
                        <description>An analysis of health plan data by Segal’s SHAPE proprietary health data warehouse reveals medical cost and Rx cost trends through December 2024.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/QVyx72tp3OCc7K-y5cfYhRPIQ7gDcj7LvnDzurbRMPA</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Executive Order on IVF | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/executive-order-on-ivf</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 25 Feb 2025 00:00:00 GMT</pubDate>
                        <guid>6676</guid>
                        <description>The order doesn’t require action by health plan sponsors but may signal efforts to require more coverage options for assisted reproductive technology.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Public Sector, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Segal Expands Communications Practice to  Help Clients Increase Employee Engagement | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/segal-expands-communications-practice-to-help-clients-increase-employee-engagement</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 25 Feb 2025 00:00:00 GMT</pubDate>
                        <guid>6677</guid>
                        <description>Segal, a leading benefits and human resources consulting firm, today announced its acquisition of Intactic, an employee communications company.</description>
                        
                        
                        
                        <type>Segal News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications</tags>
                    </item>
                    <item>
                        <title>Executive Order Creates Health Commission | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/executive-order-creates-health-commission</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 20 Feb 2025 00:00:00 GMT</pubDate>
                        <guid>6673</guid>
                        <description>The initial target of the executive order will focus on addressing childhood chronic diseases, including mental healthcare.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>AI Uncovered: What Your Organization Needs to Know and Do Now | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/ai-uncovered-what-your-organization-needs-to-know-and-do-now</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 19 Feb 2025 00:00:00 GMT</pubDate>
                        <guid>6646</guid>
                        <description>Watch our webinar on AI and generative AI where we’ll discuss real use cases, practical approaches to governance and ethical AI implementation.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Organizational Effectiveness, Communications, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Benefits Technology, Corporate, Consulting Innovation, Artificial Intelligence</tags>
                    </item>
                    <item>
                        <title>CMS Proposes Simplified Creditable Coverage Determination | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/cms-proposes-simplified-creditable-coverage-determination</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 07 Feb 2025 00:00:00 GMT</pubDate>
                        <guid>6665</guid>
                        <description>CMS&#39;s proposed update to the Rx coverage determination method may require health plans to take a fresh look at their prescription drug benefits.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>2025 Outlook for Pension Legislation, Rules and Litigation | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2025-outlook-for-pension-legislation-rules-and-litigation</link>
                            <dc:creator>Stuart Sirkin</dc:creator>
                        <pubDate>Wed, 05 Feb 2025 00:00:00 GMT</pubDate>
                        <guid>6658</guid>
                        <description>Retirement plan sponsors: How will the new administration affect pension plans in 2025? Learn key areas of major policy and legislative change.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>How Retirement Plans Can Help LA-Area Wildfire Victims | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-retirement-plans-can-help-la-area-wildfire-victims</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 05 Feb 2025 00:00:00 GMT</pubDate>
                        <guid>6659</guid>
                        <description>Retirement plan sponsors can make special distributions available to participants under the law given the recent disaster declaration.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Artificial Intelligence and Plan Governance Considerations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/artificial-intelligence-and-plan-governance-considerations</link>
                            <dc:creator>Scott Miller</dc:creator>
                        <pubDate>Tue, 04 Feb 2025 00:00:00 GMT</pubDate>
                        <guid>6649</guid>
                        <description>Whether you prohibit or embrace workplace AI use, you need to develop a policy that provides clear guidance to your staff and mitigates risks.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/AS2accpV2beZuw2OiqtefP27eCT93qvZSPFibDT0iAw</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Consulting Innovation, Architecture Engineering &amp; Construction, Healthcare Industry, Higher Education, Public Sector, Multiemployer Plans, Corporate, Benefits Technology, ATC, Artificial Intelligence</tags>
                    </item>
                    <item>
                        <title>Segal Expands Insurance Practice with Acquisition | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/segal-expands-insurance-practice-with-acquisition-to-better-support-client-needs</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 04 Feb 2025 00:00:00 GMT</pubDate>
                        <guid>6663</guid>
                        <description>Segal announces its acquisition of a book of business from a commercial insurance brokerage.</description>
                        
                        
                        
                        <type>Segal News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>Proposed Over-the-Counter Contraceptive Rule Withdrawn | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/proposed-over-the-counter-contraceptive-rule-withdrawn</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 27 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6640</guid>
                        <description>Update on ACA’s preventive services coverage requirements: impact of the withdrawal of proposed contraceptive rule</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>Creative Ways to Use AI for Member Communications | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/creative-ways-to-use-ai-for-member-communications</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 24 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6613</guid>
                        <description>See five ways benefits managers can use generative AI to improve member communications in 2025.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/sPdUzSZJ32mTwAPyT57KZ-aQ7va4xrVvS1MrYxlZe6U</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Public Sector, Communications, Corporate, ATC, Artificial Intelligence</tags>
                    </item>
                    <item>
                        <title>MHPAEA Lawsuit Filed Same Day Report to Congress Released | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/mhpaea-lawsuit-filed-same-day-report-to-congress-released</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 24 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6638</guid>
                        <description>The lawsuit seeks invalidation of the 2024 final MHPAEA rules or at least key provisions and a prohibition on implementation or enforcement.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Mental Health</tags>
                    </item>
                    <item>
                        <title>Q1 2025 Trends Focus: Biosimilars | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/q1-2025-trends-focus-biosimilars</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 23 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6633</guid>
                        <description>Get the latest information on biosimilars and see strategies for promoting use of biosimilars. Read our latest quarterly healthcare insight.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/P_a6GN5SOHwQWnAskdx8lm4X8PW14g_0Pi3yeblPmqc</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Treasury Proposes Rule on Catch-Up Contributions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/treasury-proposes-rule-on-catch-up-contributions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 23 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6632</guid>
                        <description>DC plan sponsors: Learn about this guidance on Roth contributions and the special age 60–63 catch-up contribution.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Group Health Plan Sponsors: What to Watch for in Washington | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/group-health-plan-sponsors-what-to-watch-for-in-washington</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 21 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6629</guid>
                        <description>Explore the potential health policy priorities for the new administration and how legislative and regulatory activity could impact group health plans.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Mental Health</tags>
                    </item>
                    <item>
                        <title>Treasury Proposes Rule on Automatic Enrollment | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/treasury-proposes-rule-on-automatic-enrollment</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 16 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6625</guid>
                        <description>Sponsors of &quot;new&quot; 401(k) and 403(b) plans: Learn about this guidance so you can decide whether to comment by the March 17, 2025 deadline.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>2025 PBGC Premium Filing Is Due One Month Earlier | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2025-pbgc-premium-filing-is-due-one-month-earlier</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6607</guid>
                        <description>See the new filing date based on your plan year start date.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Social Security Benefits Will Rise for Some Retirees | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/social-security-benefits-will-rise-for-some-retirees</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 08 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6606</guid>
                        <description>Sponsors of Public Sector Plans: Learn About the Implications of the Social Security Fairness Act of 2024</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>New Laws Modify ACA Employer Shared Responsibility Reporting | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/new-laws-modify-aca-employer-shared-responsibility-reporting</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 07 Jan 2025 00:00:00 GMT</pubDate>
                        <guid>6604</guid>
                        <description>Learn about the most significant changes.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Healthcare Industry, Higher Education, Public Sector, Multiemployer Plans, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Telehealth Services Exemption for HDHPs Ends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/telehealth-services-exemption-for-hdhps-ends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 24 Dec 2024 00:00:00 GMT</pubDate>
                        <guid>6597</guid>
                        <description>The current rules expire for plan years beginning on or after January 1, 2025. Learn more.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Architecture Engineering &amp; Construction, Corporate, Health, Healthcare Industry, Higher Education, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Reporting and Disclosure Guide for Benefit Plans 2025 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2025-reporting-disclosure-guide</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 12 Dec 2024 00:00:00 GMT</pubDate>
                        <guid>6592</guid>
                        <description>Segal’s comprehensive Reporting and Disclosure Guide for Benefit Plans is the go-to guide for navigating compliance requirements.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/slX1XCXDJtQHHbn2ONGwV_fuL7x6df8FZztn9DYVZJg</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical, ERISA@50</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q4 2024 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/multiemployer-pension-plan-news-for-q4-2024</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Dec 2024 00:00:00 GMT</pubDate>
                        <guid>6587</guid>
                        <description>Multiemployer retirement plan sponsors: Get caught up on 5 hot topics in our recap of fourth quarter news impacting multiemployer pension plans.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/GnPtRcGJa8osCPzmX66irOTquvNICCGoO-XToZaxwWI</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Most SECURE 2.0 Plan Design Options Fully Available for 2025 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/most-secure-20-plan-design-options-fully-available-for-2025</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Dec 2024 00:00:00 GMT</pubDate>
                        <guid>6590</guid>
                        <description>The Treasury and the IRS have issued guidance for recordkeepers to administer the plan design options SECURE 2.0 made available to DC plan sponsors.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>New Guidance on Preventive Services | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/new-guidance-on-preventive-services</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 25 Nov 2024 00:00:00 GMT</pubDate>
                        <guid>6579</guid>
                        <description>The DOL, HHS and the Treasury have published new guidance on PrEP medication, breast reconstruction, and preventive services claims coding.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Webinar on Meaningful Retirement Income | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/meaningful-retirement-income-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 25 Nov 2024 00:00:00 GMT</pubDate>
                        <guid>6548</guid>
                        <description>What makes a successful retirement program? Watch our webinar to learn 3 key components that are essential to retirement plan success.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans, Public Sector, Corporate, Technology, ATC</tags>
                    </item>
                    <item>
                        <title>New Standards for Mental Health Parity Under the Final MHPAEA Rules | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/new-standards-for-mental-health-parity-under-the-final-mhpaea-rules</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 19 Nov 2024 00:00:00 GMT</pubDate>
                        <guid>6538</guid>
                        <description>Watch our webinar to learn specifics behind the final rules and what they mean for your health plan.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Building a Strong Culture in a Dispersed Work Environment | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/building-a-strong-culture-in-a-dispersed-work-environment</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 18 Nov 2024 00:00:00 GMT</pubDate>
                        <guid>6571</guid>
                        <description>Culture is much more than what happens when people gather in the same location; our article gives tips on the best ways to build it.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/OBftyWCklA5PdMlzyCFIcUmNaRJI8c3kB6_hbc7likw</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Benefits Administration, Communications, Corporate, Retirement, Healthcare Industry, Benefit Audit Solutions, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>DB Plans Are Invaluable to Those Living Paycheck to Paycheck | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/db-plans-are-invaluable-to-those-living-paycheck-to-paycheck</link>
                            <dc:creator>Daniel J. Siblik</dc:creator>
                        <pubDate>Fri, 08 Nov 2024 00:00:00 GMT</pubDate>
                        <guid>6564</guid>
                        <description>Segal&#39;s Dan Siblik shares eye-opening stats that make the case for DB plans as the most reliable, consistent and efficient source of retirement income</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/InYIdWJpPHgCjpxFo3jplMtkb12LNqg_TJCYnu6eRp4</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan&#39;s Funded Status Falls By 2 Points | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/model-pension-plans-funded-status-falls-by-2-points</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 07 Nov 2024 00:00:00 GMT</pubDate>
                        <guid>6555</guid>
                        <description>In Q3 of 2024, the funded status of Segal&#39;s model private sector single-employer pension plan fell 2 points to 105%. Learn why in the latest Prism.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/4RQTmgkgwpUhtjygrkk0eRhPd-6HOY-vLUn1Ypt6IfU</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate, Investment</tags>
                    </item>
                    <item>
                        <title>Meaningful Retirement Income Depends on Financial Well-Being | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/meaningful-retirement-income-depends-on-financial-well-being</link>
                            <dc:creator>Bennett Hadley</dc:creator>
                        <pubDate>Thu, 07 Nov 2024 00:00:00 GMT</pubDate>
                        <guid>6560</guid>
                        <description>Learn how plan sponsors can offer retirement benefits that are understandable and provide meaningful and stable income in retirement.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate, ERISA@50, Financial Well-Being</tags>
                    </item>
                    <item>
                        <title>Numbers Retirement Plan Sponsors Need to Know for 2025 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/numbers-retirement-plan-sponsors-need-to-know-for-2025</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Nov 2024 00:00:00 GMT</pubDate>
                        <guid>6558</guid>
                        <description>Retirement plan sponsors must make sure to incorporate the new maximums, limits and thresholds into their software programs or spreadsheets for 2025.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Effective Methods for Evaluating Competing Medical Networks | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/effective-methods-for-evaluating-competing-medical-networks</link>
                            <dc:creator>Eric Miller</dc:creator>
                        <pubDate>Fri, 01 Nov 2024 00:00:00 GMT</pubDate>
                        <guid>6534</guid>
                        <description>When sponsors of self-funded group health plans compare medical networks, it’s important to effectively evaluate network costs.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Public Sector, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>How VAPPs Mitigate Risks of Traditional DB Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-vapps-mitigate-risks-of-traditional-db-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 31 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6541</guid>
                        <description>Get a crash course on Variable Annuity Pension Plans (VAPPs), a retirement plan design that may help address the retirement income gap for Americans.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Podcast, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Proposed Rules Would Expand ACA Contraceptive Mandate | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/proposed-rules-would-expand-aca-contraceptive-mandate</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 30 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6539</guid>
                        <description>The Departments are soliciting comments on proposed rules that expand access to coverage of recommended preventive services without cost-sharing.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>DOL Guidance on Cybersecurity Extended to Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/dol-guidance-on-cybersecurity-extended-to-health-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 28 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6535</guid>
                        <description>The DOL extended application of three pieces of guidance on reducing cybersecurity risks in ERISA retirement plans to cover all employee benefit plans</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Saving for Retirement Can Be Challenging: Help Your People | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/saving-for-retirement-can-be-challenging-help-your-people</link>
                            <dc:creator>Jessica Brady</dc:creator>
                        <pubDate>Wed, 23 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6530</guid>
                        <description>Retirement savings made easy: 4 rules to help your people feel financially secure to ensure a more fully engaged, productive workforce</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans, Corporate</tags>
                    </item>
                    <item>
                        <title>IRS Notice on Inadvertent Benefit Overpayments | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/irs-notice-on-inadvertent-benefit-overpayments</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 21 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6527</guid>
                        <description>The IRS has provided guidance on the meaning of the term “inadvertent benefit overpayments” due to changes made by the SECURE 2.0 Act of 2022.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Benefit-Driven Investing Strategies and How They Can Reduce Risk | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/benefit-driven-investing-strategies</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 21 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6481</guid>
                        <description>Learn about these strategies, why they can be an attractive option for some plans, implementation tips and more.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Understanding Social Engineering Fraud Insurance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/social-engineering-fraud-insurance</link>
                            <dc:creator>Diane McNally</dc:creator>
                        <pubDate>Fri, 18 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>2964</guid>
                        <description>Your existing insurance may not provide adequate protection.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Technology, Cybersecurity Awareness Month, Cybersecurity consulting</tags>
                    </item>
                    <item>
                        <title>Q4 2024 Trends Focus: Data-Driven Healthcare Cost Management | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/q4-2024-trends-focus-data-driven-healthcare-cost-management</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 17 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6517</guid>
                        <description>See the 7 most common data analytics strategies that health plan sponsors are using to manage costs. Get our quarterly healthcare Trends insight.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/CnnZqnUoR-lSMkj7IWzeOffrRsE-kmgcNBfE7wYDzjM</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>IRS Issues Additional Long-Term, Part-Time Employee Guidance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/irs-issues-additional-long-term-part-time-employee-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 09 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6512</guid>
                        <description>This guidance on the long-term, part-time employee rule for ERISA-covered 403(b) plans is effective for plan years beginning after December 31, 2024.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Architecture Engineering &amp; Construction, Healthcare Industry, Higher Education, Corporate, ERISA@50</tags>
                    </item>
                    <item>
                        <title>2024 Insights into Actual Medical &amp; Prescription Drug Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2024-insights-actual-medical-and-prescription-drug-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 09 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6511</guid>
                        <description>Want to see what’s driving health plan costs? Our infographic helps you know how your plan’s medical and prescription drug trends compare.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/bc6fc520-018b-ef11-ac21-6045bd02949c?ts=638645990540000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical, Mental Health</tags>
                    </item>
                    <item>
                        <title>Projected 2025 Health Plan Cost Trends Key Findings | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2025-health-plan-cost-trend-survey-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 09 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6464</guid>
                        <description>Learn about the projected 2025 health plan cost trends; findings from managed care organizations, health insurers, PBMs and TPAs</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Public Sector, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>&quot;Techsploring&quot; the Possibilities: Adapting to an Evolving Benefit Fund Office Landscape | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/techsploring-the-possibilities</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 08 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6321</guid>
                        <description>Join us at an important summit, full of timely and useful information to support your fund’s future administration needs and goals.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Technology, Benefits Technology, ATC</tags>
                    </item>
                    <item>
                        <title>ERISA&#39;s Impact Yesterday, Today and Tomorrow | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/erisas-impact-yesterday-today-and-tomorrow</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Oct 2024 00:00:00 GMT</pubDate>
                        <guid>6457</guid>
                        <description>ERISA at 50 webinar on Oct. 1 shared the impact ERISA has had on retirement plan design and healthcare law in the law’s first 50 years.</description>
                        
                        
                        
                        <type>Webinars</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Health, Communications, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Consulting Innovation, Corporate, ERISA@50</tags>
                    </item>
                    <item>
                        <title>Building Trades: Health &amp; Financial Security Matter to Women | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/building-trade-health-financial-security-matter-to-women</link>
                            <dc:creator>Vanessa S. Flynn &amp; Judith Goodstein</dc:creator>
                        <pubDate>Fri, 27 Sep 2024 00:00:00 GMT</pubDate>
                        <guid>6482</guid>
                        <description>How best to recruit and retain talented tradeswomen? Segal’s new article shares the three benefits most prized by women in the building trades.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Architecture Engineering &amp; Construction, Women in Trades</tags>
                    </item>
                    <item>
                        <title>2024 College and University Benefits Study | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2024-college-and-university-benefits-study</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 27 Sep 2024 00:00:00 GMT</pubDate>
                        <guid>6397</guid>
                        <description>CUBS can help you benchmark your institution’s benefits against your peers.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/f2e9e3e1-f87c-ef11-a670-000d3a371aff?ts=638630561950000000</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Health, Public Sector, Higher Education, Communications, Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>Meaningful Retirement Income = Retirement Program Success | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/meaningful-retirement-income-retirement-program-success</link>
                            <dc:creator>Jonathan Price &amp; John DeMairo</dc:creator>
                        <pubDate>Thu, 26 Sep 2024 00:00:00 GMT</pubDate>
                        <guid>6496</guid>
                        <description>Retirement programs are necessary but have become overly complicated. What are the 3 critical components of retirement programs that are successful?</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans, Public Sector, Corporate, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Well-Being</tags>
                    </item>
                    <item>
                        <title>Final Mental Health Parity Rules Establish New Standards | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/final-mental-health-parity-rules-establish-new-standards</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 26 Sep 2024 00:00:00 GMT</pubDate>
                        <guid>6497</guid>
                        <description>Learn about the rules, including new standards for nonquantitative treatment limitations.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Mental Health</tags>
                    </item>
                    <item>
                        <title>IRS Addresses Matches for Qualified Student Loan Payments | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/irs-addresses-matches-for-qualified-student-loan-payments</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 19 Sep 2024 00:00:00 GMT</pubDate>
                        <guid>6477</guid>
                        <description>The IRS has issued interim guidance that applies to 401(k), 403(b) and governmental 457(b) plans as well as SIMPLE IRAs.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>What Are the Projected 2025 Health Plan Cost Trends? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2025-health-plan-cost-trend-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 18 Sep 2024 00:00:00 GMT</pubDate>
                        <guid>6463</guid>
                        <description>What are the projected 2025 health plan cost trends? Get our survey with findings from managed care organizations, health insurers, PBMs and TPAs.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/3319fdb1-d675-ef11-a670-6045bd05a110?ts=638622718540000000</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Higher Education, Healthcare Industry, Public Sector, Multiemployer Plans, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Building Trades Health Fund Saves $3M a Year with DEVA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/building-trades-health-fund-saves-3-million-dollars-a-year-with-deva</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 17 Sep 2024 00:00:00 GMT</pubDate>
                        <guid>6470</guid>
                        <description>A building trades health benefits fund used a dependent eligibility audit to verify plan enrollees and uncovered $3 million in annual cost savings.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefit Audit Solutions, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Final Mental Health Parity Rules Issued | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/final-mental-health-parity-rules-issued</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Sep 2024 00:00:00 GMT</pubDate>
                        <guid>6462</guid>
                        <description>The Departments consider this a significant step in their ongoing efforts to promote access to mental health and substance use disorder benefits.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Mental Health</tags>
                    </item>
                    <item>
                        <title>New Drugs for Weight Loss: What Plan Sponsors Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/new-drugs-for-weight-loss-what-plan-sponsors-need-to-know</link>
                            <dc:creator>Eileen O. Pincay</dc:creator>
                        <pubDate>Wed, 04 Sep 2024 00:00:00 GMT</pubDate>
                        <guid>5408</guid>
                        <description>Learn about the new weight-loss drugs and get cost-management tips.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Benefits Administration, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Mitigating Evolving Risks with Cyber Liability Insurance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/mitigating-evolving-risks-with-cyber-liability-insurance</link>
                            <dc:creator>Diane McNally &amp; Jeffrey Mills</dc:creator>
                        <pubDate>Wed, 28 Aug 2024 00:00:00 GMT</pubDate>
                        <guid>6382</guid>
                        <description>With constant signs of cyber risks increasing, organizations need to move quickly to protect the private information of millions of plan participants.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/xImkS0Q4SdVry0EBdOC7B3aiwaaiSCEov5fJR9JIKj0</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Cybersecurity consulting, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, ATC, Cyber Advisor, Cybersecurity Awareness Month, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>How to Be Sure Your PBM&#39;s Actions Align with Your Objectives | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/how-to-be-sure-your-pbms-actions-align-with-your-objectives</link>
                            <dc:creator>Eileen O. Pincay &amp; Louis Zollo</dc:creator>
                        <pubDate>Mon, 26 Aug 2024 00:00:00 GMT</pubDate>
                        <guid>6447</guid>
                        <description>Learn about the PBM industry, PBM payment structures and 10 actions plan sponsors should consider to ensure that plans secure maximum value from PBMs.</description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Organizational Resilience Leads to Change Management Success | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/organizational-resilience-leads-to-change-management-success</link>
                            <dc:creator>Karen Chavez</dc:creator>
                        <pubDate>Tue, 20 Aug 2024 00:00:00 GMT</pubDate>
                        <guid>6444</guid>
                        <description>Learn 4 steps to building organizational resiliency, helping public sector retirement plans better anticipate, prepare, respond and adapt to change.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/J2NZt9Bon1MnAAcNfTQO9v0pJ1w3Z9k3re3v3SzPf9g</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Technology, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, ATC, Corporate, Health, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>2024 Survey: Improved Multiemployer Pension Plan Zone Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2024-survey-improved-multiemployer-pension-plan-zone-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 20 Aug 2024 00:00:00 GMT</pubDate>
                        <guid>6441</guid>
                        <description>This data, along with our insights from decades of working with multiemployer pension plans, makes this report an invaluable tool for trustees.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/CDleXsXwu_KuhFP1Tv4V5TFdssI5V-lIscjD1Ncem34</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Unintended Effects of Benefit-Tier-Related Pension Reforms | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/unintended-effects-of-benefit-tier-related-pension-reforms</link>
                            <dc:creator>Jonathan P. Scarpa, FSA, MAAA, EA</dc:creator>
                        <pubDate>Fri, 16 Aug 2024 00:00:00 GMT</pubDate>
                        <guid>6436</guid>
                        <description>Benefit reforms by public pension plans intended to address rising pension costs and improve funded levels created unintended consequences.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/ucWgSOL86US-Oe5_80vJvUXYiEmx9pgGUrWxNWVSE-w</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>Getting Started with Managing Operational Risk | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/getting-started-with-managing-operational-risk</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 07 Aug 2024 00:00:00 GMT</pubDate>
                        <guid>6418</guid>
                        <description>Learn how to manage or mitigate operational risk when working with a workplace retirement program in the latest Retirement Plan Insider podcast. </description>
                        
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Technology, Cybersecurity consulting, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>3-Point Rise in Model Pension Plan&#39;s Funded Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/q2-2024-3-point-rise-in-model-pension-plans-funded-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 06 Aug 2024 00:00:00 GMT</pubDate>
                        <guid>6399</guid>
                        <description>In Q2 of 2024, the funded status of Segal’s model private sector single-employer pension plan rose 3 points to 107%. Learn why in the latest Prism.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/M35FRvycskXy7JuiUoXBqey0vj_b5fGNCts9aESvWHU</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Corporate</tags>
                    </item>
                    <item>
                        <title>Treasury Guidance on Retirement Plan RMDs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/treasury-guidance-on-retirement-plan-rmds</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 25 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6409</guid>
                        <description>The final rule reflects changes made by the SECURE 2.0 Act of 2022 (SECURE 2.0) and closely follows the 2022 proposed rule.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Medical Stop-Loss Premiums Increase by More Than 9% | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/medical-stop-loss-premiums-increase-by-more-than-9-percent</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 18 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6394</guid>
                        <description>Get key observations about stop-loss coverage from Segal’s 2024 national medical stop-loss dataset, which includes more than 230 plans.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/f4769094-1645-ef11-8409-000d3a3b4ec1?ts=638569116860000000</downloadUrl>
                        
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Insurance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Benefit Audits Recover $5.4M for Public Employee Health Plan | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/benefit-audits-recover-5-point-4-million-dollars-for-public-employee-health-plan</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 16 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6359</guid>
                        <description>Learn how Segal&#39;s Benefit Audit Solutions team helped a public employee health plan recover $5.4 million from its pharmacy benefit manager (PBM). </description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Healthcare Industry, Pharmaceutical, Benefit Audit Solutions, Public Sector</tags>
                    </item>
                    <item>
                        <title>Repricing Helps Health Plan Slash Out-of-Network Costs by 90% | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/repricing-helps-health-plan-slash-out-of-network-costs-by-90-percent</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 12 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6389</guid>
                        <description>See how a group health plan used a repricing service to slash out-of-network healthcare claims costs by 90% — saving $6.4 million in three years.</description>
                        
                        
                        
                        <type>Client Stories</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Organizational Effectiveness, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Consulting Innovation, Corporate, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>ACA&#39;s Preventive Services Mandate Challenged | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/aca-preventive-services-mandate-challenged</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 11 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6388</guid>
                        <description>Learn about the implications for non-grandfathered group health plans of a recent appellate court ruling.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q3 2024 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/multiemployer-pension-plan-news-for-q3-2024</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6377</guid>
                        <description>Multiemployer retirement plan sponsors: Get caught up on 5 hot topics in our brief recap of news impacting multiemployer pension plans.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/0Yix6LSwe9lmyTuXPuFnTeh9_6u99jcsbZZGwUkRVN8</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Investment</tags>
                    </item>
                    <item>
                        <title>SCOTUS Decision Impacts Regulations Affecting Benefit Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/scotus-decision-impacts-regulations-affecting-benefit-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6383</guid>
                        <description>40-year-old Chevron doctrine overturned by SCOTUS: Our latest insight provides key takeaways on the decision and its impact on plan sponsors.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Spotlight on High-Cost Claims in Q3 2024 Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/spotlight-on-high-cost-claims-in-q3-2024-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 02 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6370</guid>
                        <description>Health plan sponsors: High-cost claimants are major drivers of cost trend. Get 5 cost-management strategies and more in our short Q3 2024 insight.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/wFpqsdCSDa8FwhksZ28yhV-ZYw3bmrbEtyCbvvdn82Q</downloadUrl>
                        
                        
                        <type>Articles</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Healthcare Industry, Public Sector, Multiemployer Plans, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>IRS Notice on Emergency &amp; Domestic Abuse Distribution Taxes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/irs-notice-on-emergency-and-domestic-abuse-distribution-taxes</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 02 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6369</guid>
                        <description>Get the details about the guidance on two discretionary provisions of SECURE 2.0.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Retirement</tags>
                    </item>
                    <item>
                        <title>DOL Report: Pension Buyouts Need More Study | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/dol-report-pension-buyouts-need-more-study</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6363</guid>
                        <description>The DOL may revise its 1995 guidance in response to changes in the life insurance industry and pension-risk transfer practices since then.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, ERISA@50</tags>
                    </item>
                    <item>
                        <title>Segal to Sponsor ERISA 50th Anniversary Symposium and Gala | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/segal-to-sponsor-erisa-50th-anniversary-symposium-and-gala</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 Jul 2024 00:00:00 GMT</pubDate>
                        <guid>6360</guid>
                        <description>We are proud to sponsor the ERISA 50th Anniversary Symposium and Gala on Thursday, September 12, 2024, in Washington, D.C.</description>
                        
                        
                        
                        <type>Segal News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>ERISA@50</tags>
                    </item>
                    <item>
                        <title>PBGC Finalizes Revised Actuarial Assumptions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/pbgc-finalizes-revised-actuarial-assumptions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 11 Jun 2024 00:00:00 GMT</pubDate>
                        <guid>6352</guid>
                        <description>The PBGC has issued a final rule updating the valuation assumptions provided under ERISA Section 4044. Get the key updates.</description>
                        
                        
                        
                        <type>Compliance News</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Your Plan Has Received SFA. What Happens Now? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/06/your-plan-has-received-sfa-what-happens-now</link>
                            <dc:creator>Beth A. Bangert</dc:creator>
                        <pubDate>Wed, 05 Jun 2024 00:00:00 GMT</pubDate>
                        <guid>6342</guid>
                        <description>Receipt of SFA from the PBGC under the American Rescue Plan Act has multiple implications beyond bolstering plan assets. See what happens next.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/dLbSQJtRZzTqxOgLuwCrlHnmzg25udMCorJnXv6vQZQ</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Strong Investment Returns Lead to Improvement in Zone Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2024/05/strong-investment-returns-lead-to-improvement-in-zone-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 17 May 2024 00:00:00 GMT</pubDate>
                        <guid>6327</guid>
                        <description>See an infographic of key findings from our latest survey of multiemployer pension plans showing 75% are in the green zone as of 1/1/24 — and more.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/kzAafijhW1FRL85DpTpmDwBgzlWzyqsxh7yHphIZvM8</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>New HIPAA Rule Will Require Updates to Policies and Notices | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/05/new-hipaa-rule-will-require-updates-to-policies-and-notices</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 16 May 2024 00:00:00 GMT</pubDate>
                        <guid>6325</guid>
                        <description>Prepare to comply by December 23, 2024: New HIPAA rule on protections for PHI related to lawful reproductive healthcare</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>IRS Explains New Disaster Relief Distribution and Loan Rules | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/05/irs-explains-new-disaster-relief-distribution-and-loan-rules</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 13 May 2024 00:00:00 GMT</pubDate>
                        <guid>6318</guid>
                        <description>Get details and next steps regarding IRS-issued FAQs on SECURE 2.0’s federally declared disaster relief provisions.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>6-Point Jump in Model Pension Plan&#39;s Funded Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/05/6-point-jump-in-model-pension-plans-funded-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 08 May 2024 00:00:00 GMT</pubDate>
                        <guid>6287</guid>
                        <description>In Q1 of 2024, the funded status of Segal’s model private sector single-employer pension plan rose 6 points to 112%. Learn why in the latest Prism.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/bT_hK6JO7M-Bj7zJtCzPqakY3l8DM_KKEjtunXdfR4A</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Corporate</tags>
                    </item>
                    <item>
                        <title>Changing Pension Administration? Create a Realistic Schedule | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/05/changing-pension-administration-create-a-realistic-schedule</link>
                            <dc:creator>Jeffrey Mills</dc:creator>
                        <pubDate>Tue, 07 May 2024 00:00:00 GMT</pubDate>
                        <guid>6310</guid>
                        <description>Introducing a new pension administration solution (PAS) might take longer than you think. Get 5 tips for creating a realistic schedule.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/r8U8GAc457rN_Ez9G7j_ejsGA5x4YyNzaPcbJbEjSw0</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>ATC, Benefits Technology, Technology, Retirement, Benefits Administration, Public Sector</tags>
                    </item>
                    <item>
                        <title>5 Tips for Improving Your TPA’s Performance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/05/5-tips-for-improving-your-tpas-performance</link>
                            <dc:creator>Miriann Yoo</dc:creator>
                        <pubDate>Thu, 02 May 2024 00:00:00 GMT</pubDate>
                        <guid>6300</guid>
                        <description>Learn how to get the most out of your third-party administrator (TPA) and enhance your benefit program&#39;s efficiency.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Benefits Administration, Corporate, Benefits Technology, ATC, Technology</tags>
                    </item>
                    <item>
                        <title>How Do State Employee Health Benefits Compare? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2024/05/how-do-state-employee-health-benefits-compare</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 01 May 2024 00:00:00 GMT</pubDate>
                        <guid>6253</guid>
                        <description>See how your state employee health benefits compare to your peers. Our May 1 webinar features insights on health plans in all 50 states.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Public Sector</tags>
                    </item>
                    <item>
                        <title>DOL Seeks Voluntary Data for New Lost and Found Registry | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/04/dol-seeks-voluntary-data-for-new-lost-and-found-registry</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 29 Apr 2024 00:00:00 GMT</pubDate>
                        <guid>6298</guid>
                        <description>Private sector retirement plans: Learn about legal risks and data collection challenges with the DOL&#39;s new Lost and Found Registry</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, ERISA@50</tags>
                    </item>
                    <item>
                        <title>The Era of Financial Well-Being Is Here | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/04/the-era-of-financial-well-being-is-here</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 26 Apr 2024 00:00:00 GMT</pubDate>
                        <guid>6292</guid>
                        <description>Learn how financial well-being benefits help employees reduce financial stress and save for retirement in the latest Retirement Plan Insider podcast. </description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Podcast, Financial Well-Being</tags>
                    </item>
                    <item>
                        <title>IRS Provides Relief for Certain 2024 RMDs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/04/irs-provides-relief-for-certain-2024-rmds</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 26 Apr 2024 00:00:00 GMT</pubDate>
                        <guid>6293</guid>
                        <description>The relief is for 2024 RMDs to beneficiaries of participants who died in 2020, 2021, 2022 or 2023 after their required beginning dates</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Mental Health Parity Covers Treatment of Eating Disorders | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/04/mental-health-parity-covers-treatment-of-eating-disorders</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 24 Apr 2024 00:00:00 GMT</pubDate>
                        <guid>6285</guid>
                        <description>Health plan sponsors: Does your coverage of eating disorder treatments comply with MHPAEA? Get the latest guidance on treatment, coverage and more.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Mental Health</tags>
                    </item>
                    <item>
                        <title>Health Accounts Can&#39;t Be Used for General Health Expenses | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/04/health-accounts-cant-be-used-for-general-health-expenses</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 22 Apr 2024 00:00:00 GMT</pubDate>
                        <guid>6283</guid>
                        <description>Reimbursable medical expenses: Full details on what the IRS says can — and can’t — be paid for with HRAs, HSAs and FSAs, plus IRS health expense FAQs.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Healthcare Industry, Public Sector, Multiemployer Plans, Higher Education, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Guidance Clarifies RDS and Creditable Coverage Calculation | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/04/guidance-clarifies-rds-and-creditable-coverage-calculation</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 15 Apr 2024 00:00:00 GMT</pubDate>
                        <guid>6279</guid>
                        <description>Sponsors of retiree health plans: Learn key aspects on how the CMS final guidance on changes to Medicare Part D prescription drug program impacts you.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Healthcare Industry, Higher Education, Public Sector, Multiemployer Plans, Pharmaceutical, Corporate, Investment</tags>
                    </item>
                    <item>
                        <title>Employees&#39; Financial Well-Being Matters to Them and Your ROI | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/04/employees-financial-well-being-matters-to-them-and-your-roi</link>
                            <dc:creator>Bennett Hadley</dc:creator>
                        <pubDate>Thu, 11 Apr 2024 00:00:00 GMT</pubDate>
                        <guid>6270</guid>
                        <description>Learn how a financial well-being program can help your people and your bottom line ― and how to use a scorecard to ensure that it’s working.</description>
                        
                        <downloadUrl>https://survey.alchemer.com/s3/7753629/Addressing-Financial-Well-Being-Employer-Self-Assessment</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Investment, Well-Being</tags>
                    </item>
                    <item>
                        <title>2024 State Employee Health Benefit Study &amp; Plan Map | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2024/04/segal-unveils-2024-state-employee-health-benefit-study-and-interactive-plan-map</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 11 Apr 2024 00:00:00 GMT</pubDate>
                        <guid>6275</guid>
                        <description>The study reveals health benefits available to full-time active employees enrolled in state benefit plans in all 50 states for 2023-2024.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Public Sector</tags>
                    </item>
                    <item>
                        <title>Spotlight on Gene Therapies in Q2 2024 Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/04/spotlight-on-gene-therapies-in-q2-2024-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 Apr 2024 00:00:00 GMT</pubDate>
                        <guid>6261</guid>
                        <description>Health plan sponsors: Ready for gene therapies? We explore four solutions that support reimbursement and patient access to these high-cost treatments.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/tqurMXFYWxNSKQnZKtnFe0ubbV3h0Oy4TfWUny6BgYM</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Results of Segal’s 2024 State Employee Health Benefits Study | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/2024-state-employee-health-benefit-study-results</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 28 Mar 2024 00:00:00 GMT</pubDate>
                        <guid>6241</guid>
                        <description>Segal’s 2024 State Employee Health Benefits Study reports medical and prescription drug plan design and cost-sharing arrangements in all 50 states. </description>
                        
                        <downloadUrl>https://www.segalco.com/consulting-insights/2024-state-employee-health-benefit-study-interactive-tool</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>Reports and Surveys</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Public Sector</tags>
                    </item>
                    <item>
                        <title>Implications of Coming Medicare Part D Changes for Retiree Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2024/03/implications-of-coming-medicare-part-d-changes-for-retiree-health-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 19 Mar 2024 00:00:00 GMT</pubDate>
                        <guid>6223</guid>
                        <description>Watch a webinar on the Inflation Reduction Act’s coming Medicare Part D changes and the 2025 impact on retiree health plan sponsors with EGWPs.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Healthcare Industry, Multiemployer Plans, Public Sector, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>Insurance Coverage Type Determines When to Notify Carriers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/03/insurance-type-notify-carriers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 15 Mar 2024 00:00:00 GMT</pubDate>
                        <guid>3026</guid>
                        <description>Make sure you know when you&#39;re obligated to notify your insurance carrier of a claim.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>Benefits of Pension De-Risking and Why Now Is the Right Time | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/03/benefits-of-pension-de-risking-and-why-now-is-the-right-time</link>
                            <dc:creator>Jason Russell &amp; Seth Almaliah</dc:creator>
                        <pubDate>Tue, 12 Mar 2024 00:00:00 GMT</pubDate>
                        <guid>6238</guid>
                        <description>Pension plan sponsors are implementing pension de-risking strategies that can secure participant benefits and better predict future costs.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans, Corporate, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>A Return to Retirement Income Plans? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/02/a-return-to-retirement-income-plans</link>
                            <dc:creator>Jonathan Price</dc:creator>
                        <pubDate>Wed, 28 Feb 2024 00:00:00 GMT</pubDate>
                        <guid>6224</guid>
                        <description>We share four factors that may help drive decision-making for plan sponsors are interested in considering a defined benefit retirement plan.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Corporate, Investment, ERISA@50</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q1 2024 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/02/multiemployer-pension-plan-news-for-q1-2024</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 28 Feb 2024 00:00:00 GMT</pubDate>
                        <guid>6225</guid>
                        <description>Multiemployer retirement plan sponsors: Catch up on five hot topics in the Q1 issue of Currents, our quarterly recap of news.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/mtxzPzDKcn5sdFeWGhMp1yoPKLN99Fd00JJnsS5HEm8</downloadUrl>
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>What We Get Wrong About Predicting Mental Health Outcomes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/02/what-we-get-wrong-about-predicting-mental-health-outcomes</link>
                            <dc:creator>Sarah Gunderson &amp; Lisa Bertola</dc:creator>
                        <pubDate>Mon, 26 Feb 2024 00:00:00 GMT</pubDate>
                        <guid>6227</guid>
                        <description>Get savvy to the role of mental health in improving interventions: 7 steps plan sponsors can take to proactively address risk and impact outcomes.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/8Y-XFowE_NZxa2QQOcBNyMBJt-yEwMf6AiCkqhSTNNE</downloadUrl>
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Mental Health, Well-Being, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Final Rules on Present Value Determinations in Pension Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/02/final-rules-on-present-value-determinations-in-pension-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 20 Feb 2024 00:00:00 GMT</pubDate>
                        <guid>6219</guid>
                        <description>See changes in the Treasury Department’s final rules governing present value determinations in DB pension plans.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, ERISA@50</tags>
                    </item>
                    <item>
                        <title>CMS Draft Guidance: Part D Plans, RDS &amp; Creditable Coverage | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/02/cms-draft-guidance-part-d-plans-rds-creditable-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 20 Feb 2024 00:00:00 GMT</pubDate>
                        <guid>6221</guid>
                        <description>Retiree health plan sponsors: Ready for 2025 Medicare Part D changes? Our insight has full details, a chart and info on our upcoming webinar.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>DOL Proposes Rule on Automatic Portability | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/02/dol-proposes-rule-on-automatic-portability</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 12 Feb 2024 00:00:00 GMT</pubDate>
                        <guid>6211</guid>
                        <description>Get the news on the DOL’s proposed rule on the prohibited transaction exemption for automatic portability transactions under SECURE 2.0.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, ERISA@50</tags>
                    </item>
                    <item>
                        <title>Input Requested on Retirement Plan Disclosure and Reporting | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/02/input-requested-on-retirement-plan-disclosure-and-reporting</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 09 Feb 2024 00:00:00 GMT</pubDate>
                        <guid>6205</guid>
                        <description>Learn about a new RFI that seeks input on retirement plan disclosure and reporting requirements, including comprehension, cost and usefulness.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, ERISA@50</tags>
                    </item>
                    <item>
                        <title>DOL Guidance on Pension-Linked Emergency Savings Accounts | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/02/dol-guidance-on-pension-linked-emergency-savings-accounts</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 07 Feb 2024 00:00:00 GMT</pubDate>
                        <guid>6204</guid>
                        <description>We summarize the guidance, which covers eligibility, participation, contributions, distributions, withdrawals, administration and investment.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>New Guidance on How Plans Should Cover Contraceptives | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/02/new-guidance-on-how-plans-should-cover-contraceptives</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 05 Feb 2024 00:00:00 GMT</pubDate>
                        <guid>6199</guid>
                        <description>A new alternative approach to contraceptive coverage for health plan sponsors: Which approach should you choose? Get rules and guidance.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>2-Point Decline in Model Pension Plan’s Funded Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/01/2-point-decline-in-model-pension-plans-funded-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 26 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6168</guid>
                        <description>In Q4 of 2023, the funded status of Segal’s model private sector single-employer pension plan fell 2 points to 106%. Learn why in the latest Prism.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/tA68IVeHJQpDdguIo1o41YsjzZpZ1aRXoYQ5gbLIrrY</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>DOL Issues Final Rule on Independent Contractor Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/01/dol-issues-final-rule-on-independent-contractor-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 26 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6174</guid>
                        <description>DOL’s rule on independent contractors: How will it impact employers? See 6 factors businesses must use in their analysis starting March 11.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Healthcare Industry, Higher Education, Corporate, Compensation &amp; Careers, Organizational Effectiveness, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Nondiscrimination Testing: Common Pitfalls and How to Avoid Them | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/01/retirement-plan-insider-podcast-episode-4</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 25 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6170</guid>
                        <description>Episode 4 of Retirement Plan Insider takes a close look at nondiscrimination testing, a requirement that can be a thorn in the side of plan sponsors.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Podcast, ERISA@50</tags>
                    </item>
                    <item>
                        <title>Public Pension Oversimplification Can Complicate Things | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/01/public-pension-oversimplification-can-complicate-things</link>
                            <dc:creator>Daniel J. Siblik</dc:creator>
                        <pubDate>Tue, 23 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6160</guid>
                        <description>Get insights on why aggregating public pension plan data can be misleading, often resulting in a one-size-fits-all approach to plan fixes.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/Y_47BTRtyfLSw9lWjrmykMJE4qg9FtA_IqFIsLgCnmc</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Public Sector, Retirement</tags>
                    </item>
                    <item>
                        <title>Need a Form 5500 Series Filing Extension? There Are Changes. | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/01/need-a-form-5500-series-filing-extension</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 22 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6059</guid>
                        <description>Plan sponsors: need Form 5500 Series filing extension? January 1, 2024, the IRS will allow e-filing of Form 5558 using the DOL&#39;s EFAST2 system.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>Launch of the PBGC’s e-Filing Portal and Other PBGC News | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/01/launch-of-the-pbgcs-e-filing-portal-and-other-pbgc-news</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 19 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6155</guid>
                        <description>Retirement plan sponsors: Get ready for Login.gov and learn other key PBGC news of interest to sponsors of private sector pension plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>IRS Guidance on Pension-Linked Emergency Savings Accounts | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/01/irs-guidance-on-pension-linked-emergency-savings-accounts</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 18 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6152</guid>
                        <description>Retirement plan sponsors: Do you know PLESAs? See our breakdown of IRS guidance on anti-abuse rules for pension-linked emergency savings accounts.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Compliance</tags>
                    </item>
                    <item>
                        <title>How to Help Employees Struggling to Buy Their First Home | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/01/how-to-help-employees-struggling-to-buy-their-first-home</link>
                            <dc:creator>Bennett Hadley</dc:creator>
                        <pubDate>Fri, 12 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6103</guid>
                        <description>Many workers, especially younger employees, are stressed about finances and unable to buy their first home. Could financial wellness benefits help? </description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/13ac20a4-69b1-ee11-a569-000d3a3144ed</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Architecture Engineering &amp; Construction, Communications, Compensation &amp; Careers, Consulting Innovation, Corporate, Investment, Motivating Different Generations, Public Sector, Technology, Well-Being</tags>
                    </item>
                    <item>
                        <title>IRS &quot;Grab-Bag&quot; Guidance Extends Pension Plan Amendment Date | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2024/01/irs-grab-bag-guidance-extends-pension-plan-amendment-date</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 12 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6148</guid>
                        <description>Large employers &amp; plans: Get the SECURE 2.0 guidance that’s most significant, including the change in amendment date &amp; other important clarifications.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Key Factors Impacting Health Plan Cost Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2024/01/key-factors-impacting-health-plan-cost-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 10 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6125</guid>
                        <description>Our infographic reveals your health plan costs; with insights from SHAPE’s exclusive data from large U.S. health plans covering over 4 million lives.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/49143e94-c5b0-ee11-a569-000d3a314a06?ts=638406041210000000</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, COVID-19, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Spotlight on Prescription Drug Pricing in Q1 2024 Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2024/01/spotlight-on-prescription-drug-pricing-in-q1-2024-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 08 Jan 2024 00:00:00 GMT</pubDate>
                        <guid>6116</guid>
                        <description>Get insights on evolving prescription drug pricing in our latest quarterly insight for health plan sponsors, including a look at simpler pricing.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/e-Jq5h0yYW8YD7MSqQL7Yai1gytq64_FBxn-or3zVz8</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>PBGC Clarifies How SFA Affects Withdrawal Liability | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/12/pbgc-clarifies-how-sfa-affects-withdrawal-liability</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 21 Dec 2023 00:00:00 GMT</pubDate>
                        <guid>6106</guid>
                        <description>The PBGC has adopted a final rule clarifying the interaction between Special Financial Assistance and the determination of withdrawal liability.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Long-Term, Part-Time Proposed Rule for Certain DC Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/12/long-term-part-time-proposed-rule-for-certain-dc-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 20 Dec 2023 00:00:00 GMT</pubDate>
                        <guid>6099</guid>
                        <description>Guidance issued on long-term, part-time (LTPT) employee eligibility in DC plans. Compliance deadline for plan sponsors is approaching. Are you ready?</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Corporate</tags>
                    </item>
                    <item>
                        <title>Reporting and Disclosure Guide for Benefit Plans 2024 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/12/2024-reporting-disclosure-guide</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 15 Dec 2023 00:00:00 GMT</pubDate>
                        <guid>6077</guid>
                        <description>Segal’s comprehensive Reporting and Disclosure Guide for Benefit Plans is the go-to guide for navigating compliance requirements.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/RRT87emWq8eU0A6Z05qiz3WmYS3ZlPQLm4Qka7VIEgc</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>2023 Mental Health Parity Enforcement Trends  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/12/2023-mental-health-parity-enforcement-trends-in-the-face-of-regulatory-uncertainty</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 12 Dec 2023 00:00:00 GMT</pubDate>
                        <guid>6019</guid>
                        <description>Learn about the DOL and HHS’s recent report to Congress.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Mental Health</tags>
                    </item>
                    <item>
                        <title>Important Year-End Health Plan Compliance Reminders | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/12/important-year-end-health-plan-compliance-reminders</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 01 Dec 2023 00:00:00 GMT</pubDate>
                        <guid>6061</guid>
                        <description>Group health plan sponsors: ready for new filing requirements? Filing deadline for the first “gag clause” attestation is December 31, 2023.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Investment, Multiemployer Plans, Public Sector, Higher Education, Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>Today&#39;s Employee Benefit Programs Are Getting More Personal | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2023/11/todays-employee-benefit-programs-are-getting-more-personal</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 29 Nov 2023 00:00:00 GMT</pubDate>
                        <guid>6056</guid>
                        <description>Employers seek to increase the appeal of their employee benefits to every individual in the organization. Take our self-assessment for action steps.</description>
                        
                        <downloadUrl>https://survey.alchemer.com/s3/7593387/Excellence-in-Employee-Benefits</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Benefits Technology, Communications, Health, Healthcare Industry, Insurance, Investment, Mental Health, Retirement, Benefit Audit Solutions</tags>
                    </item>
                    <item>
                        <title>401(k) Best Practices — Process, Process, Process | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/11/retirement-plan-insider-podcast-episode-3</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 17 Nov 2023 00:00:00 GMT</pubDate>
                        <guid>6049</guid>
                        <description>Episode 3 of Retirement Plan Insider shares 401(k) best practices &amp; investment consulting trends for building a user-friendly, cost-effective DC plan.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Podcast</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q4 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/11/multiemployer-pension-plan-news-for-q4-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Nov 2023 00:00:00 GMT</pubDate>
                        <guid>6028</guid>
                        <description>Get caught up on recent news, trends and strategies that could impact your retirement plan in the fourth quarter 2023 issue of Currents.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/g2AQrNkRCgbO2eraQ5G15hQ-7Zkc38ckqQRJTO6stbI</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Spotlight on Fraud, Waste and Abuse in Q4 2023 Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/11/spotlight-on-fraud-waste-and-abuse-in-q4-2023-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 07 Nov 2023 00:00:00 GMT</pubDate>
                        <guid>6026</guid>
                        <description>Healthcare fraud, waste and abuse can have a significant impact on costs for plan sponsors. Get 6 steps plan sponsors can take to protect themselves.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/h7ykJjYlxlKx9P1MXXlC1w2HknI-5FEYpGo2gNkhbHU</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Numbers Retirement Plan Sponsors Need to Know for 2024 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/11/numbers-retirement-plan-sponsors-need-to-know-for-2024</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 07 Nov 2023 00:00:00 GMT</pubDate>
                        <guid>6024</guid>
                        <description>Retirement plan sponsors should make sure to incorporate new IRS maximums, limits and thresholds into software programs or spreadsheets for 2024.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector, Architecture Engineering &amp; Construction, Corporate, Higher Education, Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>3-Point Rise in Model Pension Plan&#39;s Funded Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/11/3-point-rise-in-model-pension-plans-funded-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 01 Nov 2023 00:00:00 GMT</pubDate>
                        <guid>5997</guid>
                        <description>In Q3 of 2023, the funded status of Segal&#39;s model private sector single-employer pension plan rose 3 points to 108%. Learn why in the latest Prism.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/WnHtwZswcdQKKKmzHq834iulD2Wt6U1eciPjIiFJEF4</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Retirement, Investment</tags>
                    </item>
                    <item>
                        <title>Best Practices for Building Strong Cybersecurity Defenses | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/10/best-practices-for-building-strong-cybersecurity-defenses</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 31 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5959</guid>
                        <description>This webinar covers how to better meet the cybersecurity challenges facing organizations today. Watch now.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Cybersecurity Awareness Month, Cybersecurity consulting, Cyber Advisor</tags>
                    </item>
                    <item>
                        <title>Court Ruling on Counting Coupons in Rx Cost Sharing | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/10/court-ruling-on-counting-coupons-in-rx-cost-sharing</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 26 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5998</guid>
                        <description>Plan sponsors face scrutiny after a court ruling questions &#39;copay accumulator&#39; programs and their ACA compliance. How might your program be impacted?</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>SECURE 2.0 Requires Operational Compliance, Not Amendments | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/10/secure-2-0-requires-operational-compliance-not-amendments</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 23 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5987</guid>
                        <description>Prepare for 2024 changes in calendar-year retirement plans: Ensure SECURE 2.0 compliance, no amendments necessary; diligent attention is crucial.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Information on IRS&#39;s Compliance Program Priorities and VCP | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/10/information-on-irs-compliance-program-priorities-and-vcp</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 19 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5975</guid>
                        <description>Retirement Plan Sponsors: IRS recently released updated information about two programs that impact retirement plans. Get the details.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Higher Medicare Part B Premiums for 2024 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/10/higher-medicare-part-b-premiums-for-2024</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 18 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5983</guid>
                        <description>Sponsors of retiree health plans: 2024 Medicare Part B premiums increases coverage by just over 6%. We summarize the changes in four charts.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Technology, Healthcare Industry, Higher Education, Public Sector, Multiemployer Plans, Architecture Engineering &amp; Construction, Consulting Innovation, Corporate</tags>
                    </item>
                    <item>
                        <title>Machine-Readable Rx Files Enforcement Back on Track | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/10/machine-readable-rx-files-enforcement-back-on-track</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 17 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5984</guid>
                        <description>Federal government updates Transparency in Coverage rules, enforces machine-readable file requirement. Are you ready to be fully compliant?</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Should Plans Cover ACA OTC Products Without a Prescription? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/10/should-plans-cover-aca-otc-products-without-a-prescription</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5974</guid>
                        <description>Should group health plans cover ACA OTC products without a prescription? Departments seek input on expanding coverage. Feds need responses by Dec 4.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>What&#39;s NExT? Networking and Exploring Technology | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/10/atc-multiemployer-it-summit-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 10 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5615</guid>
                        <description>The IT Summit addressed the greatest technology and operational challenges facing multiemployer benefit funds today.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Technology</tags>
                    </item>
                    <item>
                        <title>Know Your Hurricane Risk &amp; Take Steps to Mitigate the Damage | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/10/know-your-hurricane-risk-take-steps-to-mitigate-the-damage</link>
                            <dc:creator>Susan Ginexi</dc:creator>
                        <pubDate>Fri, 06 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5954</guid>
                        <description>Identify hurricane coverage gaps with our free policy review to protect your organization. Get 4 steps for mitigating both human and financial damage.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Benefits Technology, ATC, Corporate, Insurance, Communications, Health</tags>
                    </item>
                    <item>
                        <title>NY&#39;s Proposed PBM Regulations Concern Some Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/10/nys-proposed-pbm-regulations-concern-some-plan-sponsors</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5957</guid>
                        <description>What NY group health plan sponsors need to know about the proposed PBM rules: we break down the 5 biggest changes and note their impact.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Webinar on Projected 2024 Health Plan Cost Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/10/2024-health-plan-cost-trend-survey-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Oct 2023 00:00:00 GMT</pubDate>
                        <guid>5895</guid>
                        <description>Watch the webinar to learn the results of our survey and get the latest techniques to manage your health plan costs.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>JATCs: Your Apprentices May Have Insurance Coverage Gaps | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/09/apprentice-program-insurance-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 25 Sep 2023 00:00:00 GMT</pubDate>
                        <guid>5926</guid>
                        <description>Get the details and learn more about how to help keep apprentices protected, because the future of the skilled workforce lies in their hands.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/7c642e74-17fb-f011-8406-002248099b49?ts=639050706630000000</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Women in Trades, Benefits Administration, Insurance</tags>
                    </item>
                    <item>
                        <title>Proposed MHPAEA Rules and the Challenges They Would Create | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/09/proposed-mhpaea-rules-and-the-challenges-they-would-create</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 20 Sep 2023 00:00:00 GMT</pubDate>
                        <guid>5879</guid>
                        <description>Watch the webinar to learn about the new requirements and consider potential next steps.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Mental Health, Corporate</tags>
                    </item>
                    <item>
                        <title>What Are the Projected 2024 Health Plan Cost Trends? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2023/09/2024-health-plan-cost-trend-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 14 Sep 2023 00:00:00 GMT</pubDate>
                        <guid>5891</guid>
                        <description>COVID&#39;s influence on the health system has steadied, as the 2024 Segal Health Plan Cost Trend Survey anticipates ongoing plateaued cost trends.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/3c6d72e2-f350-ee11-be6f-000d3a31474a</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, COVID-19, Pharmaceutical, Corporate, Mental Health</tags>
                    </item>
                    <item>
                        <title>New Login.gov System Will Affect e-Filings and e-Payment | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/09/new-logingov-system-will-affect-e-filings-and-e-payments</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Sep 2023 00:00:00 GMT</pubDate>
                        <guid>5877</guid>
                        <description>Ready for Login.gov? Beginning January 1, 2024, retirement plan sponsors move to a new single sign-on system for certain e-filings and e-payments.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Architecture Engineering &amp; Construction, Multiemployer Plans, Healthcare Industry, Higher Education, Corporate, Retirement</tags>
                    </item>
                    <item>
                        <title>PBGC Proposes Revised Actuarial Assumptions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/08/pbgc-proposes-revised-actuarial-assumptions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 31 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5873</guid>
                        <description>The PBGC’s proposed changes to its actuarial assumptions would impact both single-employer and multiemployer plans in specific ways. Get details. </description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Roth-Only Catch-Up Restriction Delayed to 2026 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/08/roth-only-catch-up-restriction-delayed-to-2026</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 30 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5869</guid>
                        <description>The IRS has delayed plan sponsor compliance with SECURE 2.0’s Roth-only catch-up rule to 2026. The IRS seeks comments on 4 key issues — get details. </description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Higher Education, Healthcare Industry, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>GAO: PBGC&#39;s SFA Interest Rates OK Under Appropriations Law | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/08/gao-pbgcs-sfa-interest-rates-ok-under-appropriations-law</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 21 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5853</guid>
                        <description>The decision resolves concerns about the PBGC&#39;s appropriations authority.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Compliance</tags>
                    </item>
                    <item>
                        <title>Key Challenges in Maintaining Strong Cybersecurity Defenses | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/08/key-challenges-in-maintaining-strong-cybersecurity-defenses</link>
                            <dc:creator>Michael Stoyanovich</dc:creator>
                        <pubDate>Thu, 17 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5784</guid>
                        <description>Staying on top of sophisticated cybersecurity threats is one of 5 key cyber challenges your organization faces. Gain insights on what actions to take.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>ATC, Corporate, Architecture Engineering &amp; Construction, Higher Education, Public Sector, Multiemployer Plans, Technology, Cybersecurity Awareness Month, Cybersecurity consulting</tags>
                    </item>
                    <item>
                        <title>Medical Stop-Loss Premiums Increase by More Than 8% | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2023/08/medical-stop-loss-premiums-increase-by-more-than-8-percent</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 16 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5824</guid>
                        <description>As high-amount healthcare claims continue to grow, stop-loss coverage provides asset protection and cost predictability. See key data for 250 plans.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/0ff319e5-56f3-ee11-904b-6045bd02291f?ts=638479233110000000</downloadUrl>
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Insurance, Multiemployer Plans, Public Sector, Higher Education, Healthcare Industry, Corporate, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>DOL Seeks Information for SECURE 2.0 Disclosure Guidance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/08/dol-seeks-information-for-secure-20-disclosure-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 15 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5811</guid>
                        <description>The DOL seeks data from plan sponsors to address its SECURE 2.0 disclosure guidance obligations. See 9 topic areas of the RFI plus example questions.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Multiemployer Plans, Corporate</tags>
                    </item>
                    <item>
                        <title>New Approaches to Financial Well-Being | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/08/new-approaches-to-financial-well-being</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 15 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5745</guid>
                        <description>Gain insights on how to support higher ed workers beyond the paycheck, helping them secure a healthy financial future.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education</tags>
                    </item>
                    <item>
                        <title>10 Reasons Dental Benefits Deserve a Fresh Look | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2023/08/10-reasons-dental-benefits-deserve-a-fresh-look</link>
                            <dc:creator>Vincent Graziano</dc:creator>
                        <pubDate>Wed, 09 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5776</guid>
                        <description>Learn more in our infographic on 10 reasons why dental benefits deserve a fresh look. </description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/dxr15j5tO0pAAO6p2qtmM5D7gifsTk1ITpoG95cJ5mI</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Healthcare Industry, Public Sector, Multiemployer Plans, Higher Education, Architecture Engineering &amp; Construction, Corporate, Insurance</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q3 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/08/multiemployer-pension-plan-news-for-q3-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 08 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5757</guid>
                        <description>Get caught up on the hottest issues facing multiemployer retirement plan sponsors, including the latest ESG investment trends and managing SFA assets.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/4NFbxtLTQzrcVl8WvWHFy9Q23UC_oB0zztylsnyevks</downloadUrl>
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Investment</tags>
                    </item>
                    <item>
                        <title>What You Need to Know About SECURE 2.0 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/08/retirement-plan-insider-podcast-episode-2</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 07 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5771</guid>
                        <description>Learn more about SECURE 2.0 and its provisions for DC plan sponsors.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Podcast</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plans Withstand 2022 Investment Losses | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2023/08/multiemployer-pension-plans-withstand-2022-investment-losses</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 03 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5723</guid>
                        <description>Most multiemployer pension plans remain in the green zone despite 2022 investment losses. See our latest zone-status findings for nearly 200 plans.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/CZ_-C8BCBVM__xgnMW1IHimEX0-lDrmiIStxwQvvAio</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>5-Point Jump in Model Pension Plan&#39;s Funded Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/08/5-point-jump-in-model-pension-plans-funded-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 02 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5744</guid>
                        <description>See 3 graphs that explain the increase — and learn how plan sponsor should examine changes in their own DB plans.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/q3U3Sa9Xyl7n2wsw-E2Q4sM-TdrqLcCB0WknLqpGoB0</downloadUrl>
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Investment</tags>
                    </item>
                    <item>
                        <title>Proposed Mental Health Parity Rules Suggest Major Changes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/08/proposed-mental-health-parity-rules-suggest-major-changes</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Aug 2023 00:00:00 GMT</pubDate>
                        <guid>5747</guid>
                        <description>Proposed rules would mean big changes for health plan sponsors and insurers to meet mental parity requirements under MHPAEA. See the 5 key provisions.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Mental Health</tags>
                    </item>
                    <item>
                        <title>Inflation Protection: Public Pension Plans &amp; Social Security | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/07/inflation-protection-public-pension-plans-social-security</link>
                            <dc:creator>Daniel J. Siblik</dc:creator>
                        <pubDate>Tue, 25 Jul 2023 00:00:00 GMT</pubDate>
                        <guid>5734</guid>
                        <description>Many public pension plans have COLAs that provide inflation protection, but how do they compare to those offered by Social Security? Get the answer.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/dZs408jOpCJWNY0ik4tJ4ZnpY7iVGT0Va12pXWvfjd4</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector, Investment</tags>
                    </item>
                    <item>
                        <title>IRS Provides Transition Guidance for 2023 RMDs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/07/irs-provides-transition-guidance-for-2023-rmds</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 20 Jul 2023 00:00:00 GMT</pubDate>
                        <guid>5729</guid>
                        <description>The IRS has extended and expanded its earlier relief for 2023 required minimum distributions (RMDs). Get details on changes outlined in the guidance.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Executive Order Strengthens Access to Contraception | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/07/executive-order-strengthens-access-to-contraception</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 19 Jul 2023 00:00:00 GMT</pubDate>
                        <guid>5727</guid>
                        <description>A new Executive Order intends to increase ways for women to access low-cost, high-quality contraception. Does your health plan meet the requirements?</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Two New Laws Expand Obligations to Pregnant Employees | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/07/two-new-laws-expand-obligations-to-pregnant-employees</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 10 Jul 2023 00:00:00 GMT</pubDate>
                        <guid>5712</guid>
                        <description>Two new laws expand employers’ obligations to pregnant and nursing employees — and increase enforcement measures. Are you and your workplace ready?</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Compliance</tags>
                    </item>
                    <item>
                        <title>The Supreme Court&#39;s Decision on Affirmative Action | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/07/the-supreme-courts-decision-on-affirmative-action</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 07 Jul 2023 00:00:00 GMT</pubDate>
                        <guid>5708</guid>
                        <description>With the Supreme Court&#39;s ruling on affirmative action, are DEI programs next? Get 5 steps to structuring diversity initiatives to avoid challenges.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Spotlight on Prior Authorization in Q3 2023 Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/06/spotlight-on-prior-authorization-in-q3-2023-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 30 Jun 2023 00:00:00 GMT</pubDate>
                        <guid>5701</guid>
                        <description>Our Q3 insight for health plan sponsors looks at prior authorization (PA): key statistics, drawbacks and 6 steps plan sponsors can take to enhance PA.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/1MPj8owK4N0IOPUzUlYr69KZ_N9lTZkVuMycUC322cc</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Healthcare Industry, Higher Education, Multiemployer Plans, Public Sector, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>New COVID-19 and Preventive Services Guidance for HDHPs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/06/new-covid-19-and-preventive-services-guidance-for-hdhps</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 29 Jun 2023 00:00:00 GMT</pubDate>
                        <guid>5699</guid>
                        <description>Learn more about the guidance and its implications for health plan sponsors.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, COVID-19, Corporate</tags>
                    </item>
                    <item>
                        <title>Using Data Analytics to Understand High-Cost Participants | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/06/using-data-analytics-to-understand-high-cost-participants</link>
                            <dc:creator>Sadhna Paralkar, MD, MPH, Jason Jossie &amp; Eric Miller</dc:creator>
                        <pubDate>Wed, 21 Jun 2023 00:00:00 GMT</pubDate>
                        <guid>5688</guid>
                        <description>How can plan data help mitigate the effects of high-cost care? The key is in the analysis. Get 6 strategies for using data to manage high-cost claims.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/thZpQVH0UZq7tVydg2V87RKmcs_NdLs71Kb0kaWMrzM</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Court Reinstates ACA&#39;s Preventive Services Mandate  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/06/court-reinstates-acas-preventive-services-mandate</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 15 Jun 2023 00:00:00 GMT</pubDate>
                        <guid>5691</guid>
                        <description>The Fifth Circuit issued a stay on the District Court ruling vacating ACA’s coverage requirements for certain preventive services. Get the details.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Segal Launches Cyber Advisor Subscription Service | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2023/06/segal-launches-cyber-advisor-subscription-service</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 08 Jun 2023 00:00:00 GMT</pubDate>
                        <guid>5687</guid>
                        <description>The Cybersecurity Risk Mitigation Subscription Service developed to increase organizations’ cybersecurity protection.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Cybersecurity consulting</tags>
                    </item>
                    <item>
                        <title>IRS Interim Guidance on Self-Correction Under SECURE 2.0 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/06/irs-interim-guidance-on-self-correction-under-secure-20</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 01 Jun 2023 00:00:00 GMT</pubDate>
                        <guid>5675</guid>
                        <description>Learn more about the guidance to examine your plans.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>Securing Your SFA Assets | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/06/securing-your-sfa-assets</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 01 Jun 2023 00:00:00 GMT</pubDate>
                        <guid>5644</guid>
                        <description>Learn about the impact of the SFA program and important considerations for trustees.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment</tags>
                    </item>
                    <item>
                        <title>Digital Nomads: Talent Opportunity, Risky Adventure or Both? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/05/digital-nomads-talent-opportunity-risky-adventure-or-both</link>
                            <dc:creator>Susan Goldenson &amp; Scott Nostaja</dc:creator>
                        <pubDate>Wed, 31 May 2023 00:00:00 GMT</pubDate>
                        <guid>5651</guid>
                        <description>Employees are choosing to work remotely outside their home city, state — even country. Employers are looking at the risks of the digital nomad trend.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Corporate, Organizational Effectiveness, Technology, Architecture Engineering &amp; Construction, Consulting Innovation, Higher Education, Communications, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Weight Loss Drugs: What Plan Sponsors Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/05/new-drugs-for-weight-loss-what-plan-sponsors-need-to-know-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 24 May 2023 00:00:00 GMT</pubDate>
                        <guid>5595</guid>
                        <description>Our Segal experts address the range of issues plan sponsors face related to weight-loss benefits and newer anti-obesity drug therapies.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Power of Culture: Driving Retention &amp; Performance  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/05/the-power-of-culture-driving-retention-productivity-and-performance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 16 May 2023 00:00:00 GMT</pubDate>
                        <guid>5559</guid>
                        <description>Our Segal experts discussed how to make culture work for you and your people.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Corporate, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>A Five-Step Strategic Approach to Wellness Program Success | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/05/a-five-step-strategic-approach-to-wellness-program-success</link>
                            <dc:creator>Staci Rossi</dc:creator>
                        <pubDate>Wed, 03 May 2023 00:00:00 GMT</pubDate>
                        <guid>5601</guid>
                        <description>Get the five steps for modernizing your program — plus common mistakes to avoid.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Organizational Effectiveness, Benefits Administration, Communications, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan’s Funded Status Continues to Rise | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/05/model-pension-plan-funded-status-continues-to-rise-q1-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 May 2023 00:00:00 GMT</pubDate>
                        <guid>5578</guid>
                        <description>Get three graphs that help explain the increase — and learn how plan sponsors should examine changes in their own DB plans — in the latest Prism.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3242/prism-q1-2023.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Annual Funding Notice: DOL on Special Financial Assistance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/05/annual-funding-notice-dol-on-special-financial-assistance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 May 2023 00:00:00 GMT</pubDate>
                        <guid>5586</guid>
                        <description>DOL guidance on the annual funding notice (AFN) impacts calendar-year multiemployer pension plans that receive SFA. Our table breaks down the details.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Slight Change in Zone Status Despite Investment Losses | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2023/05/slight-change-in-zone-status-despite-investment-losses</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 May 2023 00:00:00 GMT</pubDate>
                        <guid>5583</guid>
                        <description>Most multiemployer pension plans remain in the green zone despite 2022 investment losses. Our infographic shows latest zone-status survey findings. </description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/da83695e-69f3-ee11-904b-002248093ea9?ts=638479312410000000</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>AEC Firms: Ensure Your Employee Benefits &amp; DEI Goals Align | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2023/04/aec-firms-ensure-your-employee-benefits-and-dei-goals-align</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 14 Apr 2023 00:00:00 GMT</pubDate>
                        <guid>5543</guid>
                        <description>Do your firm&#39;s employee benefit programs align with your diversity, equity and inclusion (DEI) efforts? Take the Assessment today.</description>
                        
                        <downloadUrl>https://survey.alchemer.com/s3/7296193/Is-DEI-Part-of-Your-Employee-Benefits-DNA</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News Recap for Q2 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/04/multiemployer-pension-news-q2-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 12 Apr 2023 00:00:00 GMT</pubDate>
                        <guid>5535</guid>
                        <description>Implications of 2022 returns on multiemployer retirement plans plus the potential for zone status shifts are covered in our latest issue of Currents.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/3173e1de-fdf0-ee11-904c-000d3a314ae2?ts=638476651680000000</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Health Plan News Q2 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/04/health-plan-news-q2-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 05 Apr 2023 00:00:00 GMT</pubDate>
                        <guid>5527</guid>
                        <description>Biosimilars will change the treatment landscape, allowing plan sponsors to greatly reduce costs. Get strategies for encouraging use of biosimilars.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/EqmB1kglM2YJ9C3UmDew4xRXeM6U4ztMGu_ehPBy3lM</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Implications of Ruling on ACA&#39;s Preventive Services Mandate | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/04/implications-of-ruling-on-acas-preventive-services-mandate</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 03 Apr 2023 00:00:00 GMT</pubDate>
                        <guid>5523</guid>
                        <description>A Texas federal judge has vacated the ACA’s preventive services mandate. Get details on the court’s order, plus the implications for plan sponsors.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>SECURE 2.0: What Plan Sponsors Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/03/secure-20-what-plan-sponsors-need-to-know</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 21 Mar 2023 00:00:00 GMT</pubDate>
                        <guid>5487</guid>
                        <description>Watch our webinar on what SECURE 2.0 means for financial security and emergency savings.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>End of COVID-19 Emergencies: Impact on Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2023/03/end-of-covid-19-emergencies-and-the-impact-to-plan-sponsors-and-participants</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 16 Mar 2023 00:00:00 GMT</pubDate>
                        <guid>5472</guid>
                        <description>Watch our March 16 webinar on the impact of the end of the COVID-19 national and public health emergencies.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>How Employee Benefit Programs Can Support Your DEI Efforts | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/03/how-employee-benefit-programs-can-support-your-dei-efforts</link>
                            <dc:creator>Gage Stille</dc:creator>
                        <pubDate>Tue, 14 Mar 2023 00:00:00 GMT</pubDate>
                        <guid>5462</guid>
                        <description>Learn five questions to help integrate benefits into your DEI strategy.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/pMu8c0oyhBNHdo8Ba2akslCKUjFwfyRjgeq5bWgru7I</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Floods Happen Everywhere. How Adequate Is Your Insurance? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/03/floods-happen-everywhere-how-adequate-is-your-insurance</link>
                            <dc:creator>Susan Ginexi</dc:creator>
                        <pubDate>Tue, 14 Mar 2023 00:00:00 GMT</pubDate>
                        <guid>5499</guid>
                        <description>How can you be sure your organization is adequately protected? We can help you identify and close coverage gaps with a complimentary policy review. </description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>First &quot;Gag Clause&quot; Attestations Are Due by the End of 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/03/first-gag-clause-attestations-are-due-by-the-end-of-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Mar 2023 00:00:00 GMT</pubDate>
                        <guid>5504</guid>
                        <description>New guidance on the &quot;gag clauses&quot; banned by the No Surprises Act should help plan sponsors prepare for their first compliance attestation this year. </description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Employee Benefits Can Help Attract Women to Construction | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/03/employee-benefits-can-help-attract-women-to-construction</link>
                            <dc:creator>Gage Stille</dc:creator>
                        <pubDate>Thu, 09 Mar 2023 00:00:00 GMT</pubDate>
                        <guid>5493</guid>
                        <description>Get details on the benefits women seek ― and learn how DEI in benefits may be the best investment construction companies can make in their workforce.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Architecture Engineering &amp; Construction, Corporate, Women in Trades</tags>
                    </item>
                    <item>
                        <title>PBGC Provides Update for Non-Priority Group SFA Applications | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/03/pbgc-provides-update-for-non-priority-group-sfa-applications</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Mar 2023 00:00:00 GMT</pubDate>
                        <guid>5501</guid>
                        <description>The PBGC has updated its application information and FAQs for non-priority multiemployer plans eligible for Special Financial Assistance (SFA).</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Treasury Proposes Rule on Retirement Plan Forfeitures | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/02/treasury-proposes-rule-on-retirement-plan-forfeitures</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 28 Feb 2023 00:00:00 GMT</pubDate>
                        <guid>5479</guid>
                        <description>The Treasury Department has issued a proposed rule on the treatment of forfeitures in DB and DC retirement plans. We share key dates and next steps. </description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Higher Education, Healthcare Industry, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>EAPs and More: Higher Ed’s Range of Mental Health Offerings | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2023/02/eaps-and-more-higher-eds-range-of-mental-health-offerings</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 03 Feb 2023 00:00:00 GMT</pubDate>
                        <guid>5451</guid>
                        <description>See key mental health benefits data from Segal’s latest College and University Benefits Study.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/MeZa3j5jYt01Xb5_mR4Q35erhTTtwl5sVsBuWUHb8y0</downloadUrl>
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Higher Education, Mental Health</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan’s Funded Status Continues to Rise | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/02/model-pension-plans-funded-status-continues-to-rise-q4-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 02 Feb 2023 00:00:00 GMT</pubDate>
                        <guid>5429</guid>
                        <description>See three graphs that help explain the increase and learn how plan sponsors should examine changes in their own DB plans.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3160/prism_q4-2022.pdf</downloadUrl>
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>U.S. COVID-19 Emergency Declarations Will End on May 11 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/01/us-covid-19-emergency-declarations-will-end-on-may-11</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 31 Jan 2023 00:00:00 GMT</pubDate>
                        <guid>5441</guid>
                        <description>Get our recommended action step on what to do now before both emergencies expire.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>PBGC Adds Exception to SFA Withdrawal Liability Rules | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/01/pbgc-adds-exception-to-sfa-withdrawal-liability-rules</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Jan 2023 00:00:00 GMT</pubDate>
                        <guid>5439</guid>
                        <description>The PBGC published a final rule that adds an exception regarding withdrawal liability for plans that receive special financial assistance (SFA). </description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Compliance</tags>
                    </item>
                    <item>
                        <title>National Public Health Emergency Extended into April 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/01/national-public-health-emergency-extended-into-april-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 23 Jan 2023 00:00:00 GMT</pubDate>
                        <guid>5434</guid>
                        <description>Stay up to date with the public health emergency extensions and see how it affects your health plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Higher Education, Healthcare Industry, Public Sector, Multiemployer Plans, Architecture Engineering &amp; Construction, Corporate, COVID-19</tags>
                    </item>
                    <item>
                        <title>Continuation of Remote Spousal Consent Proposed by Treasury | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/01/continuation-of-remote-spousal-consent-proposed-by-treasury</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 13 Jan 2023 00:00:00 GMT</pubDate>
                        <guid>5397</guid>
                        <description>Learn more about the proposed rule, requirements and how it might impact your plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Higher Education, Healthcare Industry, Corporate, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Health Plan News Q1 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2023/01/health-plan-news-q1-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 12 Jan 2023 00:00:00 GMT</pubDate>
                        <guid>5383</guid>
                        <description>Get insights on GLP-1 cost-management options, coverage of anti-obesity medications and more on healthcare news for plan sponsors.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/JB-mgkOEkPsuUdoAkTPudJfnh4fgr1CtrrfRiTVqJQw</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Departments Issue FAQ on Good-Faith Reporting of Rx Costs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/01/departments-issue-faq-on-good-faith-reporting-of-rx-costs</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 06 Jan 2023 00:00:00 GMT</pubDate>
                        <guid>5378</guid>
                        <description>Learn more about the data reporting guidance for your group health plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Healthcare Industry, Pharmaceutical, Multiemployer Plans, Public Sector, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Telehealth Services Exemption for HDHPs Extended | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/01/telehealth-services-exemption-for-hdhps-extended</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Jan 2023 00:00:00 GMT</pubDate>
                        <guid>5374</guid>
                        <description>Learn more about the extension and how it affects your plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>SECURE 2.0 Retirement Reform Becomes Law | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2023/01/secure-20-retirement-reform-becomes-law</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 04 Jan 2023 00:00:00 GMT</pubDate>
                        <guid>5369</guid>
                        <description>Learn more about the SECURE 2.0 retirement reform and how it affects your plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>Colleges and Universities Are Embracing HDHPs with HSAs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2023/01/colleges-and-universities-are-embracing-hdhps-with-hsas</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 03 Jan 2023 00:00:00 GMT</pubDate>
                        <guid>5364</guid>
                        <description>See more key findings about health benefits from the study, download our infographic.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/vih_j8hjT3nax3lihQElOsqbO2Wxb_QGf7Z9-djuAyE</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education, Health</tags>
                    </item>
                    <item>
                        <title>Health Plan Impact of the End of the ACA &quot;Family Glitch&quot; | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/12/health-plan-impact-of-the-end-of-the-aca-family-glitch</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 23 Dec 2022 00:00:00 GMT</pubDate>
                        <guid>5355</guid>
                        <description>Effective January 1, 2023, final IRS regulations eliminate the so-called “family glitch” under the Affordable Care Act.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Industry Insights on Recruiting and Retaining Tradeswomen | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/12/industry-insights-on-recruiting-and-retaining-tradeswomen</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 22 Dec 2022 00:00:00 GMT</pubDate>
                        <guid>5334</guid>
                        <description>See the specific initiatives shared by our respondents plus more survey findings.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Architecture Engineering &amp; Construction, Multiemployer Plans, Health, Retirement, Compensation &amp; Careers, Communications, Women in Trades</tags>
                    </item>
                    <item>
                        <title>Reporting &amp; Disclosure Guide for Benefit Plans 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/12/2023-reporting-disclosure-guide</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 16 Dec 2022 00:00:00 GMT</pubDate>
                        <guid>5339</guid>
                        <description>Get our annual guide to compliance requirements for sponsors of health and retirement plans.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3110/2023-reporting-disclosure-guide.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Retirement</tags>
                    </item>
                    <item>
                        <title>Automatic 30-Day Extension for ACA Forms | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/12/automatic-30-day-extension-for-aca-forms</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 16 Dec 2022 00:00:00 GMT</pubDate>
                        <guid>5344</guid>
                        <description>Get four action steps plan sponsors should take now regarding the ACA forms reporting final regulations.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Higher Education, Healthcare Industry, Corporate, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q4 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/12/multiemployer-pension-news-q4-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 09 Dec 2022 00:00:00 GMT</pubDate>
                        <guid>5322</guid>
                        <description>Get your quarterly news for multiemployer retirement plan sponsors.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3098/q4-2022-currents.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Multiemployer Plans, Retirement, Investment, Benefits Administration</tags>
                    </item>
                    <item>
                        <title>Why It May Be Time to Review Your Fidelity Bond’s Limit | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/12/why-it-may-be-time-to-review-your-fidelity-bonds-limit</link>
                            <dc:creator>Diane McNally</dc:creator>
                        <pubDate>Fri, 02 Dec 2022 00:00:00 GMT</pubDate>
                        <guid>5318</guid>
                        <description>Learn more about the limit and how it might affect your plans.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Multiemployer Plans, Corporate</tags>
                    </item>
                    <item>
                        <title>IRS Changes Determination Letter Program; Asks for Comments | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/11/irs-changes-determination-letter-program-asks-for-comments</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 15 Nov 2022 00:00:00 GMT</pubDate>
                        <guid>5298</guid>
                        <description>Learn more about the determination letter program and how the changes might affect your plans.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Impact on Plan Sponsors of Higher IRS Retirement Plan Limits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/11/impact-on-plan-sponsors-of-higher-irs-retirement-plan-limits</link>
                            <dc:creator>Michael Marks &amp; Nati Sulimanoff</dc:creator>
                        <pubDate>Fri, 11 Nov 2022 00:00:00 GMT</pubDate>
                        <guid>5296</guid>
                        <description>The 2023 retirement plan limits announced by the IRS reflect large increases. Learn more.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Corporate</tags>
                    </item>
                    <item>
                        <title>A Company’s Playbook Transformed its Acquisition Experience | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/11/company-playbook-transformed-its-acquisition-experience</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 10 Nov 2022 00:00:00 GMT</pubDate>
                        <guid>5291</guid>
                        <description>How to stay focused on the human aspects of an acquisition</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Corporate, Mergers Acquisitions, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>How Benefits Benchmarking Helped a Small Institution Compete | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2022/11/how-benefits-benchmarking-helped-a-small-institution-compete</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 09 Nov 2022 00:00:00 GMT</pubDate>
                        <guid>5290</guid>
                        <description>A small public institution undertook a benefits benchmarking analysis to confirm the competitiveness of its offerings.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education, Health</tags>
                    </item>
                    <item>
                        <title>Deadline Fast Approaching for Amending Cafeteria Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/11/deadline-fast-approaching-for-amending-cafeteria-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 07 Nov 2022 00:00:00 GMT</pubDate>
                        <guid>5283</guid>
                        <description>Prepare your plans for the amendments and understand the implications for employers.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>2023 Health Plan Cost Trend Survey Webinar | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2022/11/2023-health-plan-cost-trend-survey-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Nov 2022 00:00:00 GMT</pubDate>
                        <guid>5201</guid>
                        <description>Listen to Segal’s healthcare subject matter experts as they highlight the key findings from the 2023 Segal Health Plan Cost Trend Survey.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Solving the Catch (20)22 Labor Shortage Puzzle | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/10/solving-the-catch-2022-labor-shortage-puzzle</link>
                            <dc:creator>Chelsey Marache</dc:creator>
                        <pubDate>Fri, 28 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5176</guid>
                        <description>Read the summary of the survey findings and see the steps forward CEOs and other leaders may want to consider.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Health Plan News Q4 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/10/health-plan-news-q4-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 28 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5266</guid>
                        <description>See how plan sponsors are managing the rising cost of cancer care and support to improve outcomes.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3054/trends-q4-2022.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>High Interest Rates Raise Model Plan’s Funded Status | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/10/high-interest-rates-raise-model-plans-funded-status-q3-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 25 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5259</guid>
                        <description>The latest edition of Prism examines changes to our model pension plan funded status in Q3 2022.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3050/prism_q3_2022.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Higher Education, Healthcare Industry, Corporate, Investment, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Numbers Retirement Plan Sponsors Need to Know for 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/10/numbers-retirement-plan-sponsors-need-to-know-for-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 25 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5257</guid>
                        <description>Get the numbers and learn how the new limits and amounts might affect your plan.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>The Impact of Inflation on Public Pensions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/10/the-impact-of-inflation-on-public-pensions</link>
                            <dc:creator>Matthew Strom</dc:creator>
                        <pubDate>Thu, 20 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5253</guid>
                        <description>Learn more about the impact and see how it affects your plans.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3048/ncpers-persist_fall_2022_article_7.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>College and University Benefits Study (CUBS) | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/10/2022-college-and-university-benefits-study</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 19 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5175</guid>
                        <description>See how your total rewards and benefits stack up against your peers.</description>
                        
                        <downloadUrl>https://assets-usa.mkt.dynamics.com/9271fae9-588c-4911-aacd-da664cffda6e/digitalassets/docs/14111634-f91f-ee11-9cbe-000d3a31474a?ts=638246833800000000</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Retirement, Higher Education, Public Sector</tags>
                    </item>
                    <item>
                        <title>IRS Provides Relief for Certain 2021 and 2022 RMDs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/10/irs-provides-relief-for-certain-2021-and-2022-rmds</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 17 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5224</guid>
                        <description>Learn more about the relief and how it can affect your plans.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Proposed Withdrawal Liability Rule: Actuarial Assumptions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/10/proposed-withdrawal-liability-rule-actuarial-assumptions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 17 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5227</guid>
                        <description>Learn about the interest rates range and other assumptions.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>The National Public Health Emergency Extended into January | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/10/the-national-public-health-emergency-extended-into-january</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 14 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5220</guid>
                        <description>See how the emergency declarations can affect your health plans.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Public Sector, Multiemployer Plans, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, COVID-19, Corporate</tags>
                    </item>
                    <item>
                        <title>Are You Ready for the New W-4P and W-4R Forms? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2022/10/new-w4p-and-w4r-forms-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 13 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5205</guid>
                        <description>Watch our informative discussion on the IRS’s redesigned pension tax-withholding forms.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector, Higher Education, Architecture Engineering &amp; Construction, Healthcare Industry, Corporate</tags>
                    </item>
                    <item>
                        <title>Defined Contribution Plan: Four Rules All Plan Fiduciaries Must Follow | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/10/retirement-plan-insider-podcast-episode-1</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 12 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5209</guid>
                        <description>Learn about the importance of plan governance and the fiduciary standards required for plan sponsors of a defined contribution (DC) plan. </description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Podcast</tags>
                    </item>
                    <item>
                        <title>Navigating the New Normal | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2022/10/atc-it-multiemployer-summit-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 11 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>4860</guid>
                        <description>We explored how you and your peers can navigate the fast-moving, ever-changing challenges impacting fund offices today.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Technology</tags>
                    </item>
                    <item>
                        <title>Lower Medicare Part B Premiums for 2023 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/10/lower-medicare-part-b-premiums-for-2023</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 04 Oct 2022 00:00:00 GMT</pubDate>
                        <guid>5191</guid>
                        <description>Review your coverage for Medicare-eligible retirees in light of the changes.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Inflation Reduction Act’s Implications for Medicare Part D | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/09/inflation-reduction-act-s-implications-for-medicare-part-d</link>
                            <dc:creator>Melanie C. Clark</dc:creator>
                        <pubDate>Thu, 29 Sep 2022 00:00:00 GMT</pubDate>
                        <guid>5181</guid>
                        <description>See the changes to Medicare Part D outlined in our chart.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/3003/inflation-reduction-medicare-part-d-chart.pdf</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Corporate, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>IRS Extends Time to Amend Retirement Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/09/irs-extends-time-to-amend-retirement-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 29 Sep 2022 00:00:00 GMT</pubDate>
                        <guid>5052</guid>
                        <description>Learn more about the extension and how it affects your plans.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Advancing Your DEI Impact: Conversations About HR Strategy and Employee Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2022/09/advancing-your-dei-impact-conversations-about-hr-strategy-and-employee-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 29 Sep 2022 00:00:00 GMT</pubDate>
                        <guid>5097</guid>
                        <description>Watch the latest thinking on how best to apply DEI goals to your HR strategy and employee benefits.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Corporate</tags>
                    </item>
                    <item>
                        <title>Retirement Plan Documentation Mitigates Operational Risk | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/09/retirement-plan-documentation-mitigates-operational-risk</link>
                            <dc:creator>Robert Krebner</dc:creator>
                        <pubDate>Mon, 26 Sep 2022 00:00:00 GMT</pubDate>
                        <guid>5166</guid>
                        <description>Learn today&#39;s best practices for capturing DC and DB plan administration procedures and more to ensure you’re protected.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Benefits Administration, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Corporate, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Health Care Costs Soared in 2021, Says Annual Segal Survey | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2022/09/segal-survey-finds-health-care-plan-costs-experienced-steepest-climb-in-a-decade</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 23 Sep 2022 00:00:00 GMT</pubDate>
                        <guid>5161</guid>
                        <description>Segal Survey finds Health Care Plan Costs experienced steepest climb in a decade.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>What Are the Projected 2023 Health Plan Cost Trends? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/09/2023-health-plan-cost-trend-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 21 Sep 2022 00:00:00 GMT</pubDate>
                        <guid>5150</guid>
                        <description>Get the information you need to manage your plan costs over time.</description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/BXWImpoh3yj5j8KckoCRi7ljMyHGBLzMX2UFklMl0do</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>Implications of Rising Interest Rates for DB Plan Lump Sums | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/09/implications-of-rising-interest-rates-for-db-plan-lump-sums</link>
                            <dc:creator>Michael Marks</dc:creator>
                        <pubDate>Thu, 15 Sep 2022 00:00:00 GMT</pubDate>
                        <guid>5145</guid>
                        <description>Learn how lump-sum payments will be impacted on the current trajectory of rising interest rates through the end of the year.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Benefits Administration, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Recruiting and Retaining Women in the Building Trades | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/09/recruiting-and-retaining-women-in-the-building-trades</link>
                            <dc:creator>Susan Goldenson, Vanessa S. Flynn, Judith Goodstein &amp; David Brenner</dc:creator>
                        <pubDate>Wed, 07 Sep 2022 00:00:00 GMT</pubDate>
                        <guid>5106</guid>
                        <description>We share five recruiting strategies you can use to attract and retain more women in the construction industry.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Architecture Engineering &amp; Construction, Multiemployer Plans, Retirement, Health, Compliance, Communications, Women in Trades</tags>
                    </item>
                    <item>
                        <title>Make Employee Benefits Part of Your DEI Strategy | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/08/make-employee-benefits-part-of-your-dei-strategy</link>
                            <dc:creator>Gage Stille</dc:creator>
                        <pubDate>Wed, 31 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5015</guid>
                        <description>When it comes to benefits, employees want options. Make benefits a part of your DEI strategy.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Architecture Engineering &amp; Construction, Corporate, Compensation &amp; Careers, Health, Higher Education, Healthcare Industry, Retirement, Consulting Innovation</tags>
                    </item>
                    <item>
                        <title>Prescription Drug Reporting Deadline Approaching | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/08/prescription-drug-reporting-deadline-approaching</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 30 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5132</guid>
                        <description>Get the summary of the reporting requirements and how to stay compliant.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Federal Program for Student Loan Debt Relief Announced | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/08/federal-program-for-student-loan-debt-relief-announced</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 29 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5123</guid>
                        <description>Learn more about the implications of the student loan debt relief program for your workforce.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Public Sector, Corporate, Retirement, Health, Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Medical Stop-Loss Premiums Up Nearly 10% for 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/08/medical-stop-loss-premiums-up-nearly-10-percent-for-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 19 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5080</guid>
                        <description>See the results and get our analysis of the 2022 dataset.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2932/2022-stop-loss-infographic.pdf</downloadUrl>
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Insurance, Multiemployer Plans, Public Sector, Pharmaceutical, Corporate</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan Funding Status Has Improved | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/08/multiemployer-pension-plan-funding-status-has-improved-1</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 17 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5073</guid>
                        <description>Find out how 2021 affected the funding levels of Multiemployer Pension Plans and other key findings in our latest survey report.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2930/me-zone-status-survey-2022.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Retirement</tags>
                    </item>
                    <item>
                        <title>Employer Poll: Evolving Employer-Employee Social Contract  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/08/employer-poll-on-the-evolving-employer-employee-social-contract</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 16 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5044</guid>
                        <description>See how the changing employer-employee social contract might impact your organization.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Corporate</tags>
                    </item>
                    <item>
                        <title>HR is PR: What You Stand for Matters to Your Buyers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/08/hr-is-pr-what-you-stand-for-matters-to-your-buyers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 16 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5045</guid>
                        <description>Learn more about how your HR might impact your PR.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Corporate</tags>
                    </item>
                    <item>
                        <title>Get Ready for the New IRS Pension Tax Withholding Forms | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/08/get-ready-for-the-new-irs-pension-tax-withholding-forms</link>
                            <dc:creator>William R. Morrow</dc:creator>
                        <pubDate>Thu, 11 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5062</guid>
                        <description>Are you ready to process the new forms? See how we can help you assess the impact of the changes on your payment operations.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>The Inflation Reduction Act’s Health Provisions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/08/the-inflation-reduction-act-s-health-provisions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 10 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5056</guid>
                        <description>Learn more about the provisions of the act and see how it affects your health plans.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>SFA: Solvency Through 2051? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2022/08/sfa-solvency-through-2051</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>4987</guid>
                        <description>Listen to our experts as we discussed the considerations for plan sponsors resulting from the PBGC’s final rule.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>How to Know When a Pension Risk Transfer Makes Sense | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/08/how-to-know-when-a-pension-risk-transfer-makes-sense</link>
                            <dc:creator>Jarred Wilson &amp; Katelyn Boesch</dc:creator>
                        <pubDate>Thu, 04 Aug 2022 00:00:00 GMT</pubDate>
                        <guid>5021</guid>
                        <description>Explore the factors organizations need to consider before deciding whether to pursue this risk-mitigation strategy.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Health Plans News for Q3 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/health-plans-news-for-q3-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 28 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>5009</guid>
                        <description>See how plan sponsors are implementing benefits that support women’s health.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2881/trends-q3-2022.pdf</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Rx Coverage Is a Valued Benefit: Manage Its Cost Effectively | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/rx-coverage-is-a-valued-benefit-manage-its-cost-effectively</link>
                            <dc:creator>Edward Kaplan</dc:creator>
                        <pubDate>Wed, 27 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4995</guid>
                        <description>Learn more about how to deliver more cost-effective prescription drug benefits to your plan participants.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Pharmaceutical, Healthcare Industry, Healthcare Cost Management</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News for Q3 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/multiemployer-pension-news-q3-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 27 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4998</guid>
                        <description>Get your quarterly news for multiemployer retirement plan sponsors.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2869/q3-2022-currents.pdf</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan’s Funded Status Dips Slightly | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/model-pension-plan-s-funded-status-dips-slightly-q2-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4990</guid>
                        <description>The latest edition of Prism examines changes to our model pension plan funded status in Q2 2022.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2864/prism_q2-2022.pdf</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>The National Public Health Emergency Extended into October | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/07/the-national-public-health-emergency-extended-into-october</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4952</guid>
                        <description>See how the emergency extension can affect your health plans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>SECURE 2.0 Would Change the RMD Rules, Corrections and More | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/07/secure-20-would-change-the-rmd-rules-corrections-and-more</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 25 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4981</guid>
                        <description>Learn more about the SECURE 2.0 and how it will affect your plans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>SECURE 2.0 Retirement Reform: Focus on DC Plan Provisions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/07/secure-20-retirement-reform-focus-on-dc-plan-provisions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 25 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4982</guid>
                        <description>Learn more about the SECURE 2.0 changes and how it will affect your plans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>SECURE 2.0 Provisions That Would Affect DB Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/07/secure-20-provisions-that-would-affect-db-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 25 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4983</guid>
                        <description>Learn more about the SECURE 2.0 provisions and how it will affect your plans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Healthcare Industry, Higher Education, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>Top 10 Trends Presenting Challenges for Higher Ed HR | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/top-10-trends-presenting-challenges-for-higher-ed-hr</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 20 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4967</guid>
                        <description>Understand the challenges that might be affecting your higher ed institution. See how we can help.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education, Corporate, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>With Roe Overturned, 10 Questions for Employers to Consider | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/with-roe-overturned-10-questions-for-employers-to-consider</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 20 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4972</guid>
                        <description>To help employers clarify an appropriate path forward, we’ve identified 10 key questions for HR to help answer.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Roe Overturned: What Employers &amp; Plan Sponsors Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2022/07/roe-overturned-what-employers-plan-sponsors-need-to-know-1</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 20 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4934</guid>
                        <description>Learn more about how the Court’s decision impacts employers and plan sponsors.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Benefits Administration, Communications, Insurance, Public Sector, Multiemployer Plans, Healthcare Industry, Architecture Engineering &amp; Construction, Pharmaceutical, Corporate, Consulting Innovation</tags>
                    </item>
                    <item>
                        <title>Public Pension Plan Sponsors: Get Ready for New Disclosures | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/public-pension-plan-sponsors-get-ready-for-new-disclosures</link>
                            <dc:creator>Brad Ramirez</dc:creator>
                        <pubDate>Wed, 13 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4950</guid>
                        <description>Learn more about the new disclosures and how it might affect your plans.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2839/ncpers-persist_spring_2022_actuary.pdf</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>Cybersecurity Tasks to Protect Data &amp; Meet High Expectations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/cybersecurity-tasks-to-protect-data-meet-high-expectations</link>
                            <dc:creator>Jay Preall</dc:creator>
                        <pubDate>Fri, 08 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4938</guid>
                        <description>Be prepared for a possible data breach. See our checklist of eight annual tasks that can help protect your organization&#39;s data.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Cybersecurity consulting, Technology</tags>
                    </item>
                    <item>
                        <title>PBGC Final Rule on Multiemployer SFA: Solvency Through 2051 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/pbgc-final-rule-on-multiemployer-sfa</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 07 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4946</guid>
                        <description>The PBGC released a final rule on the multiemployer Special Financial Assistance (SFA) program</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Investment, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Form 5500 for 2022 Requires More Retirement Plan Information | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/07/form-5500-for-2022-requires-more-retirement-plan-information</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>4941</guid>
                        <description>Are you ready for 2022 reporting? Learn more about the changes to the Form 5500 and how it affects your plans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Architecture Engineering &amp; Construction, Corporate, Healthcare Industry, Higher Education</tags>
                    </item>
                    <item>
                        <title>Freeze Pensions While Protecting Employees&#39; Futures | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/07/freeze-pensions-responsibly</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 05 Jul 2022 00:00:00 GMT</pubDate>
                        <guid>3665</guid>
                        <description>Freezing your organization&#39;s pension plan in a responsible manner can help your organization emerge stronger than ever.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Benefits Administration, Corporate</tags>
                    </item>
                    <item>
                        <title>The New Workplace Expectations: An Employer&#39;s Guide | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/06/the-new-workplace-expectations-an-employers-guide</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 29 Jun 2022 00:00:00 GMT</pubDate>
                        <guid>4912</guid>
                        <description>Get the definitive guide to navigating the new workplace.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2803/the-new-workplace-expectations.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Compensation &amp; Careers, Communications, Corporate</tags>
                    </item>
                    <item>
                        <title>Clean Up Your Data to Lower Your PBGC Rates | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2022/06/data-cleanup-lowers-pbgc-rates</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 27 Jun 2022 00:00:00 GMT</pubDate>
                        <guid>2984</guid>
                        <description>Bad data can cost you more than you think. Learn how we cleaned things up for a client and saved them a bundle.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>Roe Overturned: What Employers &amp; Plan Sponsors Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/06/roe-overturned-what-employers-plan-sponsors-need-to-know</link>
                            <dc:creator>Julia E. Zuckerman</dc:creator>
                        <pubDate>Fri, 24 Jun 2022 00:00:00 GMT</pubDate>
                        <guid>4931</guid>
                        <description>Consider the impact of this historic decision on employee benefits and HR policies, jurisdictional differences and applicability to ERISA plans.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Due Dates for DC Plan Lifetime Illustrations Approaching | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/06/due-dates-for-dc-plan-lifetime-illustrations-approaching</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 22 Jun 2022 00:00:00 GMT</pubDate>
                        <guid>4927</guid>
                        <description>Learn more about the annuity illustrations due dates and how it might affect your plans.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans, Healthcare Industry, Corporate, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Retirement Plan Record Retention: Keeping Your Data Clean | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/06/retirement-plan-record-retention</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 13 Jun 2022 00:00:00 GMT</pubDate>
                        <guid>3666</guid>
                        <description>Sloppy retirement plan record retention can cost you plenty if you get audited.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Health Plan News Q2 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/06/health-plan-news-q2-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 08 Jun 2022 00:00:00 GMT</pubDate>
                        <guid>4890</guid>
                        <description>Learn about how the COVID-19 pandemic disrupted medical costs and utilization trends.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2801/segal-trends-q2-2022.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Corporate, COVID-19</tags>
                    </item>
                    <item>
                        <title>IRS Pilots New Audit Program for Retirement Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/06/irs-pilots-new-audit-program-for-retirement-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 08 Jun 2022 00:00:00 GMT</pubDate>
                        <guid>4901</guid>
                        <description>Learn more about the program and how it might affect your plans.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans, Public Sector, Corporate, Healthcare Industry, Architecture Engineering &amp; Construction, Higher Education</tags>
                    </item>
                    <item>
                        <title>Segal Has Acquired Insurance Broker Union Services Agency | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2022/06/segal-has-acquired-insurance-broker-union-services-agency</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 08 Jun 2022 00:00:00 GMT</pubDate>
                        <guid>4897</guid>
                        <description>Learn more about the acquisition.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>Managing Data for Defined Benefit Pension Plan Termination  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2022/06/db-pension-plan-termination</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 06 Jun 2022 00:00:00 GMT</pubDate>
                        <guid>2868</guid>
                        <description>Our journey consulting service helps guarantee that you base some of your most difficult decisions around good data. Read how in this client story.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>Construction Employers: Changes to Davis-Bacon Act Proposed | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/05/construction-employers-changes-to-davis-bacon-act-proposed</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 26 May 2022 00:00:00 GMT</pubDate>
                        <guid>4879</guid>
                        <description>Learn how construction employers should respond to the proposed rule, if adopted.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Architecture Engineering &amp; Construction, Compensation &amp; Careers, Compliance</tags>
                    </item>
                    <item>
                        <title>How the New Employer-Employee Social Contract Impacts HR | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2022/05/employer-employee-social-contract-is-changing</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 26 May 2022 00:00:00 GMT</pubDate>
                        <guid>4812</guid>
                        <description>This webinar explores how changing employer and employee expectations are impacting benefits and HR. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Public Sector, Corporate, Communications</tags>
                    </item>
                    <item>
                        <title>Family-Building Programs Are Inclusive Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/05/family-building-programs-are-inclusive-benefits</link>
                            <dc:creator>Allison Vaillancourt</dc:creator>
                        <pubDate>Wed, 25 May 2022 00:00:00 GMT</pubDate>
                        <guid>4876</guid>
                        <description>Get more insight on how to create a family-building program for your organization.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2795/bq-q2_family-building-programs.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Corporate, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>As Employees Return to the Office, Prepare to Address Stress | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/05/as-employees-return-to-the-office-prepare-to-address-stress</link>
                            <dc:creator>Sarah Gunderson</dc:creator>
                        <pubDate>Tue, 24 May 2022 00:00:00 GMT</pubDate>
                        <guid>4870</guid>
                        <description>We share the top signs of employee stress — and steps employers can take to address it early.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Mental Health, Corporate, Consulting Innovation, Health</tags>
                    </item>
                    <item>
                        <title>Sustainability Matters for HR | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/05/sustainability-matters-for-hr</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 20 May 2022 00:00:00 GMT</pubDate>
                        <guid>4864</guid>
                        <description>Learn more about how your organization can meet green expectations to improve recruiting and retention.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2783/sustainability-matters-for-hr.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Investment, Health, Communications, Corporate, Consulting Innovation</tags>
                    </item>
                    <item>
                        <title>Relief from Physical Presence for Spousal Consent Extended | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/05/relief-from-physical-presence-for-spousal-consent-extended</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 18 May 2022 00:00:00 GMT</pubDate>
                        <guid>4850</guid>
                        <description>Learn more about the relief and latest extension.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Corporate</tags>
                    </item>
                    <item>
                        <title>The Current and Future State of Digital Health | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/05/the-current-and-future-state-of-digital-health</link>
                            <dc:creator>Sadhna Paralkar, MD, MPH &amp; Edward Kaplan</dc:creator>
                        <pubDate>Thu, 05 May 2022 00:00:00 GMT</pubDate>
                        <guid>4808</guid>
                        <description>How best to choose what you need? Get our tips on what to look for in a digital partner.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan&#39;s Funded Status Rises | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/04/model-pension-plans-funded-status-rises-q1-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 27 Apr 2022 00:00:00 GMT</pubDate>
                        <guid>4788</guid>
                        <description>The latest edition of Prism examines changes to our model pension plan&#39;s funded status in Q1 2022.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2745/prism_q1-2022.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>The National Public Health Emergency Extended into July | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/04/the-national-public-health-emergency-extended-into-july</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 19 Apr 2022 00:00:00 GMT</pubDate>
                        <guid>4772</guid>
                        <description>Stay up to date with the public health emergency extensions.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Transparency Laws Timeline and No Surprise Medical Billing  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/04/transparency-laws</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 14 Apr 2022 00:00:00 GMT</pubDate>
                        <guid>3696</guid>
                        <description>This chart compiles all recent laws and rules concerning healthcare price transparency as of December 30, 2020.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2819/transparency-chart.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Well-Funded Multiemployer Pension Plans Improved Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/04/well-funded-multiemployer-pension-plans-improved-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 12 Apr 2022 00:00:00 GMT</pubDate>
                        <guid>4695</guid>
                        <description>See how we can help you evaluate your plan’s financial health and the affordability of benefit improvements.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2689/wellfunded-me-pension.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Seeing Green: More Multiemployer Plans Are Healthy  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/04/seeing-green-more-multiemployer-plans-are-healthy</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 12 Apr 2022 00:00:00 GMT</pubDate>
                        <guid>4698</guid>
                        <description>See how we can help you manage changes in your plan’s zone status. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/2690/me-plans-healthy.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>SECURE 2.0 Retirement Reform: House Passes Bipartisan Bill | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/04/secure-20-retirement-reform-house-passes-bipartisan-bill</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 11 Apr 2022 00:00:00 GMT</pubDate>
                        <guid>4690</guid>
                        <description>Learn more about the bill and how it might affect your plans</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Guidance on Making Websites Accessible to Disabled People | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/04/guidance-on-making-websites-accessible-to-disabled-people</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Apr 2022 00:00:00 GMT</pubDate>
                        <guid>4657</guid>
                        <description>See the DOJ’s six barriers to website accessibility, plus its list of resources on how to ensure accessibility of website features.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Compliance</tags>
                    </item>
                    <item>
                        <title>HDHP/HSA Sponsors: Telehealth Services Exemption Extended | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/03/hdhp-hsa-sponsors-telehealth-services-exemption-extended</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 22 Mar 2022 00:00:00 GMT</pubDate>
                        <guid>4644</guid>
                        <description>Learn more about the extension and how it affects your health plans.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Flood Damage Can Inundate Your Organization. Be Prepared. | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/03/flood-damage-can-inundate-your-organization-be-prepared</link>
                            <dc:creator>Susan Ginexi</dc:creator>
                        <pubDate>Tue, 15 Mar 2022 00:00:00 GMT</pubDate>
                        <guid>4636</guid>
                        <description>Check your organization has the right coverage in place.</description>
                        
                        <downloadUrl>https://www.segalco.com/insurance-consultation</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>DOL Warns Against Cryptocurrencies in 401(k) Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/03/dol-warns-against-cryptocurrencies-in-401k-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 14 Mar 2022 00:00:00 GMT</pubDate>
                        <guid>4639</guid>
                        <description>Be cautious of cryptocurrency investments in your plans.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Health Plan News Q1 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/03/health-plan-news-q1-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 10 Mar 2022 00:00:00 GMT</pubDate>
                        <guid>4629</guid>
                        <description>Get the latest on cost-management strategies and other developments related to health coverage.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2666/q1-2022-trends.pdf</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Onboarding Best Practices: Make Your New Hires Feel Welcome | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/03/onboarding-best-practices-make-your-new-hires-feel-welcome</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Mar 2022 00:00:00 GMT</pubDate>
                        <guid>4589</guid>
                        <description>Learn the 10 best practices that can boost the effectiveness of your firm’s onboarding process.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate, Higher Education</tags>
                    </item>
                    <item>
                        <title>IRS Proposes Rule on Required Minimum Distribution Changes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/03/irs-proposes-rule-on-required-minimum-distribution-changes</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Mar 2022 00:00:00 GMT</pubDate>
                        <guid>4606</guid>
                        <description>Learn about the rule and how it might affect your plans.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>Continue No Surprises Act Compliance Despite Court Decision | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/03/continue-no-surprises-act-compliance-despite-court-decision</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Mar 2022 00:00:00 GMT</pubDate>
                        <guid>4610</guid>
                        <description>Learn more about the decision and how it&#39;s implications for sponsors of group health plans.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Law Firms: Offer Your M&amp;A Clients a Winning Deal Playbook | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/02/law-firms-offer-your-ma-clients-a-winning-deal-playbook</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 15 Feb 2022 00:00:00 GMT</pubDate>
                        <guid>4552</guid>
                        <description>Increase your value by offering a set of best practices for a successful deal.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Mergers Acquisitions</tags>
                    </item>
                    <item>
                        <title>Now&#39;s the Time to Adapt to Changing Workplace Expectations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/02/nows-the-time-to-adapt-to-changing-workplace-expectations</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 08 Feb 2022 00:00:00 GMT</pubDate>
                        <guid>4578</guid>
                        <description>To remain competitive in this brave new workplace, HR departments need to act now.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Compensation &amp; Careers, Higher Education, Communications, Corporate, Retirement, Health, Investment, Insurance</tags>
                    </item>
                    <item>
                        <title>New Guidance on Covering Over-the-Counter COVID-19 Tests | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/02/new-guidance-on-covering-over-the-counter-covid-19-tests</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 08 Feb 2022 00:00:00 GMT</pubDate>
                        <guid>4584</guid>
                        <description>See what the new guidance offers to group health plans and how they can meet the safe harbor.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Reporting &amp; Disclosure Guide for Benefit Plans 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/02/2022-reporting-disclosure-guide</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Feb 2022 00:00:00 GMT</pubDate>
                        <guid>4564</guid>
                        <description>Get our annual guide to compliance requirements for sponsors of health and retirement plans.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2621/2022-reporting-and-disclosure-guide.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance</tags>
                    </item>
                    <item>
                        <title>DOL Releases MHPAEA Enforcement Reports | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/01/dol-releases-mhpaea-enforcement-reports</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 28 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4563</guid>
                        <description>Get action steps you can take now to ensure you’re compliant with MHPAEA</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Model Pension Plan Ends 2021 Fully Funded | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/01/model-pension-plan-ends-2021-fully-funded</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 27 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4559</guid>
                        <description>The latest edition of Prism examines changes to our model pension plan funded status in Q4 2021.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2617/prism-q4-2021.pdf</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>DC Plans Cannot Include Non-Prudent Investment Options | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/01/dc-plans-cannot-include-non-prudent-investment-options</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 25 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4557</guid>
                        <description>Understand the court decision and see how that affects your plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>The National Public Health Emergency Extended into April | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/01/national-public-health-emergency-extended-into-april-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 18 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4547</guid>
                        <description>Stay up to date with the public health emergency extensions.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>Implications of Supreme Court Rulings on Vaccine Mandates | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/01/implications-of-supreme-court-rulings-on-vaccine-mandates</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 14 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4543</guid>
                        <description>Learn more about the vaccine mandates court rulings and its implications for employers.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Guidance on Covering Over-the-Counter COVID-19 Tests | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/01/covering-over-the-counter-covid-19-tests-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 13 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4541</guid>
                        <description>Get the guidance and ensure your health plans are compliant.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Confronting Challenges Created by the Labor Shortage | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/01/confronting-challenges-created-by-the-labor-shortage</link>
                            <dc:creator>Scott Nostaja</dc:creator>
                        <pubDate>Tue, 11 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4538</guid>
                        <description>How to devise a winning strategy to recruit and retain talent in a competitive environment.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate, Higher Education</tags>
                    </item>
                    <item>
                        <title>Modest Increases Projected for Most Health Plan Cost Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/01/modest-increases-projected-for-most-health-plan-cost-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 10 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4473</guid>
                        <description>Get the data on the 2022 trend projections.</description>
                        
                        <downloadUrl>https://www.segalco.com/consulting-insights/2022-health-plan-cost-trend-survey</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Top Healthcare Cost-Management Strategies | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/01/top-healthcare-cost-management-strategies</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 10 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4474</guid>
                        <description>Get the latest strategies to help manage your healthcare costs.</description>
                        
                        <downloadUrl>https://www.segalco.com/consulting-insights/2022-health-plan-cost-trend-survey</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>COVID-19’s Effect on 2020 Health Plan Cost Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2022/01/covid-19-effect-on-2020-health-plan-cost-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 10 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4475</guid>
                        <description>Get the data on the effects of COVID-19 on the healthcare systems.</description>
                        
                        <downloadUrl>https://www.segalco.com/consulting-insights/2022-health-plan-cost-trend-survey</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News Recap for Q1 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2022/01/multiemployer-pension-news-q1-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 05 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4531</guid>
                        <description>Get your quarterly news recap for multiemployer retirement plan sponsors.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2605/q1-2022-currents.pdf</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Guidance on the No Surprises Act’s Qualifying Payment Amount | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2022/01/no-surprises-acts-qualifying-payment-amount-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 05 Jan 2022 00:00:00 GMT</pubDate>
                        <guid>4535</guid>
                        <description>Learn more about the annual guidance on how it affects your health plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Vendor Cybersecurity Best Practices for Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/12/vendor-cybersecurity-best-practices-for-plan-sponsors</link>
                            <dc:creator>Michael Stoyanovich</dc:creator>
                        <pubDate>Thu, 09 Dec 2021 00:00:00 GMT</pubDate>
                        <guid>4517</guid>
                        <description>Cybersecurity is an increasingly critical issue. Protect your plans and take steps to reduce risks.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Cybersecurity consulting, Benefits Technology</tags>
                    </item>
                    <item>
                        <title>December 31, 2021 Reminders for Retirement Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/12/reminders-for-retirement-plan-sponsors</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Dec 2021 00:00:00 GMT</pubDate>
                        <guid>4515</guid>
                        <description>Review your plans and remain compliant with the amendments.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Guidance on ACA Reporting for 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/12/guidance-on-aca-reporting-for-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Dec 2021 00:00:00 GMT</pubDate>
                        <guid>4521</guid>
                        <description>Learn more about the ACA reporting requirements and deadlines.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Health Plan Cost Trends Since 2009 and 2022 Projections | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/12/health-plan-cost-trends-since-2009-and-2022-projections</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Dec 2021 00:00:00 GMT</pubDate>
                        <guid>4476</guid>
                        <description>Get the data on the health plan cost trends projections.</description>
                        
                        <downloadUrl>https://www.segalco.com/consulting-insights/2022-health-plan-cost-trend-survey</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Moving from Resilience to Addressing External Risks Head-On | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/12/the-big-reset</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 06 Dec 2021 00:00:00 GMT</pubDate>
                        <guid>4512</guid>
                        <description>This survey report covers human capital resources needed to maintain business during the pandemic.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2596/the-big-reset-a-cbm-segal-research-report.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, COVID-19, Corporate</tags>
                    </item>
                    <item>
                        <title>Health Plan News Q4 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/12/health-plan-news-q4-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 03 Dec 2021 00:00:00 GMT</pubDate>
                        <guid>4502</guid>
                        <description>Get the latest on cost-management strategies and other developments related to health coverage.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2580/q4-2021-trends.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>PBGC Issues Relief for Single-Employer DB Plan 4010 Filings | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/12/relief-for-single-employer-db-plan-4010-filings</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 03 Dec 2021 00:00:00 GMT</pubDate>
                        <guid>4501</guid>
                        <description>Get the details now to prepare for any necessary filing revisions.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>Five Ways to Address Anxiety About Returning to the Office | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/12/five-ways-to-address-anxiety-about-returning-to-the-office</link>
                            <dc:creator>Sarah Gunderson</dc:creator>
                        <pubDate>Thu, 02 Dec 2021 00:00:00 GMT</pubDate>
                        <guid>4483</guid>
                        <description>Address your workforce&#39;s concerns as they return to the office.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>House-Passed Build Back Better Act’s Retirement Provisions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/11/house-passed-build-back-better-acts-retirement-provisions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 30 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4486</guid>
                        <description>Learn about the provisions and how it might affect your plan contributions.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>Interim Final Rules on Prescription Drug Reporting | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/11/interim-final-rules-on-prescription-drug-reporting</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 30 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4489</guid>
                        <description>Understand the reporting rules and take the necessary actions.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Medicare Part A and Part B Premium Increases for 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/11/medicare-part-a-and-part-b-premium-increases-for-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 19 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4481</guid>
                        <description>Get these numbers and more and learn how these changes may affect your retiree coverage.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>More Funding Relief for Single-Employer DB Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/11/more-funding-relief-for-single-employer-db-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 16 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4472</guid>
                        <description>Find out how this might affect your plan’s future contributions.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Your HR Strategy Can Help You Win Infrastructure Contracts | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/11/your-hr-strategy-can-help-you-win-infrastructure-contracts</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 15 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4467</guid>
                        <description>Reap the benefits of the newly passed infrastructure bill.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Architecture Engineering &amp; Construction, Benefits Administration</tags>
                    </item>
                    <item>
                        <title>The No Surprises Act Independent Dispute Resolution Process | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/11/no-surprises-act-independent-dispute-resolution-process</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 11 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4452</guid>
                        <description>Learn about Part II of the No Surprises Act regulations, including how the new Independent Dispute Resolution process will work.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Numbers Retirement Plan Sponsors Need to Know for 2022 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/11/numbers-retirement-plan-sponsors-need-to-know-for-2022</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 10 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4465</guid>
                        <description>Get the numbers and see how they affect your plans.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Vaccine Mandate for Employers with 100+ Workers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/11/vaccine-mandate-for-employers-with-100-plus-workers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4461</guid>
                        <description>Ensure your workforce is fully vaccinated.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>No Surprises Act Rule on 2022 Independent Dispute Resolution | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/11/no-surprises-act-rule-on-2022-independent-dispute-resolution</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4463</guid>
                        <description>Learn about the second part of the interim final rule and how it might affect your plans.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>IRS Adds New FAQs on Rehiring Retirees &amp; Early Distributions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/11/new-faqs-on-rehiring-retirees-and-early-distributions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 03 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4455</guid>
                        <description>Learn more about the IRS FAQs.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>COVID-19 Safeguard Requirements for Federal Contractors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/11/covid-19-safeguard-requirements-for-federal-contractors</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 02 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4376</guid>
                        <description>Learn about the guidance and how it applies to your people.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, COVID-19, Corporate, Health</tags>
                    </item>
                    <item>
                        <title>How Has the Pandemic Affected Operations and Work? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/11/how-has-the-pandemic-affected-operations-and-work</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 Nov 2021 00:00:00 GMT</pubDate>
                        <guid>4445</guid>
                        <description>Get the insights and summary report from our CEO roundtable discussion.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2554/summary-of-2021-ceo-roundtables.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>Pension Plan Funded Status Drops Slightly as Assets Dip | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/10/pension-plan-funded-status-q3-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4448</guid>
                        <description>The latest edition of Prism examines changes to our model pension plan funded status in Q3 2021.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2558/prism-q3-2021.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>What Are the Projected 2022 Health Plan Cost Trends? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/10/projected-2022-health-plan-cost-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 25 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4366</guid>
                        <description>Watch the discussion about the key findings from Segal’s Health Plan Cost Trend Survey. </description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>IRS Guidance: ARPA Elections &amp; Multiemployer Funding Relief | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/10/irs-guidance-on-arpa-elections-and-multiemployer-funding-relief</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 21 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4441</guid>
                        <description>Learn about the latest guidance on ARPA elections and funding relief provisions.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>The National Public Health Emergency Extended into January | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/10/national-public-health-emergency-extended-into-january</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 20 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4439</guid>
                        <description>See how the emergency declarations can affect your health plans.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>COBRA Guidance Related to the COVID-19 Outbreak Period | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/10/cobra-guidance-related-to-the-covid-19-outbreak-period</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 19 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4435</guid>
                        <description>Learn about the guidance and the COBRA election and premium payment deadline extensions.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Your Website: The Key to an Effective Communication Strategy | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/10/opening-the-digital-front-door</link>
                            <dc:creator>Joshua Meyer</dc:creator>
                        <pubDate>Mon, 18 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4428</guid>
                        <description>Develop a digital communications strategy for your benefits programs.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>What Are the Projected 2022 Health Plan Cost Trends? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/10/2022-health-plan-cost-trend-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 14 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4398</guid>
                        <description>The latest Segal survey finds most healthcare costs are similar to pre-pandemic levels. See more details in the survey report.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2507/segal-trend-survey-2022.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Health Plan Cost Decline for the First Time in 25 Years | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2021/10/survey-reveals-significant-decline-in-healthcare-costs</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 14 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4396</guid>
                        <description>The annual report shares actual cost trends and expectations for the future of healthcare.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Guidance on COVID-19 Vaccines and Wellness Incentives | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/10/covid-19-vaccines-and-wellness-incentives-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4400</guid>
                        <description>Learn about the latest guidance on the vaccine coverage and other wellness incentives.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Segal&#39;s 15th Annual Multiemployer IT Summit | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/10/annual-multiemployer-it-summit-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4331</guid>
                        <description>Learn how to take advantage of the latest trends for increasing fund office efficiency.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Benefits Administration, Benefits Technology</tags>
                    </item>
                    <item>
                        <title>Guidance on HIPAA, COVID-19 Vaccinations and the Workplace | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/10/hippa-covid-19-vaccinations-and-workplace-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 01 Oct 2021 00:00:00 GMT</pubDate>
                        <guid>4387</guid>
                        <description>Review the guidance and ensure your people&#39;s safety at the workplace.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Onboarding Done Right | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2021/09/onboarding-done-right</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 28 Sep 2021 00:00:00 GMT</pubDate>
                        <guid>4356</guid>
                        <description>See how our personalized onboarding can help your organization reduce turnover, saving you time and money.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News Recap for Q3 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/09/multiemployer-pension-news-q3-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 24 Sep 2021 00:00:00 GMT</pubDate>
                        <guid>4369</guid>
                        <description>Get your quarterly news recap for multiemployer retirement plan sponsors.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2500/q3-2021-currents.pdf</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>MHPAEA Enforcement Continues | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/09/mhpaea-opt-out-option</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 22 Sep 2021 00:00:00 GMT</pubDate>
                        <guid>4360</guid>
                        <description>Learn about the opt-out option and how it can affect your plans. </description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Changes to Annual Reporting Requirements Proposed | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/09/annual-reporting-requirements-proposed-changes</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 22 Sep 2021 00:00:00 GMT</pubDate>
                        <guid>4362</guid>
                        <description>Learn about the proposed changes and how it impacts your defined benefit plans.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>Departments Propose Air Ambulance Reporting Rule | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/09/departments-propose-air-ambulance-reporting-rule</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 22 Sep 2021 00:00:00 GMT</pubDate>
                        <guid>4363</guid>
                        <description>Learn about the proposed air ambulance data reporting requirements and see how it affects your plans.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>How Do Americans Feel About Returning to the Office? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/09/how-do-americans-feel-about-returning-to-the-office</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 22 Sep 2021 00:00:00 GMT</pubDate>
                        <guid>4348</guid>
                        <description>Survey says...</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2491/return-to-work-infographic.pdf</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, COVID-19, Corporate</tags>
                    </item>
                    <item>
                        <title>At-Home COVID-19 Tests Are a Reimbursable Medical Expense | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/09/at-home-covid-19-tests-are-a-reimbursable-medical-expense</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 21 Sep 2021 00:00:00 GMT</pubDate>
                        <guid>4354</guid>
                        <description>Learn about the IRS announcement on at-home COVID-19 tests.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19, Compliance</tags>
                    </item>
                    <item>
                        <title>Obtaining Cyber Liability Insurance Coverage Quickly | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2021/09/obtaining-cyber-liability-insurance-coverage-quickly</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Sep 2021 00:00:00 GMT</pubDate>
                        <guid>4344</guid>
                        <description>Read how we helped a TPA obtain cyber liability coverage quickly to solve their security concerns.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Benefits Technology, Insurance, Cybersecurity consulting</tags>
                    </item>
                    <item>
                        <title>Reminder: Notice of COBRA Subsidy Termination Is Due Soon | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/09/reminder-notice-of-cobra-subsidy-termination-is-due-soon</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 08 Sep 2021 00:00:00 GMT</pubDate>
                        <guid>4340</guid>
                        <description>Act Now. Send your expiration notice of premium assistance to all participants receiving COBRA subsidy.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Think: What Would Attract Employees to Your Company? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2021/08/what-would-attract-employees-to-your-company</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 26 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4316</guid>
                        <description>Julia Zuckerman shares insight on five ways to attract and retain top talent</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>New Guidance on the No Surprises Act and Transparency Rule | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/08/no-surprises-act-and-transparency-rule-new-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 23 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4303</guid>
                        <description>Learn more about the new guidance and how it applies to your group health plans.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Keeping the Pulse on Key Talent Is Imperative to Retention | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2021/08/keeping-the-pulse-on-key-talent-is-imperative-to-retention</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 20 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4302</guid>
                        <description>Tami Simon shares insight on practical tips to retaining top talents in a competitive market.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>Returning to In-Person Work? Protect Your People | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/08/returning-to-in-person-work</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 18 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4261</guid>
                        <description>Learn the strategies and tips to protect your people and organization as they return for in-person work.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Pension Plan Funded Status Drops Slightly | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/08/pension-plan-funded-status-q2-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 17 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4280</guid>
                        <description>The latest edition of Prism examines changes to our model pension plan funded status in Q2 2021.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2444/prism-q2-2021.pdf</downloadUrl>
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>The Cost of Mandating Social Security on the Public Sector | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/08/mandating-social-security-cost-on-the-public-sector</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 17 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4294</guid>
                        <description>Explore the negative and unintended consequences that the mandate brings upon the state and local employees and their employers.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2448/the-cost-of-mandating-social-security-on-the-public-sector.pdf</downloadUrl>
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>American Rescue Plan’s Impact on Multiemployer Pension Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/08/american-rescue-plans-impact-on-multiemployer-pension-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 13 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4286</guid>
                        <description>Learn more about the ARPA SFA program and check whether your plan is eligible.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Changing DC Plan Recordkeepers Can Be Complex | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/08/changing-dc-plan-recordkeepers-can-be-complex</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4276</guid>
                        <description>Get the steps for a smooth and successful transition.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2443/changing-dc-plan-recordkeepers.pdf</downloadUrl>
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>Rules for Single-Employer DB Plan Funding Elections | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/08/single-employer-db-plan-funding-elections-rules</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 06 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4279</guid>
                        <description>Learn more about the recent changes to the funding rules on your DB plans.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Remote Work Policy for the Long Haul | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/08/remote-work-policy-guide</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 03 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4251</guid>
                        <description>Your HR policy guide for a sustainable remote workforce.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2423/remote-work-guide.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>Treasury and IRS Release More COBRA Subsidy Guidance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/08/treasury-and-irs-release-more-cobra-subsidy-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 03 Aug 2021 00:00:00 GMT</pubDate>
                        <guid>4268</guid>
                        <description>Get the latest on the COBRA Subsidy Guidance and its implications for plan sponsors.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>IRS Revises Retirement Plan Corrections Program | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/07/irs-revises-retirement-plan-corrections-program</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 29 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4255</guid>
                        <description>Learn more about the retirement plans changes to ensure your plans are protected.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Dates for Annuity Illustrations in DC Plan Statements | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/07/dates-for-annuity-illustrations-in-dc-plan-statements</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 29 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4257</guid>
                        <description>Get the dates and stay on top of your benefit payments and statements.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>The DOL’s Role in Multiemployer Special Financial Assistance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/07/dol-role-in-multiemployer-special-financial-assistance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 29 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4258</guid>
                        <description>Learn more about the DOL&#39;s guidance on several key issues related to the special financial assistance program.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Fiduciary Liability Insurance: What You Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/07/fiduciary-liability-insurance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 27 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4162</guid>
                        <description>Learn more about what fiduciary liability insurance means for the success of your organization. </description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>The No Surprises Act Requires Changes to Your Plan Coverage | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/07/no-surprises-act</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 27 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4208</guid>
                        <description>Learn about the rules, process, implications and how they will affect your plans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>New ACA FAQs Clarify Coverage Required for HIV Prevention | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/07/new-aca-faqs-clarify-coverage-required-for-hiv-prevention</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 21 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4241</guid>
                        <description>New guidance addresses the scope of HIV preventive services that group health plans must cover under the ACA.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>The National Public Health Emergency Extended into October | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/07/national-public-health-emergency-extended-into-october</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 21 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4243</guid>
                        <description>Stay up to date with the public health emergency extensions.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Tax Rules for Multiemployer Special Financial Assistance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/07/multiemployer-special-financial-assistance-tax-rules</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 19 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4239</guid>
                        <description>Learn about the tax guidance and how it affects your plans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Health Plan News for Q3 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/07/health-plan-news-q3-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 16 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4210</guid>
                        <description>Get the latest on cost-management strategies and other developments related to health coverage.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2396/q3-2021-trends.pdf</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>PBGC Multiemployer Special Financial Assistance Begins | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/07/pbgc-multiemployer-special-financial-assistance-begins</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 15 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4235</guid>
                        <description>Learn more about the SFA program provisions as it applies to your pension plans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Rule on the No Surprises Act Covers Provider Payments | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/07/rule-on-the-no-surprises-act-covers-provider-payments</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 14 Jul 2021 00:00:00 GMT</pubDate>
                        <guid>4214</guid>
                        <description>Learn more about the rule and how it might affect your group health plans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>You Need an Inclusive Family-Building Benefits Package | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/06/inclusive-family-building-benefits-package</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 30 Jun 2021 00:00:00 GMT</pubDate>
                        <guid>4204</guid>
                        <description> A comprehensive approach to family-building, regardless of gender identity or relationship status, is critical to talent attraction and retention.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Organizational Effectiveness, Women in Trades</tags>
                    </item>
                    <item>
                        <title>IRS Extends “Physical Presence” Relief | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/06/irs-extends-physical-presence-relief</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 28 Jun 2021 00:00:00 GMT</pubDate>
                        <guid>4201</guid>
                        <description>The use of e-signatures and video for any participant elections has been extended for another year.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Request for Information on Rx Reporting | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/06/request-for-information-on-rx-reporting</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 23 Jun 2021 00:00:00 GMT</pubDate>
                        <guid>4189</guid>
                        <description>Learn more about the RFI and reporting requirements for group health plans and insurers.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>How Corporate Boards Should Manage Human Capital Risk | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/06/how-corporate-boards-should-manage-human-capital-risk</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 22 Jun 2021 00:00:00 GMT</pubDate>
                        <guid>4183</guid>
                        <description>Learn more about the oversight of human capital risks.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2374/oversight-of-human-capital-risks-setting-your-board-up-for-success.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>U.S. Supreme Court Throws Out Latest Challenge to the ACA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/06/us-supreme-court-throws-out-latest-aca-challenge</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 17 Jun 2021 00:00:00 GMT</pubDate>
                        <guid>4180</guid>
                        <description>Learn more about the latest ACA challenge and how the decision affects your plan.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News Recap for Q2 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/06/multiemployer-pension-news-q2-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 09 Jun 2021 00:00:00 GMT</pubDate>
                        <guid>4172</guid>
                        <description>Get your quarterly news recap for multiemployer retirement plan sponsors.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2371/q2-2021-currents.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title> Answers to (Some of) Your COBRA Subsidy Questions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/06/cobra-subsidy-question-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 08 Jun 2021 00:00:00 GMT</pubDate>
                        <guid>4128</guid>
                        <description>Watch the discussion about the recent guidance and practical implementation tips.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>CalSavers Retirement Savings Program Survives Lawsuit | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/05/calsavers-retirement-savings-program-survives-lawsuit</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 28 May 2021 00:00:00 GMT</pubDate>
                        <guid>4138</guid>
                        <description>Learn more about the retirement savings program and how it benefits your employees.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>“Diversity Creates Opportunities to Increase Market Share&quot; | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2021/05/diversity-creates-opportunities-to-increase-market-share</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 27 May 2021 00:00:00 GMT</pubDate>
                        <guid>4135</guid>
                        <description>Kevin Carrington shares insight on how diversity can increase financial success.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags></tags>
                    </item>
                    <item>
                        <title>Infrastructure Construction: Get Your Firm Ready for Work  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/05/infrastructure-construction</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 26 May 2021 00:00:00 GMT</pubDate>
                        <guid>4129</guid>
                        <description>Make sure your firm is ready for infrastructure construction.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>&quot;Flexibility is Not Just About Time&quot; | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2021/05/flexibility-is-not-just-about-time</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 26 May 2021 00:00:00 GMT</pubDate>
                        <guid>4134</guid>
                        <description>Jennifer Schuster shares tips on how to successfully manage a remote team.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags></tags>
                    </item>
                    <item>
                        <title>Treasury and IRS Release COBRA Subsidy Guidance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/05/treasury-and-irs-release-cobra-subsidy-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 20 May 2021 00:00:00 GMT</pubDate>
                        <guid>4123</guid>
                        <description>Learn more about the latest guidance on the temporary six-month COBRA subsidy. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Communications</tags>
                    </item>
                    <item>
                        <title>Medical Stop-Loss Insurance Checklist | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/05/medical-stop-loss-insurance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 12 May 2021 00:00:00 GMT</pubDate>
                        <guid>4051</guid>
                        <description>Make sure you’re getting the right coverage for your plan. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/2247/medical-stop-loss-policy-checklist.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Insurance</tags>
                    </item>
                    <item>
                        <title>HHS Announces Civil Rights Protections for LGBTQ Individuals | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/05/hhs-announces-civil-rights-protections-for-lgbtq-individuals</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 12 May 2021 00:00:00 GMT</pubDate>
                        <guid>4116</guid>
                        <description>Get the latest on the nondiscrimination requirements on the basis of sexual orientation and gender identity.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>The Pandemic’s Impact on Multiemployer Pension Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/05/multiemployer-pension-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 07 May 2021 00:00:00 GMT</pubDate>
                        <guid>4108</guid>
                        <description>There were small changes in zone status and notable shifts in industry assumptions. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/2324/spring-2021-survey-of-plans-zone-status.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Pension Plan Funded Status Increases as Interest Rates Rise | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/05/prism-q1-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 05 May 2021 00:00:00 GMT</pubDate>
                        <guid>4106</guid>
                        <description>Our model pension plan funded status skyrockets as interest rates increase.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2314/prism-q1-2021.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>Digital Transformation in Healthcare | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/05/digital-transformation-in-healthcare</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 05 May 2021 00:00:00 GMT</pubDate>
                        <guid>3958</guid>
                        <description>This webinar explores how digital technology is transforming the way that healthcare is practiced and delivered. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>How Club Vita Membership Benefits Multiemployer Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/05/club-vita-multiemployer-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 04 May 2021 00:00:00 GMT</pubDate>
                        <guid>4096</guid>
                        <description>Learn about the benefits of Club Vita membership for multiemployer pension plans</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>HR Shared Services: Is It Right For Your Organization? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/04/hr-shared-services</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 28 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>3997</guid>
                        <description>Learn how to determine if you could benefit from an HR shared services model.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2230/hr-shared-services-model.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Mergers Acquisitions, Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>Guidance on the American Rescue Plan Paid Leave Tax Credits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/04/american-rescue-plan-paid-leave-tax-credits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 28 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>4004</guid>
                        <description>Find out how the new American Rescue Plan tax credits work.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19, Retirement</tags>
                    </item>
                    <item>
                        <title>Employee Personalization: More Important Than Ever | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/04/employee-personalization</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 27 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>3990</guid>
                        <description>Data-driven employee personalization can improve engagement and help organizations thrive.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Consulting Innovation</tags>
                    </item>
                    <item>
                        <title>Medical Stop-Loss Coverage: Premiums Up 8% for 2021  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/04/medical-stop-loss-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 22 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>3988</guid>
                        <description>We&#39;ve maintained our National Medical Stop-Loss Database since the ACA eliminated annual and lifetime dollar limits on essential health benefits.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2216/2021-medical-stop-loss-infographic.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Insurance Industry Outlook for 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/04/insurance-industry-outlook-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 22 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>3947</guid>
                        <description>Our webinar discusses how the COVID-19 pandemic will affect the insurance industry in 2021.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>DOL Guidance on Cybersecurity Covers Best Practices and Tips | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/04/dol-guidance-on-cybersecurity-covers-best-practices-and-tips</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 21 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>3976</guid>
                        <description>The DOL has issued three pieces of non-regulatory guidance on reducing cybersecurity risks in ERISA retirement plans</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Health, Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>HHS Extends the National Public Health Emergency into July | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/04/national-public-health-emergency-extended-into-july</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 20 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>3974</guid>
                        <description>Stay up to date with the public health emergency extensions.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Strengthening Plan Governance in the Public Sector | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/04/strengthening-plan-governance-public-sector</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 20 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>3972</guid>
                        <description>We explore how&#160;Club Vita membership can strengthen plan governance, provide new longevity insights and address risks in large public pension systems</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>DOL Releases COBRA Subsidy Model Notices and Forms | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/04/dol-releases-cobra-subsidy-model-notices-and-forms</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 09 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>3951</guid>
                        <description>Learn more about the COBRA subsidy and how to apply for it.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Feds Emphasize New MHPAEA Compliance Expectations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/04/feds-emphasize-new-mhpaea-compliance-expectations</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 05 Apr 2021 00:00:00 GMT</pubDate>
                        <guid>3934</guid>
                        <description>Get the latest FAQs and guidance on the new requirements.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>2021 Focus Points for Defined Contribution Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/03/dc-plan-focus-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 31 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3917</guid>
                        <description>In 2021, sponsors are looking for ways to engage and care for their employees. Here are the key focus areas we&#39;re seeing.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Health Plan News for Q2 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/03/health-plan-news-q2-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 31 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3924</guid>
                        <description>Get the latest statistics and strategies for health plan sponsors. </description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Health Plans May Pay for COVID-19-Related PPE | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/03/health-plans-may-pay-for-covid-19-related-ppe</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 30 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3923</guid>
                        <description>Learn more about the medical expense coverage and reimbursement on personal protective equipment (PPE).</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>How to Implement the ARPA&#39;s COBRA Premium Subsidy | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/03/arpa-cobra-subsidy-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 25 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3907</guid>
                        <description>This webinar explains how the subsidy works and discussed the guidance published by the government.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>New Rules for MHPAEA: What You Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/03/mhpaea-new-rules-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 25 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3910</guid>
                        <description>This webinar reviewed the new rules for MHPAEA and how they affect plan sponsors.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Tax Changes for Childcare May Present DCAP Challenges | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/03/childcare-tax-changes-may-present-dcap-challenges</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 17 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3891</guid>
                        <description>DCAPs sponsors should carefully review these changes and be aware of potential implications for nondiscrimination testing.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance</tags>
                    </item>
                    <item>
                        <title>Diversify Leadership with These Five Strategies  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/03/diversify-leadership</link>
                            <dc:creator>Allison Vaillancourt</dc:creator>
                        <pubDate>Tue, 16 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3887</guid>
                        <description>Organizations in all sectors are committed to identifying diverse candidates for leadership roles. We look at strategies for doing so.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Future of Healthcare: What Plan Sponsors Should Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/03/future-of-healthcare</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 15 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3876</guid>
                        <description>Discover what trends will shape the future of healthcare and how it could affect you.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2150/future-of-the-healthcare-industry.pdf</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>The American Rescue Plan and Multiemployer Pension Relief | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/03/american-rescue-plan-multiemployer-relief</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 11 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3873</guid>
                        <description>Multiemployer plan sponsors will need to carefully review the provisions of the final legislation.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>100 Percent COBRA Subsidy Starts April&amp;nbsp;1 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/03/cobra-subsidy</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 11 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3870</guid>
                        <description>The new COBRA subsidy will be available starting April&#160;1,&#160;2021.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title> Recruitment Strategies for Construction Companies | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/03/recruitment-strategies-construction-companies</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 10 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3857</guid>
                        <description>Building and retaining a labor force is harder than ever. These strategies can help.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Architecture Engineering &amp; Construction, Women in Trades</tags>
                    </item>
                    <item>
                        <title>Congress Passes Single-Employer DB Funding Relief | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/03/congress-passes-single-employer-db-funding-relief</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 10 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3868</guid>
                        <description>Learn more about the funding relief bill and what actions you should take regarding your plans.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>The American Rescue Plan Act of 2021 and Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/03/rescue-plan-act-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 08 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3844</guid>
                        <description>This webinar replay discusses what the American Rescue Plan Act of 2021 means for plan sponsors.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>Flood Risk Is Rising | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/03/flood-risk</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 05 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3852</guid>
                        <description>Ensure your organization is covered.</description>
                        
                        <downloadUrl>https://www.segalco.com/insurance-consultation</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>CEO Priorities in 2021: Our Poll Shows 2020&#39;s Key Lessons | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/03/ceo-priorities-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 05 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3780</guid>
                        <description>We partnered with Chief Executive Group to poll approximately 500 CEOs on the year they&#39;ve just had.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2167/hindsight-2020-supplement.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Organizational Effectiveness, Technology</tags>
                    </item>
                    <item>
                        <title>Additional Federal COVID-19 Guidance on Testing and Vaccines | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/03/covid-19-testing-and-vaccines-additional-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 03 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3834</guid>
                        <description>Review the coverage of diagnostic testing and vaccines to ensure your benefits are being provided consistent with this federal guidance</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Provisions in the American Rescue Plan | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/03/multiemployer-provisions-american-rescue-plan</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 02 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3799</guid>
                        <description>We summarize key multiemployer provisions from the American Rescue Plan.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Guidance on Extended Deadlines for Group Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/03/guidance-on-extended-deadlines-for-group-health-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 02 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3827</guid>
                        <description>Learn more about the new guidance and COVID-19 relief extension for group health plans.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>House-Passed Bill Includes Single-Employer DB Funding Relief | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/03/single-employer-db-funding-relief-bill</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3813</guid>
                        <description>Learn more about the funding relief bill and how it impacts your plans.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>COBRA Subsidy Passes House | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/03/cobra-subsidy-passes-house</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3817</guid>
                        <description>Learn more about the COBRA provision of the American Rescue Plan Act of 2021.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>IRS Guidance on Temporary Cafeteria Plan Flexibility | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/03/irs-guidance-on-temporary-cafeteria-plan-flexibility</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 Mar 2021 00:00:00 GMT</pubDate>
                        <guid>3818</guid>
                        <description>Learn about the guidance and changes to your employee health and dependent care FSAs</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Pension Obligation Bonds: Know Their Appeal and Pitfalls | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/02/pension-obligation-bonds</link>
                            <dc:creator>Todd Tauzer</dc:creator>
                        <pubDate>Tue, 23 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3786</guid>
                        <description>Our analysis examines the appeal and risks of using pension obligation bonds to help fund public sector plans.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2134/pension-obligation-bonds.pdf</downloadUrl>
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>Retiree Medical Coverage: Are You Getting the Best Value? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/02/retiree-medical-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 18 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3739</guid>
                        <description>By continuing to offer retiree medical benefits, organizations can reap important benefits.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Discussing the New Transparency Rule and No Surprises Act | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2021/02/no-surprises-transparency-rule</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 16 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3721</guid>
                        <description>This webinar reviewed the new rules and what they really mean for health plan sponsors and participants.  </description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan News Recap for Q1 2021  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/02/multiemployer-pension-plan-news-recap-q1-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 12 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3757</guid>
                        <description>Get your quarterly news recap for multiemployer retirement plan sponsors.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2114/me-currents-q1-2021.pdf</downloadUrl>
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>2021 Appropriations Act’s Few Retirement Plan Changes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/02/appropriations-acts-few-retirement-plan-changes</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 12 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3775</guid>
                        <description>Learn about the Consolidated Appropriations Act and how it affects your plans.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Guidance on Terminating a 403(b) Plan with Mutual Funds | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/02/guidance-on-terminating-a-403-b-plan-with-mutual-funds</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 12 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3773</guid>
                        <description>Learn more about guidance that provides a framework for certain tax-exempt and public sector entities that are terminating 403(b) plans </description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Public Sector, Higher Education</tags>
                    </item>
                    <item>
                        <title>DOL Guidance on Illustrating DC Plan Lifetime Income | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/02/dol-guidance-on-dc-plan-lifetime-income</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 11 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3766</guid>
                        <description>Learn about the interim final rule on converting account balances to lifetime income and how it might affect your plans.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>How a Review of One Medical Claim Saved $2.7M | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2021/02/medical-claim-review</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 10 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3772</guid>
                        <description>Across a range of clients, we&#39;ve helped plans save several millions of dollars by reviewing their claims. Here&#39;s how we helped just one.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration</tags>
                    </item>
                    <item>
                        <title>Data Retention Policy: Follow Through to Stay Secure | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/02/data-retention-policy-follow-through-to-stay-secure</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3738</guid>
                        <description>Review your data retention process and ensure that your data is secured.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Cybersecurity consulting</tags>
                    </item>
                    <item>
                        <title>HIPAA Enforcement to Consider Recognized Security Practices | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/02/hipaa-enforcement-recognized-security-practices</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3752</guid>
                        <description>Stay compliant with the HIPAA security rule and review your security procedures.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Pension Plan Zone Status: Winter 2021 Multiemployer Survey | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2021/02/winter-2021-multiemployer-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3747</guid>
                        <description>The survey reports on the immediate effect of the coronavirus pandemic on multiemployer pension plans. Check it out.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2110/me-zone-status-survey-2021.pdf</downloadUrl>
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Single-Employer DB Funding Relief Possible | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/02/single-employer-db-funding-relief-possible</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 04 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3742</guid>
                        <description>Another coronavirus relief bill may lower your DP plan contributions. Learn more about the funding relief and how it could affect your plans.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Celebrating Black History Month | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2021/02/2021-black-history-month</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 Feb 2021 00:00:00 GMT</pubDate>
                        <guid>3753</guid>
                        <description>There are many ways to celebrate Black History Month. This year, Segal’s DEI Steering Committee has planned a variety of ways to celebrate.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags></tags>
                    </item>
                    <item>
                        <title>Pension Plan Funded Status Returns to Pre-Pandemic Levels | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/01/pension-plan-funded-status-q4-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 28 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3722</guid>
                        <description>As equity investments soar, our model pension plan funded status returns to pre-pandemic levels. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/2107/prism_q4-2020.pdf</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>Immersive Technologies Can Transform Work | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/01/immersive-technologies-transform-work</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 22 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3698</guid>
                        <description>From digital assistants to virtual reality, modern solutions exist to help make working from home feel less isolating for employees.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Consulting Innovation, Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension News: Legislative Proposals  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/01/multiemployer-pension-news-legislation</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 22 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3801</guid>
                        <description>Relief for multiemployer pension plans could finally come in the form of two recent pieces of proposed legislation.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2132/multiemployer-pension-legislative-proposals.pdf</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Biden’s Initial Actions Affecting Health, HR and Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/01/biden-s-initial-actions-affecting-health-hr-and-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 20 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3705</guid>
                        <description>Review a summary of Biden&#39;s American Rescue Plan, an emergency legislative package to address the COVID-19 pandemic and the economic.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Benefits Administration</tags>
                    </item>
                    <item>
                        <title>New Law Requires Transparency and Prohibits Surprise Billing | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/01/new-law-requires-transparency-and-prohibits-surprise-billing</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 14 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3686</guid>
                        <description>The No Surprises Act introduces several provisions that protect patients:</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Communications</tags>
                    </item>
                    <item>
                        <title>New DOL Guidance on Missing Participants in Retirement Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/01/new-dol-guidance-on-missing-participants-in-retirement-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 14 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3689</guid>
                        <description>Learn more about the missing-participant searches guidance and how it might affect your plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>New Law Strengthens Parity for Mental Health and SUD | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/01/new-law-strengthens-parity-for-mental-health-and-sud</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 14 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3692</guid>
                        <description>Learn more about the new parity requirements and see what actions you need to take regarding your health plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>HHS Extends the National Public Health Emergency into April | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/01/national-public-health-emergency-extended-into-april</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 13 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3675</guid>
                        <description>The COVID-19 public health emergency has been extended until April 21, 2021.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Health Plan News for Q1 2021: Pandemic Stats and More | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/01/health-plan-news-q1-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 11 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3662</guid>
                        <description>Get the health plan news you need for Q1 2021. </description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Cybersecurity Training for Employees: Know Your Role | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2021/01/cybersecurity-training-for-employees</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 08 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3519</guid>
                        <description>Effective cybersecurity training for your employees means making sure everyone does their part.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Cybersecurity consulting, Technology</tags>
                    </item>
                    <item>
                        <title>Reporting and Disclosure Guide for Benefit Plans 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/01/reporting-and-disclosure-guide-for-benefit-plans-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3642</guid>
                        <description>Our guide will help you keep on top of your plan’s paperwork and avoid a painful government audit.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2058/2021-reporting-and-disclosure-guide.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Health</tags>
                    </item>
                    <item>
                        <title>Temporary Changes to Health and Dependent Care FSAs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2021/01/temporary-changes-to-health-and-dependent-care-fsas</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 05 Jan 2021 00:00:00 GMT</pubDate>
                        <guid>3635</guid>
                        <description>Learn more about the changes and how it might affect your health plans.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Meeting the Leadership Challenges of 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/12/ceo-new-year-advice-news</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 23 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3624</guid>
                        <description>Three pieces of advice for leaders from Segal CEO David Blumenstein as we head into a new year.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, COVID-19, Corporate</tags>
                    </item>
                    <item>
                        <title>Retirement Plan Reminders for a New Year | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/12/retirement-plan-reminders-for-a-new-year</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 18 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3621</guid>
                        <description>Learn more about the year-end changes and how to prepare your plans for the new year.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Guidance on Maintaining Grandfathered Status Under the ACA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/12/guidance-on-maintaining-grandfathered-status-under-the-aca</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 17 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3614</guid>
                        <description>Learn more about the implications of the guidance and the final rule on your group health plans.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Workplace Violence Insurance: Preparing for the Worst | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/12/workplace-violence-insurance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 16 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3610</guid>
                        <description>Find out what precautions you can take now to protect your people and your organization from an incident of workplace violence.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Risk Mitigation</tags>
                    </item>
                    <item>
                        <title>Most Plans Must Cover COVID-19 Vaccine Without Cost Sharing | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/12/vaccine-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 15 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3603</guid>
                        <description>All group health plans that are non-grandfathered under the ACA must cover the vaccine without cost sharing no later than January 1, 2021. </description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19, Compliance</tags>
                    </item>
                    <item>
                        <title>Financial Wellness Programs Pay Off Big for Employers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2020/12/financial-wellness-programs</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 11 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3593</guid>
                        <description>How do you increase the productivity and resiliency of your workforce? Help them feel financially secure with these best practices.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2005/investing-in-workers-financial-wellness-pays-dividends.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Consulting Innovation, Well-Being</tags>
                    </item>
                    <item>
                        <title>Prepare Yourself: Covering the COVID-19 Vaccine | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/12/health-plan-vaccine-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 10 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3590</guid>
                        <description>The FDA may soon approve a vaccine. How must plan sponsors cover it?</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>2020 Enforcement Data Can Help Target Compliance Issues | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/12/enforcement-data-can-help-target-compliance-issues</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 10 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3592</guid>
                        <description>Find out where the DOL is concentrating its enforcement efforts so you can stay compliant.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Watch: Howard Fluhr&#39;s Contribution to Benefits Consulting | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/12/howard-fluhr-lillywhite-award</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 09 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3584</guid>
                        <description>The chairman emeritus of our board of directors, Howard&#39;s expertise and dedication represent the best of what we offer clients.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Health, Benefits Administration</tags>
                    </item>
                    <item>
                        <title>An Approach to Maximizing the Value of Shared Services | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/12/approach-to-maximizing-the-value-of-shared-services</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 09 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3589</guid>
                        <description>Learn about the proposed model for evaluating readiness for shared services.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Mega Backdoor Roth: An Incentive to Hook High-Earning Talent | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/12/mega-backdoor-roth</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 08 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3449</guid>
                        <description>Depending on your organization’s 401(k) structure, you may already be offering this perk to sought-after talent without even realizing it.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Private Exchange or Medicare Advantage? Let&#39;s Compare. | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/12/private-exchange-medicare-advantage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 08 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3579</guid>
                        <description>Segal&#39;s Matthew A. Kersting and Kirsten Schatten look at the pros and cons of both Medicare advantage plans and private exchanges. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/2026/bq-2020-q4-kersting-schatten.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>This Health Cost Infographic Summarizes Health Cost Trend | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2020/12/health-cost-infographic</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 08 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3544</guid>
                        <description>Download a handy infographic summarizing our 2021 Health Plan Cost Trend Survey.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2027/2021-cost-trend-infographic.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>2021 Compensation Planning Analysis | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2020/12/2021-compensation-planning-analysis</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 08 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3490</guid>
                        <description>Our 2021 Compensation Planning Analysis provides insight and data that can help you prepare for your own budgeting.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1968/2021-compensation-planning-analysis.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Final Rule on Point-of-Sale Discounts in Medicare Part D | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/12/final-rule-on-point-of-sale-discounts-in-medicare-part-d</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 07 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3574</guid>
                        <description>On November 20, 2020, the Department of Health and Human Services (HHS) released a final rule </description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Compliance</tags>
                    </item>
                    <item>
                        <title>Maximum Retirement Contribution Amounts in 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/12/maximum-retirement-contribution</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 03 Dec 2020 00:00:00 GMT</pubDate>
                        <guid>3503</guid>
                        <description>Some maximum retirement contribution amounts (known as IRS dollar limits) are increasing in 2021. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1975/update-11-24-20.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>What We Know Today: COVID-19 Vaccine Considerations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/11/vaccines-group-health-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3495</guid>
                        <description>A vaccine is coming. How will it affect plan sponsors? </description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>Single-Employer DB Funding Extension is Now January 4, 2021 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/11/single-employer-db-funding-extension-is-now-january-4-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 23 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3499</guid>
                        <description>In response to requests from plan sponsors, the IRS has moved the extended date for contributions to private sector</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Investment, Compliance, Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>&quot;Change Can Happen&quot;—An Interview with Maureen O&#39;Brien | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/11/maureen-o-brien-interview</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 19 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3553</guid>
                        <description>Diane Swisher talks to Maureen O&#39;Brien about what matters most in building a successful career.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Investment</tags>
                    </item>
                    <item>
                        <title>What We Know Now: Benefits and the 2020 Election | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/11/2020-election-benefits-impact</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 12 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3466</guid>
                        <description>We continue to examine the impact of the election on employee benefit plans and workers in 2020 and beyond.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Health, Benefits Administration</tags>
                    </item>
                    <item>
                        <title>IRS Addresses Plan Withholding on Payments to State Funds | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/11/plan-withholding-on-payments-to-state-funds</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3483</guid>
                        <description>Learn more about the latest guidance from the IRS so you can be compliant.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Final Transparency Rule for Group Health Plans and Insurers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/11/final-transparency-rule-for-group-health-plans-and-insurers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3477</guid>
                        <description>Understand the final transparency rule and stay compliant with the disclosure and notice requirements.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Insurance, Compliance</tags>
                    </item>
                    <item>
                        <title>Departments Publish Mental Health Parity Compliance Tool | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/11/departments-publish-mental-health-parity-compliance-tool</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3479</guid>
                        <description>Learn more about the final self-compliance tool and how it benefits you.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>HR, Employee Benefits and the 2020 Election | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/11/employee-benefits-2020-election</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3454</guid>
                        <description>What might be the impact of the 2020 election on employee benefits and HR?</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Retirement, Benefits Administration</tags>
                    </item>
                    <item>
                        <title>Guidance on Covering COVID-19 Preventive Services and Tests | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/11/guidance-on-covering-covid-19-preventive-services-and-tests</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 04 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3470</guid>
                        <description>Understand the new interim final rule implications and how it affects group health plans.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Health</tags>
                    </item>
                    <item>
                        <title>Election 2020: Presidential Race, Senate Control Uncertain | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/11/2020-election</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 04 Nov 2020 00:00:00 GMT</pubDate>
                        <guid>3471</guid>
                        <description>Employee benefits issues will continue to be important for the next administration and Congress. We take a look.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Retirement</tags>
                    </item>
                    <item>
                        <title>Multiemployer pension news: Q4 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/10/multiemployer-pension-news-q4-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 29 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3464</guid>
                        <description>Stay up to date with the latest multiemployer pension news and retirement plan developments.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1955/currents_q4.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Prism: Funded Status of Pension Plan and More in Q3 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/10/pension-plan-funded-status-q3-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 28 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3450</guid>
                        <description>The latest edition of Prism examines how strong equity returns buoyed pension plans and more. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1945/prism_q3-2020.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>How to Accurately Measure the Productivity of Remote Workers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/10/productivity-remote-workers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 23 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3444</guid>
                        <description>Segal&#39;s Jason Adwin talks about how organizations can measure and improve the productivity of remote workers.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Combatting COVID-19-Related Alcohol and Substance Use | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/10/alcohol-substance-use-covid-19</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 22 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3436</guid>
                        <description>Both alcohol and substance use remain elevated above already previously concerning norms</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Employee Value Proposition: Get and Keep Great Talent | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/10/employee-value-proposition</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 21 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>2406</guid>
                        <description>We&#39;ll help you attract new talent and retain your current stars with our employee value proposition consulting.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Compensation &amp; Careers, Corporate</tags>
                    </item>
                    <item>
                        <title>Optimizing Your Approach to Data Privacy and Cybersecurity | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/10/cybersecurity-optimization</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 21 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3427</guid>
                        <description>Stu Lerner tells Authority Magazine what organizations should do to optimize both cybersecurity and data privacy efforts.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Cybersecurity consulting, Insurance</tags>
                    </item>
                    <item>
                        <title>Medicare Part D 2021 Numbers: What You Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/10/medicare-part-d-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 13 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3419</guid>
                        <description>Medicare Part D 2021 drug benefit program changes may affect group health plans that cover retirees. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1903/update-9-29-2020.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Independent Contractor or Employee? DOL Proposed Rule | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/10/independent-contractor-or-employee</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 12 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3416</guid>
                        <description>Find out the implications of the proposed rule for your workers.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance</tags>
                    </item>
                    <item>
                        <title>2021 Medical Plan Cost Trends Similar to Pre-COVID-19 Levels | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2020/10/medical-cost-trend-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 12 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3409</guid>
                        <description>Read the latest edition of our annual survey on medical and prescription cost trends for health plan sponsors.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1913/segal-trend-survey-2021.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Guidance on ACA Reporting for 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/10/guidance-on-aca-reporting-for-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 08 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3411</guid>
                        <description>Learn more about the ACA reporting requirements and how they affect your plans.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Keeping Retirement Plans Secure from Cyber Attacks | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/10/retirement-plan-cyber-attacks</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 07 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3382</guid>
                        <description>As they&#39;ve increasingly used electronic means for both disclosures and transactions, plans have become more tempting targets for cyber criminals. </description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Cybersecurity consulting, Retirement</tags>
                    </item>
                    <item>
                        <title>Another National Public Health Emergency Extension | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/10/additional-national-public-health-emergency-extension</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 06 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3397</guid>
                        <description>The COVID-19 public health emergency has been extended for an additional 90 days, until January 21, 2021.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>HHS OCR Releases Title IX Effective Practices List | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/10/hhs-ocr-releases-title-ix-effective-practices-list</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 06 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3399</guid>
                        <description>Learn more about the practices and how it implies to your institution.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Who You Gonna Call? Cybersecurity Breach Communication Plan | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/10/breach-communication-plan</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 05 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3384</guid>
                        <description>Don&#39;t fall victim to cyber crime. Develop a communications plan.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Cybersecurity consulting, Technology</tags>
                    </item>
                    <item>
                        <title>Cybersecurity Trends in 2020 and Beyond | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/10/cybersecurity-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 05 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3383</guid>
                        <description>2020 has been a year to remember. We look at cyber security survival in 2020 and beyond, assessing the cybersecurity trends you need to know.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Cybersecurity consulting, Technology</tags>
                    </item>
                    <item>
                        <title>Mobile Cybersecurity: How Risky are Your Employees’ Apps? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/10/mobile-cybersecurity</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Sun, 04 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3387</guid>
                        <description>Bring your employees up to speed on how to protect themselves from mobile cyber risk.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Cybersecurity consulting, Technology</tags>
                    </item>
                    <item>
                        <title>Third-Party Cyber Risk: Looking at Partners&#39; Cybersecurity | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/10/third-party-cyber-risk</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 01 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3307</guid>
                        <description>Your cybersecurity program is great. How about your business partners’ programs?</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Cybersecurity consulting, Technology</tags>
                    </item>
                    <item>
                        <title>Health Plan News for Q4 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/10/health-plan-news-q4-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 01 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3370</guid>
                        <description>Get the Q4 2020 Trends, covering the health plan news you need to know. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1902/segal-trends-q4-2020.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>HIPAA in the Context of COVID-19: Impact on Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/10/hipaa-covid-19</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 01 Oct 2020 00:00:00 GMT</pubDate>
                        <guid>3379</guid>
                        <description>In this webinar, you’ll hear about how some of HIPAA&#39;s privacy and security rules have changed in light of COVID-19.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Cybersecurity consulting, Insurance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Incentive Compensation Plans for Built Environment Firms | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/09/incentive-compensation-plans-construction</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 30 Sep 2020 00:00:00 GMT</pubDate>
                        <guid>3372</guid>
                        <description>Build the motivated workforce that will carry your construction company to success by using the right incentive compensation plan.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Updated PBGC Lump-Sum Methodology Will Affect Few Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/09/pbgc-lump-sum-methodology-will-affect-few-plans</link>
                            <dc:creator>Stuart Sirkin</dc:creator>
                        <pubDate>Mon, 28 Sep 2020 00:00:00 GMT</pubDate>
                        <guid>3362</guid>
                        <description>Find out how this regulation change affects your plan.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>DOL’s Latest Proposed Regulation: Proxy Voting | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/09/dol-latest-proposed-regulation-proxy-voting</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 28 Sep 2020 00:00:00 GMT</pubDate>
                        <guid>3366</guid>
                        <description>Learn about how the DOL&#39;s proposal would address your fiduciary responsibility to vote proxies.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>M&amp;A Readiness Keeps Your M&amp;A Integration Plan On Track | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2020/09/ma-integration-plan</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 22 Sep 2020 00:00:00 GMT</pubDate>
                        <guid>3357</guid>
                        <description>Even if you&#39;re already in the midst of your merger or acquisition, our M&amp;A readiness assessment can still identify and solve key challenges.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Mergers Acquisitions, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>The State of M&amp;A | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/09/state-of-ma-news</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 09 Sep 2020 00:00:00 GMT</pubDate>
                        <guid>3350</guid>
                        <description>In the September/October issue of Chief Executive magazine, senior VP Fred Henke talks about the current state of mergers and acquisitions.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Mergers Acquisitions</tags>
                    </item>
                    <item>
                        <title>How to Close the Gender Pay Gap: 5 Things We Need to Do. | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/09/how-to-close-the-gender-pay-gap</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 03 Sep 2020 00:00:00 GMT</pubDate>
                        <guid>3349</guid>
                        <description>Segal&#39;s Elizabeth Walgram talked to Authority Magazine about the steps we need to take.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>The Future of Work is Now | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/08/future-of-work</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 27 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3340</guid>
                        <description>The future of work requires new capabilities, new skills, and a new way of thinking. See how we can help your organization meet these demands.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Consulting Innovation, Architecture Engineering &amp; Construction, Corporate</tags>
                    </item>
                    <item>
                        <title>The Projected Plan Cost Impact of COVID-19 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/08/health-plan-covid-impact-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 25 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3322</guid>
                        <description>Learn our latest thinking on how the pandemic will impact health plan costs.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19, Architecture Engineering &amp; Construction</tags>
                    </item>
                    <item>
                        <title>Dramatic Increase in Automatic Amortization Extension Fee | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/08/automatic-amortization-extension-fee</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 21 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3343</guid>
                        <description>Learn more about the IRS fees extension and how it affects your plans</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>August 31 Extended Rollover Deadline Fast Approaching | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/08/extended-rmd-rollover-deadline</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 21 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3344</guid>
                        <description>Learn more about the extended deadline for RMD rollovers and act accordingly</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, COVID-19, Multiemployer Plans, Public Sector, Higher Education, Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>Endowment Strategies for Higher Education | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/08/endowment-strategies-for-higher-education</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 18 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3328</guid>
                        <description>Higher education is in a financial crisis due to COVID-19.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Investment, Higher Education, Video</tags>
                    </item>
                    <item>
                        <title>Help With Managing Open Enrollment Stress | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/08/open-enrollment-digital</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 14 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3327</guid>
                        <description>Open Enrollment is coming fast, presenting a new set of challenges for brokers and employers.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration</tags>
                    </item>
                    <item>
                        <title>Executive Orders Aimed at Lowering Prescription Drug Prices | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/08/lowering-prescription-drug-prices</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 13 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3326</guid>
                        <description>Learn more about the executive orders to lower drug pricing and how it affects healthcare costs.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>How Campuses Can Save on Costs This Fall | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/08/university-business-scott-nostaja</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 11 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3310</guid>
                        <description>Campuses will have to find ways to save this next semester.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Higher Education</tags>
                    </item>
                    <item>
                        <title>With School Returning, Child Care Issues Come to Workplace | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/08/chicago-tribune-child-care</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 11 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3313</guid>
                        <description>How can employers help parents manage child care during remote work?</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>CARES Act Relief for Single-Employer DB Plans Explained | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/08/cares-act-relief-for-single-employer-db-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 10 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3304</guid>
                        <description>Learn more about the relief and how it affects your plan.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, COVID-19, Retirement</tags>
                    </item>
                    <item>
                        <title>M&amp;A Strategy During COVID: Trends We&#39;ve Seen | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/08/ma-strategy-covid</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 07 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3297</guid>
                        <description>Changes, and some pauses, but not a complete stop of merger and acquisition activity during the pandemic. </description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Mergers Acquisitions, Corporate</tags>
                    </item>
                    <item>
                        <title>Comparing COBRA and Insurance Exchanges Under COVID-19 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/08/cobra-under-covid</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 07 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3301</guid>
                        <description>As the numbers of people losing coverage due to the pandemic increase, which makes more sense: COBRA or an insurance exchange?</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Interview with Diane Gleave | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/08/diane-gleave-interview</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 07 Aug 2020 00:00:00 GMT</pubDate>
                        <guid>3572</guid>
                        <description>In this interview, Diane shares the lessons and experience that helped shape her career at Segal.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags></tags>
                    </item>
                    <item>
                        <title>HHS Extends National Public Health Emergency | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/07/hhs-extends-national-public-health-emergency</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 30 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3251</guid>
                        <description>Learn more about the extension and how it affects your plan.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Our Model Pension Plan Funded Status Improved Slightly in Q2 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/07/pension-plan-funded-status-q2-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 24 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3248</guid>
                        <description>Double-digit equity gains edge large increase in liabilities. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1858/prism-q2-2020.pdf</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>Build v. Buy Software: Which is Right For You? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/07/build-vs-buy-software</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 23 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3241</guid>
                        <description>Are your technology initiatives better implemented using commercial off-the-shelf software (COTS), or by building your own custom system?</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Public Sector, Technology, Multiemployer Plans, ATC</tags>
                    </item>
                    <item>
                        <title>Meeting Plan Participants&#39; Emotional Needs During COVID-19 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/07/plan-participants-emotional-needs-covid</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 23 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3220</guid>
                        <description>Learn how to protect your plan participants mental health during this pandemic.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension News: Q3 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/07/multiemployer-pension-news-q3-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 22 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3210</guid>
                        <description>Exploring the immediate impact of COVID-19 on employment and investments, plus the long-term implications of the pandemic.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1856/me-currents-q3-2020.pdf</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Investment, Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Employers’ Flexibility Is Part of COVID Child-Care Solution | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/07/flexible-working-during-covid-19</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 22 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3229</guid>
                        <description>Segal&#39;s Tami Simon talks to Bloomberg Law about how employers can support their people on child-care during COVID-19. </description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, COVID-19</tags>
                    </item>
                    <item>
                        <title>Smart Strategies for Working Across Generations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/07/strategies-working-across-generations</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 21 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3224</guid>
                        <description>Make sure your organization attracts, retains and motivates the workers of today and tomorrow. </description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>More Retirement Plan Guidance on Distributions and Loans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/07/retirement-plan-guidance-distributions-loans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3205</guid>
                        <description>Learn more about the retirement plan guidance on distributions and loans.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Summer Camp Closed? Guidance Helps Parents Take FFCRA Leave | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/07/ffcra-leave-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3213</guid>
                        <description>Learn more about the Families First Coronavirus Response Act guidance</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Wanted — Workers with Technical and Soft Skills  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/07/soft-skills-in-workplace</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 08 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3208</guid>
                        <description>Why new normal will see an increased demand for employees who have mastered both technical and soft skills.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, COVID-19, Consulting Innovation, Corporate, Artificial Intelligence</tags>
                    </item>
                    <item>
                        <title>Ransomware and Hacking – What Are You Doing for Protection? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/07/ransomware-prevention</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 07 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3189</guid>
                        <description>Learn how to protect your business operations.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Insurance, Video</tags>
                    </item>
                    <item>
                        <title>Supreme Court Rules Civil Rights Act Protects LGBTQ Workers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/07/supreme-court-civil-rights-lgbtq</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 06 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3183</guid>
                        <description>Federal protections against workplace sex discrimination now apply to discrimination based on gender identity and sexual orientation.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance</tags>
                    </item>
                    <item>
                        <title>New Final Rule on the ACA’s Nondiscrimination Requirements | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/07/aca-final-rule-discrimination</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 06 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3186</guid>
                        <description>The rule revises the previous interpretation of the nondiscrimination provisions of the Affordable Care Act.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Using Big Data to More Accurately Calculate Longevity | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/07/big-data-workforce-longevity-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 06 Jul 2020 00:00:00 GMT</pubDate>
                        <guid>3187</guid>
                        <description>Watch our webinar exploring how big data can help you create employee benefits programs that match your workforce&#39;s real needs.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, COVID-19</tags>
                    </item>
                    <item>
                        <title>COVID-19&#39;s Effect on Mortality and Pension Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/06/coronavirus-impact-on-pension-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 30 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3181</guid>
                        <description>Our webinar discussed how the pandemic has affected mortality rates and pension plans. </description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, COVID-19</tags>
                    </item>
                    <item>
                        <title>Priorities in Focus: Your COVID-19 Response Framework | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/06/covid-19-company-response-framework</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 29 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>2944</guid>
                        <description>A practical guide for your workforce priorities </description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education, COVID-19, Public Sector</tags>
                    </item>
                    <item>
                        <title>Health Plan News and Strategies for Plan Sponsors: Q3 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/06/healthcare-trends-q3-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 29 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3174</guid>
                        <description>Read our Q3 summary of trends in health plan management, plus a roundup of compliance news.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1844/segal-trends-q3-2020.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Federal Expectations for MHPAEA Compliance Heighten | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/06/mhpaea-tool-update</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 25 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3173</guid>
                        <description>Read a summary of the proposed updated version of the MHPAEA self-compliance tool.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Plans Not Required to Cover COVID-19 Tests in All Situations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/06/plans-not-required-to-cover-covid-19-tests-in-all-situations</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 24 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3170</guid>
                        <description>On June 23, 2020, the Departments of Labor, Treasury, and Health and Human Services released new answers to frequently asked questions (FAQs)</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Insurance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Benefit Fund Offices: Lessons from the COVID-19 Crisis | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/06/benefit-fund-offices-covid</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 18 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3034</guid>
                        <description>Hosted by the organizers of Segal’s Annual IT Summit, this webinar reveals the insights learned from the pandemic.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Technology, COVID-19</tags>
                    </item>
                    <item>
                        <title>Addressing COVID-19 Health Benefit Compliance Issues | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/06/health-compliance-covid-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 18 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3164</guid>
                        <description>In this webinar, our professionals help answer the questions you may have surrounding health benefit compliance and COVID-19.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>Revised SBC Template Requires New Health Plan Calculations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/06/revised-sbc-template-requires-new-health-plan-calculations</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 15 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3160</guid>
                        <description>Read the revised summary of benefits coverage requirements for plan sponsors.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Segal&#39;s Jen Benz Listed as a Top HR Influencer | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/06/jen-benz-hr-influencer-list</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 15 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3156</guid>
                        <description>Human Resource Executive includes Jen Benz in its 2020 list of top HR tech influencers.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications</tags>
                    </item>
                    <item>
                        <title>Title IX Consulting: Preparing You for the Future | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/06/title-ix-consulting</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 11 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3150</guid>
                        <description>Our comprehensive solution for higher education institutions will help get you ready for the Final Rule&#39;s new compliance landscape.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>Indexed Amount for PCORI Fee | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/06/indexed-amount-for-pcori-fee</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 10 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3143</guid>
                        <description>July 31, 2020 is the deadline for calendar-year group health plans to pay the ACA’s comparative effectiveness research fee for the 2019 plan year. </description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Pension Plan Sponsors: Use the Pandemic to Prepare | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/06/pension-plan-sponsors-pandemic</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3139</guid>
                        <description>COVID-19 presents a tremendous challenge to pension plan sponsors — as well as an opportunity. </description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, COVID-19</tags>
                    </item>
                    <item>
                        <title>Authority Magazine Interview on Improving Workplace Culture | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/06/authority-magazine-workplace-culture</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3125</guid>
                        <description>Segal&#39;s Jennifer Donnelly talks to Authority Magazine about how managers can  improve the workplace culture.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>Senseless Acts | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/06/senseless-acts</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3136</guid>
                        <description>Read our CEO&#39;s statement on George Floyd, Ahmaud Arbery, Breonna Taylor, and the horrifying killings of so many others.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags></tags>
                    </item>
                    <item>
                        <title>SHRM Article: How the Pandemic Will Change the Workplace | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/06/shrm-covid-hr-professionals</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 09 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3140</guid>
                        <description>An article in SHRM includes Tami Simon in a roundup of HR professionals on how the pandemic will change how we work.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, COVID-19, Corporate</tags>
                    </item>
                    <item>
                        <title>Additional Deadline Relief for Retirement Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/06/additional-deadline-relief-for-retirement-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 03 Jun 2020 00:00:00 GMT</pubDate>
                        <guid>3124</guid>
                        <description>The IRS has provided additional relief for retirement plan sponsors filings and notices.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>New ERISA Rules for Retirement Plan Electronic Disclosure | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/05/new-erisa-rules-for-retirement-plan-electronic-disclosure</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 28 May 2020 00:00:00 GMT</pubDate>
                        <guid>3117</guid>
                        <description>DOL published a final rule providing a new voluntary safe harbor for electronic disclosures by retirement plans subject to ERISA</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>Telebehavioral Health Care Makes Sense Now More Than Ever | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/05/telebehavioral-health-care</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 27 May 2020 00:00:00 GMT</pubDate>
                        <guid>3108</guid>
                        <description>Virtual visits can minimize the spread of the coronavirus while facilitating access to healthcare services.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, COVID-19, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Process Redesign Keeps Your Organization Working | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2020/05/process-redesign</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 27 May 2020 00:00:00 GMT</pubDate>
                        <guid>2760</guid>
                        <description>We’ll help you chart a course to success with our process mapping consulting.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Organizational Effectiveness, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>Organizational Assessment Tools Keep Your People Focused | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2020/05/organizational-assessment-tools</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 May 2020 00:00:00 GMT</pubDate>
                        <guid>2700</guid>
                        <description>Your first step toward improving your organization is knowing what you need to do better.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Organizational Effectiveness, Higher Education, Corporate</tags>
                    </item>
                    <item>
                        <title>University Business Article on Pandemic and Higher Education | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/05/university-business-pandemic-article</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 May 2020 00:00:00 GMT</pubDate>
                        <guid>3107</guid>
                        <description>Segal&#39;s Scott Nostaja discusses what questions stakeholders in institutions of higher education must ask themselves to move forward.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education, COVID-19, Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>DOE Releases Final Rule on Title IX Regulations | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/05/doe-releases-final-rule-on-title-ix-regulations</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 20 May 2020 00:00:00 GMT</pubDate>
                        <guid>3100</guid>
                        <description>The Department of Education (DOE) has released a much-anticipated Final Rule mandating sweeping changes.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Compliance, Higher Education, Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>Governmental Health Plans and Extended Deadlines | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/05/governmental-health-plans-deadlines</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 19 May 2020 00:00:00 GMT</pubDate>
                        <guid>3081</guid>
                        <description>New guidance clarifies the impact of the guidance on non-federal government health plans.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, COVID-19, Health, Public Sector</tags>
                    </item>
                    <item>
                        <title>New Flexibility for Cafeteria Plan Elections | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/05/new-flexibility-for-cafeteria-plan-elections</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 14 May 2020 00:00:00 GMT</pubDate>
                        <guid>3076</guid>
                        <description>Employers with cafeteria plans now have significant flexibility to address challenges that have arisen because of the COVID-19 public health emergency</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>Why You Need an RFP for Your Benefits Administration System | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/05/rfp-for-your-benefits-administration-system</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 13 May 2020 00:00:00 GMT</pubDate>
                        <guid>2979</guid>
                        <description>Find the right system for your plan and benefits administration</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Benefits Administration, ATC</tags>
                    </item>
                    <item>
                        <title>Are You Covered For Social Engineering Fraud? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/05/social-engineering-fraud-interview</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 13 May 2020 00:00:00 GMT</pubDate>
                        <guid>3054</guid>
                        <description>Segal Select Insurance&#39;s Diane McNally talks about why your current insurance coverage may not cover cases of social engineering fraud.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>Forbes Article on Coronavirus&#39; Impact on Higher Education | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/05/forbes-coronavirus-higher-ed</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 13 May 2020 00:00:00 GMT</pubDate>
                        <guid>3063</guid>
                        <description>Segal&#39;s Allison Vaillancourt weighs in on the virus&#39; impact on institutions of higher education.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education, COVID-19</tags>
                    </item>
                    <item>
                        <title>IRS FAQs on Plan Distributions and Loans Related to COVID-19 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/05/irs-faqs-covid-19</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 12 May 2020 00:00:00 GMT</pubDate>
                        <guid>3049</guid>
                        <description>The IRS has issued guidance in the form of FAQs that clarifies the distribution and loan relief provisions made available to retirement plans </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, COVID-19, Retirement</tags>
                    </item>
                    <item>
                        <title>ACA OOP Limit for 2021 &amp;&#160;Guidance on Rx Manufacturer Coupons | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/05/aca-oop-limit-2021</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 12 May 2020 00:00:00 GMT</pubDate>
                        <guid>3056</guid>
                        <description>The Department of Health and Human Services issued an important notice for plans not grandfathered in under the ACA.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Plan Funding Status Improved in 2019 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2020/05/multiemployer-pension-funding-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 12 May 2020 00:00:00 GMT</pubDate>
                        <guid>3577</guid>
                        <description>It&#39;s too soon for a comprehensive analysis of COVID-19&#39;s impact on ME pensions plans, but they entered 2020 with some good news.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1764/me-zone-status-spring-2020.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Best Practices for the Remote HR Professional | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/05/best-practices-for-the-remote-hr-professional</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 08 May 2020 00:00:00 GMT</pubDate>
                        <guid>3023</guid>
                        <description>Tami Simon provides the lighter side of working from home best practices</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications</tags>
                    </item>
                    <item>
                        <title>Dealing With Employee Burnout? Here’s How to Help. | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/05/dealing-with-employee-burnout</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 07 May 2020 00:00:00 GMT</pubDate>
                        <guid>3025</guid>
                        <description>Preventing burnout among your people has always been important, but with the world in the grips of a pandemic, the challenge has never been greater.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Consulting Innovation, COVID-19, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Segal Offers Club Vita’s Longevity Service to Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/05/club-vitas-longevity-service-to-plan-sponsors</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 May 2020 00:00:00 GMT</pubDate>
                        <guid>3019</guid>
                        <description>Longevity risk reporting service will help Segal’s clients with pension plan management and enhanced analytical tools.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Key Workforce Strategies for Coping with the COVID-19 Crisis | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/05/higher-education-covid-workforce-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 05 May 2020 00:00:00 GMT</pubDate>
                        <guid>3005</guid>
                        <description>Watch our webinar to learn how your institution of higher education can not only survive the current moment, but thrive in the post-pandemic world.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education, COVID-19, Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>COVID-19’s Impact on Short-Term Disability Plan Costs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/05/coronavirus-short-term-disability-impact</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 04 May 2020 00:00:00 GMT</pubDate>
                        <guid>2988</guid>
                        <description>Read about how our new model can help you predict the pandemic&#39;s effect on costs.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Health</tags>
                    </item>
                    <item>
                        <title>Health Plan Sponsors: There Are New Model COBRA Notices | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/05/new-model-cobra-notices</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 04 May 2020 00:00:00 GMT</pubDate>
                        <guid>3004</guid>
                        <description>The Department of Labor&#39;s new model COBRA notices for continued health coverage contain new information regarding Medicare</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Health and Disability Plan Deadlines Extended | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/05/health-and-disability-plan-deadlines-extended</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 01 May 2020 00:00:00 GMT</pubDate>
                        <guid>2989</guid>
                        <description>The Departments of Labor (DOL) and Treasury, in coordination with the Department of Health and Human Services (HHS)</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>DOL Filing Deadlines &amp; Fiduciary Relief for Retirement Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/05/dol-filing-deadlines-fiduciary-relief-for-retirement-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 01 May 2020 00:00:00 GMT</pubDate>
                        <guid>2992</guid>
                        <description>Fiduciaries and administrators of private sector retirement plans will be relieved to learn that the Department of Labor has issued guidance in respon</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Retirement, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>PLANSPONSOR Analysis of ME Plan Crisis and COVID-19 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/04/plansponsor-multiemployer-plans-coronavirus</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 30 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2985</guid>
                        <description>National director of multiemployer consulting David Brenner talks to PLANSPONSOR about how COVID-19 influences the ME pension plan crisis</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Greenwich Associates Awards Segal Marco Advisors  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/04/greenwich-associates-awards-segal-marco-advisors</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 30 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2986</guid>
                        <description>Greenwich Associates Awards Segal Marco Advisors its Greenwich Quality Leader Designation for the Second Year in a Row</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Investment</tags>
                    </item>
                    <item>
                        <title>Institutional Investor Quotes Segal Marco Advisors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/04/private-equity-article</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 27 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2969</guid>
                        <description>The B2B publication includes insights from SMA in their article on private equity investments</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Investment</tags>
                    </item>
                    <item>
                        <title>How COVID-19 May Affect People in Their 20s | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/04/coronavirus-affects-young-people</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 21 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2963</guid>
                        <description>Young people can&#39;t avoid how the coronavirus has already changed everything. </description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Communications</tags>
                    </item>
                    <item>
                        <title>Review Commercial &amp; Voluntary Insurance in Light of COVID-19 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/04/covid-19-commercial-voluntary-insurance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 20 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2957</guid>
                        <description>We consider some aspects of each type of insurance your may need to review in light of COVID-19. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1725/review-commercial-voluntary-insurance.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Impact of Furloughs and Layoffs on Corporate DB and DC Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/04/furlough-impact-corporate-pensions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 17 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2950</guid>
                        <description>During this COVID-19 public health emergency and the accompanying financial turmoil</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, COVID-19</tags>
                    </item>
                    <item>
                        <title>Our Model Pension Plan Funded Status Plummeted in Q1 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/04/pension-plan-funded-status-q1-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 15 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2942</guid>
                        <description>Pension Plan Funded Status Plummets as COVID-19 Drives Large Equity Losses in Q1 2020. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1711/prism-segal-q1-2020.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>COVID-19 Drives Digital Health Trends | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/04/coronavirus-digital-health-trends</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 14 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2936</guid>
                        <description>One of the coronavirus&#39; side effects is a growing acceptance of virtual care.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19, Consulting Innovation</tags>
                    </item>
                    <item>
                        <title>Answers to FAQs on COVID-19 Testing Requirements | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/04/covid-19-testing-requirements-faqs-answers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 14 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2934</guid>
                        <description>Here are the answers to the FAQs about the new federal requirements for coverage of diagnostic testing services for COVID-19</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>As Organizations Go Remote, Cyber Crime is on the Rise | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/04/cyber-crime-covid-19</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 14 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2932</guid>
                        <description>We consider how increased remote work due to COVID-19 may be affecting cyber liability insurance, now and in the future.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, COVID-19, Cybersecurity consulting</tags>
                    </item>
                    <item>
                        <title>Employer Strategies for Use of Biosimilar Pharmaceuticals | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2020/04/biosimilar-drugs</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 13 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2909</guid>
                        <description>Employers have a relatively new instrument in their drug-management toolkit: biosimilars. Learn more in our latest report.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1707/employer_strategies_for_use_of_biosimilar_pharmaceuticals.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Health Plan News and Strategies for Plan Sponsors: Q2 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/04/healthcare-trends-q2-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2896</guid>
                        <description>Take a peek into tomorrow with our roundup of healthcare news in this latest issue of Trends</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1703/segal_trends_q2_2020.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>State Insurance Premium Payment Relief Related to&#160;COVID-19 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/04/state-insurance-premium-payment-relief</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2912</guid>
                        <description>In response to hardships related to the ongoing coronavirus (COVID-19) public health emergency, states have begun to issue notices about new insurance</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>Read What We Wrote Congress on Multiemployer Pension Relief | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/04/covid-19-letter-to-congress</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2914</guid>
                        <description>In the wake of COVID-19, multiemployer plans need urgent pension relief. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1700/letter_to_congress_04092020-1.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>The COVID-19 Stimulus Package – What Might Be the Impact? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/04/covid-stimulus-package-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2865</guid>
                        <description>We explore the possible impact of the COVID-19 stimulus package for employee benefit and leave programs</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1704/state-insurance-premium-payment-relief-related-to-covid-19.pdf</downloadUrl>
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19</tags>
                    </item>
                    <item>
                        <title>Will Your Multiemployer Pension Plan Ride Out the Storm? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/04/multiemployer-pensions-coronavirus</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 06 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2907</guid>
                        <description>We take a look at what multiemployer pension plans should do to weather this crisis</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans, COVID-19</tags>
                    </item>
                    <item>
                        <title>Segal Quoted in Employee Benefits News on Caregiving | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/04/ebn-caregiver-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 06 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2920</guid>
                        <description>Tami Simon weighs in on what employers can do to support the caregivers among their workforce.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>How Executives Can Lead Through a Crisis | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/04/managing-through-covid-crisis</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 03 Apr 2020 00:00:00 GMT</pubDate>
                        <guid>2900</guid>
                        <description>Segal&#39;s Tami Simon outlines what leaders can do to steer their organizations towards success in the middle of the coronavirus pandemic.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19</tags>
                    </item>
                    <item>
                        <title>Federal Focus on Mental&#160;Health Parity Enforcement Continues | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/mental-health-parity-enforcement</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2887</guid>
                        <description>The federal government continues to prioritize the enforcement of the Mental Health Parity and Addiction Equity Act (MHPAEA).</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>Impact of CARES Act on Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/cares-act-group-health-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2892</guid>
                        <description>We highlight the CARES Act provisions that affect group health plans.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>DOL Guidance on Paid Leave Related to COVID-19 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/paid-leave-covid-19</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2895</guid>
                        <description>We look at two new types of leave for governmental employers and private employers with fewer than 500 employees.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Impact of CARES Act on Retirement Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/cares-act-retirement-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2898</guid>
                        <description>The CARES Act is generally immediately effective. That means there are action items plan sponsors need to consider now.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, COVID-19</tags>
                    </item>
                    <item>
                        <title>New York Times Article on Coronavirus and Health Insurance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/03/ed-kaplan-nyt-coronavirus</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2886</guid>
                        <description>An article analyzing the affect of the coronavirus on health insurance premiums includes insight from National Health Practice Leader Ed Kaplan.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Helping Individuals Cope in Response to COVID-19 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/coronavirus-mental-health-coping</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 25 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2878</guid>
                        <description>Life during a pandemic places a tremendous strain on many people&#39;s mental health. Here&#39;s what you can do to help.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>What Might Be the Health Plan Cost Impact of COVID-19? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/covid-19-health-plan-cost-impact</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 24 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2869</guid>
                        <description>Forecast the impact of COVID-19 on your group health plan.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>Coronavirus&#39; Effects on Retirement Plans: Currents Q1 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/coronavirus-effects-retirement-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 24 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2872</guid>
                        <description>This issue explores how the coronavirus has affected retirement plans and more.</description>
                        
                        <downloadUrl>https://www2.segalco.com/Currents-Q1-2020.pdf</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Managing Your Operations During the COVID-19 Crisis | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/03/coronavirus-update-operations-webinar</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 23 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2902</guid>
                        <description>Watch our webinar to hear our professionals give advice on how to manage your day-to-day operations during the coronavirus outbreak.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19</tags>
                    </item>
                    <item>
                        <title>New Law Addresses Coronavirus Testing, FMLA and Sick Leave | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/ffcra</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 20 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2862</guid>
                        <description>A new act signed into law lays down guidelines for group health plan coverage, paid family and medical leave, and more.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Compliance</tags>
                    </item>
                    <item>
                        <title>How to Lead Your Organization Through the COVID-19 Crisis | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/covid-organization-continuity-checklist</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 19 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2848</guid>
                        <description>Our consultants have compiled a checklist of what actions you can take to bring order to these uncertain times.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Healthcare Industry, Higher Education</tags>
                    </item>
                    <item>
                        <title>Segal in Forbes Article on Multiemployer Pension News | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/03/multiemployer-pension-news</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 18 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2843</guid>
                        <description>The article by Elizabeth Bauer features data and insight from Segal on the multiemployer pension crisis.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>COVID-19 and the Investment Environment | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/coronavirus-investment-environment</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 16 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2836</guid>
                        <description>The Investment Brief looks at what we know and what questions investors should be asking.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19</tags>
                    </item>
                    <item>
                        <title>Group Health Plans and COVID-19: What You Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/group-health-plans-coronavirus</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 16 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2837</guid>
                        <description>We cover some frequently asked questions about the coronavirus and group health plans.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>Preparing Your Workforce for the Coronavirus: Guidance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/coronavirus-workforce-issues</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 16 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2838</guid>
                        <description>We cover some frequently asked questions about the coronavirus and its impact on the workforce.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19</tags>
                    </item>
                    <item>
                        <title>ERISA-governed Funds: Reimbursing Cancelled Travel? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/erisa-travel-reimbursement-coronavirus</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 16 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2839</guid>
                        <description>Can ERISA-governed multiemployer welfare funds reimburse trustees for unused travel expenses outside of a refund policy but due to COVID-19? </description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Reminders about 403(b) Plans and Hardship Distributions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/403-b-deadline</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 13 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2835</guid>
                        <description>This is a reminder about two compliance issues that might need plan sponsor attention at this time.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>How Multiemployer Funds Should Talk about the Coronavirus | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/multiemployer-funds-coronavirus</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2829</guid>
                        <description>Read on to discover what you need to tell your participants about the ongoing pandemic.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Communications, COVID-19</tags>
                    </item>
                    <item>
                        <title>Coronavirus Test Coverage and Group Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/group-health-plans-coronavirus-test-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2831</guid>
                        <description>State insurance commissioners have issued directives to implement modifications to existing insurance regulations in light of COVID-19. </description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>M&amp;A Readiness: Be Prepared For Your Company’s Biggest Day | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/ma-readiness</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 10 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2714</guid>
                        <description>The first step for a successful merger or acquisition? Assessing your organization&#39;s M&amp;A readiness before it&#39;s too late.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Mergers Acquisitions, Corporate</tags>
                    </item>
                    <item>
                        <title>Medicare Telehealth Expansion in COVID-19 Spending Law | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/coronavirus-medicare-telehealth</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 10 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2823</guid>
                        <description>The Coronavirus Preparedness and Response Supplemental Appropriations Act of 2020 provides $8.3 billion in emergency funding for federal agencies.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, COVID-19</tags>
                    </item>
                    <item>
                        <title>Segal Benz: What to Tell Employees about the Coronavirus | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/coronavirus-employee-communication</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 09 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2821</guid>
                        <description>Segal Benz&#39;s communication professionals share tips on how employers should be talking to employees about the coronavirus pandemic.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, COVID-19</tags>
                    </item>
                    <item>
                        <title>Segal&#39;s Jennifer Benz on the Coronavirus and the Workforce | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/03/coronavirus-changes-workforce</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 09 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2820</guid>
                        <description>She spoke to Employee Benefit News about how the coronavirus is bringing a focus on remote conferencing and telemedicine options.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>COVID-19, Communications</tags>
                    </item>
                    <item>
                        <title>What Plan Sponsors May Need to Change for SECURE Act | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/secure-act-plan-sponsors</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 04 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2796</guid>
                        <description>Retirement plan sponsors may need to take certain actions in order to stay compliant with the new legislation.</description>
                        
                        <downloadUrl>http://www2.segalco.com/Update-3-4-20.pdf</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>Younger Employees in the Workplace Remain Loyal | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/03/younger-employees-workplace-loyal</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 03 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2793</guid>
                        <description>A recent poll finds Millennial and Gen Z workers want to stick with their employers longer than their reputation for job-hopping suggests.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Consulting Innovation</tags>
                    </item>
                    <item>
                        <title>U.S. Supreme Court to Hear Latest ACA Challenge | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/03/supreme-court-aca-challenge</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 02 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2786</guid>
                        <description>The Supreme Court agrees to hear case on whether the ACA is unconstitutional</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Read Megan Yost on why retirement communications are vital | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/03/megan-yost-plan-sponsor</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 02 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2775</guid>
                        <description>Segal&#39;s Megan Yost wrote an article about why it&#39;s critical to communicate with employees about retirement</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Communications</tags>
                    </item>
                    <item>
                        <title>In 2020, What&#39;s Keeping HR Leadership up at Night?  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/03/2020-top-hr-worries</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 02 Mar 2020 00:00:00 GMT</pubDate>
                        <guid>2776</guid>
                        <description>Tami Simon was interviewed by HR Executive about what is causing HR leadership the most stress</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>SCOTUS: Receipt of DC Plan Disclosure Not “Actual Knowledge” | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/02/scotus-receipt-of-dc-plan-disclosure-not-actual-knowledge</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 27 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2768</guid>
                        <description>Yesterday, in the Intel v. Sulyma case, the U.S. Supreme Court ruled unanimously in the participant’s favor today, finding that a participant does not</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Compliance, Health</tags>
                    </item>
                    <item>
                        <title>MI’s New Auto Insurance Law May Affect Group Health Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/02/michigan-auto-insurance-health-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 26 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2764</guid>
                        <description>Effective July 1, 2020, the state&#39;s residents will no longer need to carry personal injury protection (PIP) on their auto policies. </description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Compliance, Health</tags>
                    </item>
                    <item>
                        <title>How Much Fiduciary Liability Insurance Do I Need? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/02/fiduciary-liability-insurance-public-sector</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 24 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2758</guid>
                        <description>For those working in the public sector, the question of how much coverage you need may surprise you.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Public Sector, Insurance</tags>
                    </item>
                    <item>
                        <title>Jennifer Benz Featured in HR Executive | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/02/employee-benefits-communication-news</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 20 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2742</guid>
                        <description>Segal&#39;s Jennifer Benz pierces the fog of confusion surrounding employee benefits communication in this article in HR Executive.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications</tags>
                    </item>
                    <item>
                        <title>SHRM Article on Four-Day Workweek Benefits  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/02/four-day-workweek-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 19 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2741</guid>
                        <description>Segal&#39;s Jennifer Donnelly was featured in an article about adopting a four-day work week.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Corporate</tags>
                    </item>
                    <item>
                        <title>Finding the Right Processes for Your Retirement Offerings | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/02/retirement-offering-process</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 19 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2762</guid>
                        <description>In this webinar, we break down how new technologies and processes can help sustain the benefits on which your employees depend on. </description>
                        
                        <downloadUrl>https://www.segalco.com/consulting-insights/video-finding-the-right-processes-for-your-retirement-offerings</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Technology</tags>
                    </item>
                    <item>
                        <title>Video: Finding Right Processes for Retirement Offerings  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/02/video-finding-the-right-processes-for-your-retirement-offerings</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 19 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2763</guid>
                        <description></description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Video</tags>
                    </item>
                    <item>
                        <title>Segal Marco Advisors Quoted in Forbes Article on Coronavirus | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/02/coronavirus-asian-impact</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 17 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2795</guid>
                        <description>Tim Barron talks about the impact of the virus in Asia.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Investment, COVID-19</tags>
                    </item>
                    <item>
                        <title>Segal&#39;s Tami Simon on Strategies to Reduce Healthcare Costs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/02/strategies-reduce-healthcare-costs</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 13 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2733</guid>
                        <description>Segal provides trenchant insights in an Employee Benefits News article on strategies to reduce healthcare costs.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>How Confident Are You With Your HIPAA Data Security? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/02/video-how-confident-are-you-with-your-hipaa-data-security</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 12 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2732</guid>
                        <description></description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Video</tags>
                    </item>
                    <item>
                        <title>How to Choose the Right TPA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/02/how-to-choose-the-right-tpa</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 10 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2729</guid>
                        <description>Getting the third party administrator that&#39;s perfect for your plan begins with an effective request for proposal.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Health, Benefits Administration, ATC</tags>
                    </item>
                    <item>
                        <title>Rx Manufacturer Coupons &amp; the ACA’s Out-of-Pocket Limit | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/02/rx-coupons-aca</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 10 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2727</guid>
                        <description>The Department of Health and Human Services (HHS) recently issued new information for non-grandfathered group health plans. </description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>What You Need to Know about the New Coronavirus | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/02/employers-deal-with-coronavirus</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 06 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2723</guid>
                        <description>Employers should take these actions to protect their workplaces and homes.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, COVID-19</tags>
                    </item>
                    <item>
                        <title>How Confident Are You With Your HIPAA Data Security? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2020/02/hipaa-data-security</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 06 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2722</guid>
                        <description>In this webinar, we review HIPAA data privacy and security processes.</description>
                        
                        <downloadUrl>https://www.segalco.com/consulting-insights/video-how-confident-are-you-with-your-hipaa-data-security/</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Public Sector, Technology, Compliance</tags>
                    </item>
                    <item>
                        <title>Strategies Sponsors Can Use To Reduce Hospital Readmissions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/02/strategies-reduce-hospital-readmission</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Sat, 01 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2834</guid>
                        <description>Avoid feeling sick about your health plan expenses by cutting down on one of its most costly components.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Changing DC Plan Recordkeepers Can Be Complex | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/02/changing-defined-contribution-recordkeepers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Sat, 01 Feb 2020 00:00:00 GMT</pubDate>
                        <guid>2953</guid>
                        <description>We&#39;ll help you navigate the transition with our step-by-step guidance.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Segal’s Moshe Mayefsky Talks Pay Equity in BenefitsPro | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/01/pay-equity-data</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 31 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2720</guid>
                        <description>Segal’s Moshe Mayefsky reveals in BenefitsPro how conducting a deep dive into a company’s comp can reveal multifaceted insights related to pay equity.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Prism: Funded Status of Pension Plan and More in Q4 2019 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/01/pension-plan-funded-status</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 30 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2711</guid>
                        <description>The latest edition of Prism examines how strong equity returns buoyed pension plans and more. </description>
                        
                        <downloadUrl>http://www2.segalco.com/Segal-Prism-Q4-2019.pdf</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Corporate</tags>
                    </item>
                    <item>
                        <title>Appropriations Acts: Health and Fringe Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/01/health-and-fringe-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 28 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2701</guid>
                        <description>The end-of-year spending legislation has important implications for some health plans and fringe benefits.</description>
                        
                        <downloadUrl>http://www2.segalco.com/Update-01-28-20.pdf</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Why Your Plan May Need a Retirement Committee Charter | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/01/retirement-committee-charter</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 21 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2687</guid>
                        <description>A retirement plan committee without a charter is like a ship without a navigator — the crew would not know where they are going or how to get there. </description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Health Plan News and Strategies for Plan Sponsors: Q1 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/01/health-plan-news</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 15 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2684</guid>
                        <description>Get an overview of the news and strategies health plan sponsors need to know.</description>
                        
                        <downloadUrl>http://www2.segalco.com/trends-Q1-2020.pdf</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Segal Acquires Public Sector Consulting Industry Leader LRWL | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/01/lrwl-acquisition</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 15 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2681</guid>
                        <description>We&#39;ve signed an asset purchase agreement to acquire the business of LRWL Inc., a leader in public sector retirement systems implementation services.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Public Sector</tags>
                    </item>
                    <item>
                        <title>Tami Simon Discusses Why Employee Caregivers Matter to All | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/01/tami-simon-discusses-why-employee-caregivers-matter-to-all</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2680</guid>
                        <description>Segal&#39;s Tami Simon talks to SHRM about how improving the lives of employee caregivers helps the entire organization.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Segal Shares Insights on Family Business Recruiting | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/01/segal-talks-about-non-family-members-in-family-business</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2674</guid>
                        <description>Segal talks to Chief Executive magazine about how family-run businesses can attract competitive talent to their companies.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>How to Use Compensation Survey Data: Segal Shares Insights | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/01/how-to-use-compensation-survey-data</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 08 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2672</guid>
                        <description>Segal&#39;s Myrna Hellerman talks to Chief Executive about how companies can best use compensation survey data for great results.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Segal Launches a Brand Refresh | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2020/01/segal-launches-a-brand-refresh</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 06 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2658</guid>
                        <description>We&#39;ve refreshed our website and company name to emphasize our tradition of strengthening clients and their people. </description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications</tags>
                    </item>
                    <item>
                        <title>Fidelity Bond Insurance Protects You From Theft and Fraud | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2020/01/fidelity-bond-insurance-protects-you-from-your-employees-dishonesty</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 03 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2656</guid>
                        <description>You may not want to think about your employees stealing from you or your clients. But you need to protect against it with fidelity bonds.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>Proposed Guidance on Rx Importation | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2020/01/proposed-guidance-on-rx-importation</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 03 Jan 2020 00:00:00 GMT</pubDate>
                        <guid>2654</guid>
                        <description>On December 23, 2019, the FDA published guidance on two pathways to promote access to safe, lower-cost prescription drugs.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Public Sector, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>New Paid Leave Rights for Federal Employees | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/12/federal-employee-paid-leave-act</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 27 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>2598</guid>
                        <description>The new paid leave rights will be available for any birth or placement for adoption or foster care occurring on or after October 1, 2020.  </description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Public Sector</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension News: Q4 2019 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/12/multiemployer-pension-news-q4-2019</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 23 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>2595</guid>
                        <description>Stay up to date on the latest retirement plan developments.</description>
                        
                        <downloadUrl>http://www2.segalco.com/ME-Currents-Q4-2019</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Investment, Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Latest Court Ruling on ACA Has No Immediate Impact on Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/12/latest-aca-court-ruling</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 20 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>2584</guid>
                        <description>The ruling was made on December 18, 2019. </description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Proposed Rule Would Require Transparency of Cost-Sharing and Pricing Information | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/12/proposed-transparency-rule</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 18 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>2581</guid>
                        <description>The deadline for comments on the proposal is 5 pm on January&#160;14,&#160;2020. </description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Congress Set to Repeal 40 Percent Excise&#160;Tax on High-Cost Health Plans; Pass&#160;SECURE&#160;Act | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/12/40-percent-excise-tax</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 18 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>2583</guid>
                        <description>President Trump is expected to sign the bill into law before December&#160;20.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>2020 Reporting and Disclosure Guide | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/12/2020-compliance-calendar-guide</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 17 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>2240</guid>
                        <description>Get our annual guide to compliance requirements for sponsors of health and retirement plans.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement, Health</tags>
                    </item>
                    <item>
                        <title>IRS Dollar Limits and Social Security Figures to Increase | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/12/all-irs-dollar-limits-and-social-security-figures-will-increase-for-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 12 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>2651</guid>
                        <description>Read about the 2020 limits for retirement plans.</description>
                        
                        <downloadUrl>http://www2.segalco.com/Sibson-Update-2019-12-10.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>HR Effectiveness Holds It All Together | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/12/hr-effectiveness</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 11 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>1825</guid>
                        <description>Improving the operations of your HR department leads to a better, more efficient organization. Let us help.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Public Sector</tags>
                    </item>
                    <item>
                        <title>Strategy Execution Helps You Stick the Landing | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/12/strategy-execution</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>1765</guid>
                        <description>The best plan in the world won&#39;t help your organization if you botch the execution. We&#39;ll help you succeed with strategy execution consulting.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>Guidance on Affordable Care Act Reporting for 2019 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/12/2019-aca-reporting-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 05 Dec 2019 00:00:00 GMT</pubDate>
                        <guid>2485</guid>
                        <description>Read the new guidance on ACA reporting for 2019. </description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Multiemployer Plans, Health, Public Sector</tags>
                    </item>
                    <item>
                        <title>Retirement Plan Design — Your Most Important Benefit | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/11/retirement-plan-design</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>1741</guid>
                        <description>You can&#39;t expect to have a successful retirement plan without top-notch design. Read on to find out how we can help.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Claims Auditing That Reviews Your Entire Claims Process | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/11/claims-auditing</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 22 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>2520</guid>
                        <description>We conduct scores of retrospective on-site claims reviews. Get the details. </description>
                        
                        <downloadUrl>https://www.segalco.com/umbraco/#tab13</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Senators Grassley and Alexander&#39;s Proposal on Pension Plan Reform | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/11/multiemployer-pension-plan-reform-proposal</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 22 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>2374</guid>
                        <description>The multiemployer pension recapitalization and reform plan was released on November 20, 2019.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Multiemployer Plans, Retirement</tags>
                    </item>
                    <item>
                        <title>Employment Practices Liability Insurance Helps Protect You From Your Employees&#39; Mistakes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/11/epli</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 21 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>2486</guid>
                        <description>Your organization is constantly at risk of a lawsuit from one of your people. Make sure you&#39;re ready with EPLI insurance.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>Understanding the Multiemployer Pension Plan Crisis | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/11/multiemployer-pension-crisis</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 21 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>2164</guid>
                        <description>Around 130 multiemployer pension plans are projected to become insolvent in the next 20 years.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>2020 Premiums and More for Medicare Parts A and B | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/11/2020-premiums-deductible-and-coinsurance-for-medicare-parts-a-and-b</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 20 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>2652</guid>
                        <description>Read about what&#39;s changing and what&#39;s not in 2020.</description>
                        
                        <downloadUrl>http://www2.segalco.com/Update-PS-2019-11-18.pdf</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Social Engineering Fraud (SEF): Is Your Plan at Risk? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/11/social-engineering-fraud</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 19 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>2491</guid>
                        <description>Segal&#39; Diane MacNally and Candice Germain discuss key points about social engineering fraud and how best to protect yourself. </description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Technology</tags>
                    </item>
                    <item>
                        <title>2020 Compensation Planning Analysis | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2019/11/2020-compensation-planning-analysis</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 18 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>2381</guid>
                        <description>Our 2020 Compensation Planning Analysis found that projections for 2020 salary budgets will remain relatively flat.</description>
                        
                        <downloadUrl>http://www2.segalco.com/sibson-data-compensation-planning-fall-2019.pdf</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Performance Management in the 21st Century | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/11/21st-century-performance-management</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 11 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>1764</guid>
                        <description>The relationship between supervisor and employee isn&#39;t what it used to be. </description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Higher Education, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>DOL Proposes New Safe Harbor for Electronic Disclosure by Pension Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/11/dol-proposes-new-safe-harbor-for-electronic-disclosure</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>1629</guid>
                        <description>It published the proposed rule on October 23, 2019. </description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>“Share success; help those around you succeed&quot; | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2019/11/tami-simon-thrive-global</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>3423</guid>
                        <description>Tami Simon speaks to Thrive Global about building high performing teams</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Offboarding Employees is an Overlooked Edge for Your Organization | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/11/offboarding-process</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 05 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>2390</guid>
                        <description>Read more about how and why to create a standout offboarding process</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Retirement Plan Governance Protects Your People&#39;s Future | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/11/retirement-plan-governance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 05 Nov 2019 00:00:00 GMT</pubDate>
                        <guid>1371</guid>
                        <description>Our people will help you keep on top of new regulations and best practices to make sure your DC retirement plan remains safe.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>PBGC Proposes Change in Interest Rates  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/10/pbgc-interest-rate-change</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 31 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>1690</guid>
                        <description>In October 2019 the PBGC issues a proposal that would change interest rates for private sector lump-sum calculations. </description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Actuarial Services—Forecast Plan Funding Requirements | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/10/actuarial-services</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 28 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>1569</guid>
                        <description>Our actuarial services helps your organization build a sustainable retirement plan for all of your participants.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Meet Segal Pulse, Our Plan Forecasting Tool | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/10/pension-forecast-tool</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 24 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>2563</guid>
                        <description>Perform &quot;what if&quot; projections and see the real-time impact of changing financial and demographic variables.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Health Care Costs by Year: Breaking Down 15 Years of Health Trend Data | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2019/10/health-care-costs-by-year</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 23 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>1358</guid>
                        <description>Get a concise series of graphs placing our latest health cost trend findings in a historical context stretching back 15 years. </description>
                        
                        <downloadUrl>http://www2.segalco.com/segal-trend-survey-supp-2020.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Healthcare Trends in 2020: Health Plan Cost Trend Survey | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2019/10/healthcare-trends-2020</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 23 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>1354</guid>
                        <description>Know tomorrow&#39;s medical and prescription drug plan costs today. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1664/segal_trend_survey_2020.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Why You Need an Administration Review | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/10/benefits-administration-reviews</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 17 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>2645</guid>
                        <description>Meet Crosscheck, our benefit administration review program. </description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Benefits Administration</tags>
                    </item>
                    <item>
                        <title>Proper Talent Planning Makes Every Day Feel Like a Friday | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/10/talent-planning</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 17 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>1330</guid>
                        <description>Attracting the right people to your organization — and keeping them happy — solves more problems than you can imagine.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Pharmaceutical</tags>
                    </item>
                    <item>
                        <title>DOL Releases Updated Overtime Rule | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/10/dol-releases-updated-overtime-rule</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 17 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>1426</guid>
                        <description>On September 24, 2019, the DOL announced a final rule governing the salary threshold for overtime exemptions on certain employees.</description>
                        
                        <downloadUrl>http://www2.segalco.com/Update_PS_2019_10_17.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Public Sector</tags>
                    </item>
                    <item>
                        <title>Do Public Sector Boards Need Fiduciary Liability Insurance?  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/10/fiduciary-insurance-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 16 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>2668</guid>
                        <description>The answer has changed. Get all the details.</description>
                        
                        <downloadUrl>https://www2.segalco.com/ssi-industry-notes-october-2019.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance, Public Sector</tags>
                    </item>
                    <item>
                        <title>Managing Operational Risk in Multiemployer Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2019/10/managing-operational-risk</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Oct 2019 00:00:00 GMT</pubDate>
                        <guid>2165</guid>
                        <description>We look at operational risk in multiemployer defined contribution plans. </description>
                        
                        <downloadUrl>http://www2.segalco.com/ideas-10-19.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Retirement</tags>
                    </item>
                    <item>
                        <title>Sue Crotty Discusses Women Leaders in Finance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/segal-news/2019/09/women-leaders-in-finance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Sat, 28 Sep 2019 00:00:00 GMT</pubDate>
                        <guid>3426</guid>
                        <description>Sue discusses her career, working in the investment industry and what individuals, companies and society can do to redress the gender gap.&#160;</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Investment</tags>
                    </item>
                    <item>
                        <title>New Guidance on Enforcement of MHPAEA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/09/new-mhpaea-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 26 Sep 2019 00:00:00 GMT</pubDate>
                        <guid>1396</guid>
                        <description>These FAQS on the Mental Health Parity and Addiction Equity Act make final those issues in 2018. </description>
                        
                        <downloadUrl>https://df6ccce237f9494aa7ae788755b0e742.svc.dynamics.com/t/r/Vn3u7EWC9DKo9N3_ICzIP2lZiA5zT-oxaEBgANlipvs</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Mental Health</tags>
                    </item>
                    <item>
                        <title>New Trends in Performance Management | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/09/new-trends-in-performance-management</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 20 Sep 2019 00:00:00 GMT</pubDate>
                        <guid>2108</guid>
                        <description>If you&#39;re in higher education, your performance management strategy could likely use a refresh. This webinar will keep you up to date.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Higher Education, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Guidance on Coupons and Out-of-Pocket Limits for Nongrandfathered Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/08/nongrandfathered-plan-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 27 Aug 2019 00:00:00 GMT</pubDate>
                        <guid>1691</guid>
                        <description>The guidance was issued on August 26, 2019. </description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Federal Agencies Announce Action Plan on Importation of Prescription Drugs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/08/prescription-drug-importation</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 01 Aug 2019 00:00:00 GMT</pubDate>
                        <guid>1692</guid>
                        <description>HHS and the FDA outlined the steps they&#39;ll take on prescription drug importation. </description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Are There Problems with Your Benefits Administration System?  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/07/benefits-administration-system-problems</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 30 Jul 2019 00:00:00 GMT</pubDate>
                        <guid>1273</guid>
                        <description>If you&#39;re experiencing these issues, you may need to optimize your benefits administration system.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration</tags>
                    </item>
                    <item>
                        <title>Multiemployer Pension Loan Assistance Legislation Passes House | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/07/pension-loan-assistance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 30 Jul 2019 00:00:00 GMT</pubDate>
                        <guid>1706</guid>
                        <description>The Rehabilitation for Multiemployer Pensions Act of 2019 was passed on July 24, 2019. </description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>HSA-Qualified HDHPs May Now Cover Preventive Care Services | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/07/preventative-care-for-hsa-qualified-hdhps</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 29 Jul 2019 00:00:00 GMT</pubDate>
                        <guid>1425</guid>
                        <description>The Treasury Department and the IRS have expanded the list of preventive care benefits from HSAs and HDHPs. </description>
                        
                        <downloadUrl>http://www2.segalco.com/ME-Update-2019-7-29.pdf</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance</tags>
                    </item>
                    <item>
                        <title>Bill to Repeal the ACA’s Excise Tax on High-Cost Plans Passes House | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/07/aca-excise-tax-repeal</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 18 Jul 2019 00:00:00 GMT</pubDate>
                        <guid>1709</guid>
                        <description>The bill passed the House of Representatives on July 17, 2019. </description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>HR Implications and Trends Impacting the Workplace | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/07/hr-implications-and-the-trends-impacting-the-workplace</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 16 Jul 2019 00:00:00 GMT</pubDate>
                        <guid>1960</guid>
                        <description>Get ahead of the curve by learning about tomorrow&#39;s workforce trends today.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Healthcare Industry, Compensation &amp; Careers, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Deferring Social Security Benefits and 401(K) Balances | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/07/deferring-social-security-benefits-and-401-k-balances</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 15 Jul 2019 00:00:00 GMT</pubDate>
                        <guid>1889</guid>
                        <description>Learn about the consequences to employers when workers opt to defer these benefits.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Healthcare Industry</tags>
                    </item>
                    <item>
                        <title>Stop-Loss Insurance Coverage by the Numbers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2019/06/stop-loss-insurance-coverage-by-the-numbers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 25 Jun 2019 00:00:00 GMT</pubDate>
                        <guid>2191</guid>
                        <description>Stop-loss insurance provides protection against catastrophic or unpredictable losses.</description>
                        
                        <downloadUrl>http://www2.segalco.com/Segal_Medical_Stop_Loss_Infographic_2019.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Insurance</tags>
                    </item>
                    <item>
                        <title>Departments Release Final Rule Expanding Permitted HRAs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/06/hra-final-rule</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 14 Jun 2019 00:00:00 GMT</pubDate>
                        <guid>1710</guid>
                        <description>On June 13, 2019 there was a new rule expanding the use of HRAs. </description>
                        
                        <downloadUrl>http://www2.segalco.com/ME-Update-2019-06-21.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Onboarding Best Practices in Healthcare | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/06/onboarding-best-practices-healthcare</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Sat, 08 Jun 2019 00:00:00 GMT</pubDate>
                        <guid>1886</guid>
                        <description> Onboarding has been a “hot potato” issue in many hospitals. Learn about the pitfalls in a poor onboarding process.</description>
                        
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Healthcare Industry, Technology, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Cost Effectiveness and Fee Transparency in DC plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2019/05/public-sector-dc-plan-cost-effectiveness-and-fee-transparency</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 30 May 2019 00:00:00 GMT</pubDate>
                        <guid>2166</guid>
                        <description>Read about the various factors affecting cost effectiveness and fee transparency in DC plans.</description>
                        
                        <downloadUrl>http://www2.segalco.com/psl-dc-plan-fee-transparency-2019.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Public Sector</tags>
                    </item>
                    <item>
                        <title>What is Protected Health Information? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/05/what-is-protected-health-information</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 29 May 2019 00:00:00 GMT</pubDate>
                        <guid>1525</guid>
                        <description>Make sure you&#39;re still up to date with your HIPAA and security policies.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Medicare Part D Drug Benefit Program Changes for 2020 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/05/2020-medicare-part-d-changes</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 24 May 2019 00:00:00 GMT</pubDate>
                        <guid>1424</guid>
                        <description>The Medicare Part D standard benefit design parameters will be higher in 2020. </description>
                        
                        <downloadUrl>http://www2.segalco.com/me-update-052419.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>House Passes Pension Bill; Senate Action Delayed Read | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/05/pension-bill-senate-delay</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 24 May 2019 00:00:00 GMT</pubDate>
                        <guid>1711</guid>
                        <description>The House passed the bill on May 23, 2019. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Why You Need Our Incident Management Process Workshop | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/05/incident-management-process-workshop</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 23 May 2019 00:00:00 GMT</pubDate>
                        <guid>2587</guid>
                        <description>Our incident management process workshop will help protect you from digital threats. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology</tags>
                    </item>
                    <item>
                        <title>Succession Management? For Many, It&#39;s Top of Their List of Challenges | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/05/succession-management</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 20 May 2019 00:00:00 GMT</pubDate>
                        <guid>1275</guid>
                        <description>These are the challenges for benefits administration, technology and HR, according to our data. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Benefits Administration</tags>
                    </item>
                    <item>
                        <title>House Passes Bill to Strengthen ACA and Get Generics to Market Sooner | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/05/aca-generics</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 20 May 2019 00:00:00 GMT</pubDate>
                        <guid>1714</guid>
                        <description>It passed the package of seven different bills on May 16, 2019. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Incentives in Higher Education | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/05/incentives-in-higher-education</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 20 May 2019 00:00:00 GMT</pubDate>
                        <guid>1862</guid>
                        <description>Learn more about whether traditional incentives work when it comes to your higher education talent.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Higher Education, Compensation &amp; Careers, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>President Trump Gives Boost to Effort to Address Surprise Medical Bills | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/05/surprise-medical-bills</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 May 2019 00:00:00 GMT</pubDate>
                        <guid>1715</guid>
                        <description>Trump called on Congress to take action on May 9, 2019. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Penalties for Violating HIPAA Privacy and Security Rules Will Be Reduced | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/05/hipaa-penalties</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 08 May 2019 00:00:00 GMT</pubDate>
                        <guid>1716</guid>
                        <description>Most but not all penalties will be reduced, according to a recent notice. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>IRS Expands Determination Letter Program and Simplifies Certain Plan Corrections | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/05/irs-expands-determination-letter-program</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 07 May 2019 00:00:00 GMT</pubDate>
                        <guid>1717</guid>
                        <description>The IRS made the announcement on May 2, 2019. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>PBGC Streamlines Duties of Sponsors of Terminated and/or Insolvent Multiemployer Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/05/pbgc-streamlined-duties</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 02 May 2019 00:00:00 GMT</pubDate>
                        <guid>1718</guid>
                        <description>On May 2, 2019 the PBGC published a final regulation intended to simplify some reporting and disclosure obligations. </description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Incident Response Plans: Be Prepared for a Data Breach | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/04/incident-response-plan</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 25 Apr 2019 00:00:00 GMT</pubDate>
                        <guid>1242</guid>
                        <description>It&#39;s your responsibility. Be prepared. </description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Technology</tags>
                    </item>
                    <item>
                        <title>Targeting Talent With Benefits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/04/targeting-talent</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 25 Apr 2019 00:00:00 GMT</pubDate>
                        <guid>1861</guid>
                        <description>Learn more about how to strategically use benefits to attract the most sought-after talent to your institution.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Higher Education, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Pension Risk in Multiemployer Plans: How to Identify It | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/04/pension-risk</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 19 Apr 2019 00:00:00 GMT</pubDate>
                        <guid>2490</guid>
                        <description>Risk is a fundamental feature of any defined benefit pension or defined contribution program. Managing risk is a significant challenge.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Effective Performance Management—Helping Your People Be Their Best | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/04/effective-performance-management</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Sat, 13 Apr 2019 00:00:00 GMT</pubDate>
                        <guid>1304</guid>
                        <description>Learn how we help organizations become better at getting the most from their people.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Congress’s and the Trump Administration&#39;s Latest Actions Concerning the ACA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/03/trump-aca-latest-actions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 29 Mar 2019 00:00:00 GMT</pubDate>
                        <guid>1719</guid>
                        <description>Recent activity in Washington underscores extreme differences of opinion about the future of the ACA. </description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>IRS Reminds Plans of Deadline for Electronic Filing Changes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/03/voluntary-compliance-program-electronic-filing</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 Mar 2019 00:00:00 GMT</pubDate>
                        <guid>1720</guid>
                        <description>The deadline is April 1, 2019.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>IRS Notice Removes Barrier to Considering Retiree Lump-Sum Windows | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/03/irs-notice-removes-barrier-on-retiree-lump-sum-windows</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 Mar 2019 00:00:00 GMT</pubDate>
                        <guid>1722</guid>
                        <description>IRS no longer intends to issue regulations prohibiting defined benefit pension plans from retiree lump-sum windows</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Public Sector</tags>
                    </item>
                    <item>
                        <title>DOL Proposes Updated Rule on Overtime | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/03/updated-overtime-rule</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 21 Mar 2019 00:00:00 GMT</pubDate>
                        <guid>1721</guid>
                        <description>The rule would modify overtime rules published in 2016, which were later declared invalid by a district court. </description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Public Sector</tags>
                    </item>
                    <item>
                        <title>401(k)-Based Student Loan Repayment Program: New IRS Ruling | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/03/401-k-based-student-loan-repayment-program-a-new-irs-private-letter-ruling-released</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 19 Mar 2019 00:00:00 GMT</pubDate>
                        <guid>2653</guid>
                        <description>Read more about this new IRS Private Letter Ruling</description>
                        
                        <downloadUrl>http://www2.segalco.com/ps-update-031519.pdf</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance</tags>
                    </item>
                    <item>
                        <title>Get Your HIPAA Compliance Checklist: Here&#39;s What To Look For | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2019/03/hipaa-compliance-checklist</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 15 Mar 2019 00:00:00 GMT</pubDate>
                        <guid>2416</guid>
                        <description>This handy list will help point out where you may need help with compliance.</description>
                        
                        <downloadUrl>http://www2.segalco.com/ATC-HIPAA-HITECH-Checklist.pdf</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Technology</tags>
                    </item>
                    <item>
                        <title>First Mortality Tables for Public Sector Retirement Plans Published | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/03/retirement-plan-mortality-tables</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 12 Mar 2019 00:00:00 GMT</pubDate>
                        <guid>1427</guid>
                        <description>The tables are the first mortality study based exclusively on public sector plans. </description>
                        
                        <downloadUrl>http://www2.segalco.com/ps-update-03042019.pdf</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Public Sector, Retirement</tags>
                    </item>
                    <item>
                        <title>Common Benefit Plan Compliance Issues | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/03/common-benefit-plan-compliance-issues</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 04 Mar 2019 00:00:00 GMT</pubDate>
                        <guid>1561</guid>
                        <description>Learn about what rules and regulations regularly trip up organizations and how you can avoid their mistakes.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health, Retirement</tags>
                    </item>
                    <item>
                        <title>How Compensation Structure Gives Your Organization an Edge | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/02/compensation-structure</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 28 Feb 2019 00:00:00 GMT</pubDate>
                        <guid>1291</guid>
                        <description>Without the proper compensation structure, your organization will bleed money and talent. Here&#39;s how we&#39;ll help.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Trends Impacting the Workforce of the Future | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/02/trends-impacting-the-workforce-of-the-future</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 26 Feb 2019 00:00:00 GMT</pubDate>
                        <guid>1620</guid>
                        <description>Get a sneak peek at the workplace of the future.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers, Higher Education, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Bill to Repeal the Affordable Care Act’s Excise Tax on High-Cost Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/02/bill-to-repeal-the-aca-excise-tax-on-high-cost-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 25 Feb 2019 00:00:00 GMT</pubDate>
                        <guid>1683</guid>
                        <description>Bill to Repeal the Affordable Care Act’s Excise Tax on High-Cost Plans</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>RFI on Challenges in Preserving ACA “Grandfathered Status” | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/02/aca-grandfathered-status-group-health-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 25 Feb 2019 00:00:00 GMT</pubDate>
                        <guid>1687</guid>
                        <description>On February 25, 2019 several government departments published a request for information about grandfathered status under the ACA. </description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>HHS Proposes Rx Rebate Replacement: Point-of-Sale Discounts | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2019/02/hhs-proposes-replacing-rx-rebates-with-point-of-sale-discounts</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 06 Feb 2019 00:00:00 GMT</pubDate>
                        <guid>1653</guid>
                        <description>The proposal would affect Medicare Part D and Medicaid managed care organizations.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Public Sector</tags>
                    </item>
                    <item>
                        <title>Running Effective Meetings | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2019/02/how-to-run-effective-meetings</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 05 Feb 2019 00:00:00 GMT</pubDate>
                        <guid>1564</guid>
                        <description>Learn tips and best practices for running meetings that will make you a hero in the break room.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Healthcare Industry, Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Protecting Your Pension Plans From Start to Finish | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/02/journey-consulting</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 01 Feb 2019 00:00:00 GMT</pubDate>
                        <guid>1280</guid>
                        <description>Your people will depend on their pension plans for decades of retirement living. Make sure you&#39;ve built a plan that lasts.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Managing Cybersecurity Risk in DC Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2019/02/cybersecurity-risk-in-defined-contribution-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 01 Feb 2019 00:00:00 GMT</pubDate>
                        <guid>2167</guid>
                        <description>We cover potential vulnerabilities for DC plans, strategy for managing DC plan data security risks, and the ROI of being prepared.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Technology, Cybersecurity consulting</tags>
                    </item>
                    <item>
                        <title>2018 State Employee Health Benefits Survey | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2019/01/2018-state-employee-health-benefits-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 29 Jan 2019 00:00:00 GMT</pubDate>
                        <guid>1493</guid>
                        <description>Read about the benefits of state employees across the country.</description>
                        
                        <downloadUrl>http://www2.segalco.com/ps-2018-state-employee-health-benefits-study.pdf</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Public Sector</tags>
                    </item>
                    <item>
                        <title>Defined Contribution Analytics Save Time, Money and Talent | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/01/defined-contribution-analytics</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 25 Jan 2019 00:00:00 GMT</pubDate>
                        <guid>1278</guid>
                        <description>How we saved an organization revenue and talent by vastly improving engagement with the group’s 401(k) plan.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Workforce Analytics—Solving Problems You Didn&#39;t Know You Had | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2019/01/workforce-analytics</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 14 Jan 2019 00:00:00 GMT</pubDate>
                        <guid>1723</guid>
                        <description>What you don’t know can hurt you. Find out how. </description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>Texas ACA Ruling Has No Immediate Impact on Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/12/texas-aca-ruling-has-no-immediate-impact-on-plan-sponsors</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 18 Dec 2018 00:00:00 GMT</pubDate>
                        <guid>4839</guid>
                        <description></description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Texas ACA Ruling Has No Immediate Impact on Employers | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/12/texas-aca-ruling-has-no-immediate-impact-on-employers</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 18 Dec 2018 00:00:00 GMT</pubDate>
                        <guid>4840</guid>
                        <description></description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Corporate</tags>
                    </item>
                    <item>
                        <title>Using Video to Improve Your Benefits Communications | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/webinars/2018/12/using-video-to-improve-your-benefits-communications</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 12 Dec 2018 00:00:00 GMT</pubDate>
                        <guid>2311</guid>
                        <description>Get straight to the point with your messaging by leveraging the power of video in your communications.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Communications, Retirement, Health, Video</tags>
                    </item>
                    <item>
                        <title>New Massachusetts HIRD Form for MassHealth  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/11/new-massachusetts-hird-form-will-collect-information-for-masshealth</link>
                            <dc:creator>Joel Stouffer &amp; Meghan C. Horn</dc:creator>
                        <pubDate>Fri, 16 Nov 2018 00:00:00 GMT</pubDate>
                        <guid>4843</guid>
                        <description></description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector</tags>
                    </item>
                    <item>
                        <title>Succession Management Guarantees Your Organization&#39;s Legacy | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2018/11/succession-management-consulting</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 05 Nov 2018 00:00:00 GMT</pubDate>
                        <guid>1517</guid>
                        <description>We&#39;ll help secure your organization&#39;s future with our succession management consulting.</description>
                        
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>2019 Segal Health Plan Cost Trend Survey | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2018/11/medical-cost-trend-2019</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 01 Nov 2018 00:00:00 GMT</pubDate>
                        <guid>2201</guid>
                        <description>Increases in medical and prescription drug costs projected to be lower for 2019.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1667/me_trend_survey_2019.pdf</downloadUrl>
                        
                        <gatedFlag>Gated Content</gatedFlag>
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Using Your DC Plan to Reward High-Performing Employees | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2018/11/dc-plan-rewards</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 01 Nov 2018 00:00:00 GMT</pubDate>
                        <guid>2867</guid>
                        <description>We look at how cutting edge organizations employ data analytics, plan differentiation and targeted communication to take advantage of their DC plans.</description>
                        
                        <downloadUrl>http://www2.segalco.com/sibson-sdca-ideas-nov-2018.pdf</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>2018 College and University Benefits Study | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2018/10/2018-university-employee-benefits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 30 Oct 2018 00:00:00 GMT</pubDate>
                        <guid>1513</guid>
                        <description>See how your programs stack up in our 36-page study.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2560/2018_cubs_for_sibson.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Retirement, Higher Education</tags>
                    </item>
                    <item>
                        <title>Operational Risk May Be a Challenge for Your Retirement Plan | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/10/operational-risk</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 08 Oct 2018 00:00:00 GMT</pubDate>
                        <guid>2395</guid>
                        <description>It&#39;s easy to overlook operational risk when planning your retirement plan, but we&#39;re here to help you defend against it.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Multiemployer Plans, Public Sector, Retirement</tags>
                    </item>
                    <item>
                        <title>Defined Contribution Plan Consulting Helps Protect Your People | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2018/09/defined-contribution-plan-consulting</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 27 Sep 2018 00:00:00 GMT</pubDate>
                        <guid>1385</guid>
                        <description>Our team will help you build and maintain your defined contribution plan so both you and your people enjoy peace of mind about the future.&#160;</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Total Reward Strategies — How to Keep Employees Hooked | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2018/09/total-rewards-strategies</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 05 Sep 2018 00:00:00 GMT</pubDate>
                        <guid>1364</guid>
                        <description>Your organization is only as good as the people who work for it. Make sure your total rewards strategies bring in the right employees.</description>
                        
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Help Your People Get the Best Bang for their DC Plan Bucks | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2018/09/asset-allocation-group-pension-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 03 Sep 2018 00:00:00 GMT</pubDate>
                        <guid>2952</guid>
                        <description>Asset allocation is a vital aspect of retirement readiness. Find out why.</description>
                        
                        <downloadUrl>http://www2.segalco.com/sibson-sdca-ideas-sept-2018.pdf</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Career Growth Consulting Gives Your Organization a Path to Success | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2018/08/career-growth</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Aug 2018 00:00:00 GMT</pubDate>
                        <guid>1352</guid>
                        <description>Help yourself by helping your people thrive in their careers at your organization.</description>
                        
                        
                        
                        <type>08</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>Sales Force Effectiveness Can Make or Break Your Company | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2018/07/sales-force-effectiveness</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Jul 2018 00:00:00 GMT</pubDate>
                        <guid>1348</guid>
                        <description>How we can raise your organization&#39;s sales force effectiveness to keep bringing in the business.</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness</tags>
                    </item>
                    <item>
                        <title>PBGC Policy on Alternative Withdrawal Liability Terms  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/07/pbgc-policy-statement-on-alternative-terms-and-conditions-to-settle-withdrawal-liability</link>
                            <dc:creator>Beth A. Bangert &amp; Stuart Sirkin</dc:creator>
                        <pubDate>Wed, 25 Jul 2018 00:00:00 GMT</pubDate>
                        <guid>4845</guid>
                        <description></description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Pay For Performance—How To Make Sure You Get Your Money&#39;s Worth  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/client-stories/2018/07/pay-for-performance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 17 Jul 2018 00:00:00 GMT</pubDate>
                        <guid>1305</guid>
                        <description>Getting the most out of your people means making sure you&#39;re linking pay for performance</description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compensation &amp; Careers</tags>
                    </item>
                    <item>
                        <title>CMS Releases Form for Wraparound Health Coverage  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/07/cms-releases-a-form-for-reporting-limited-wraparound-health-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 02 Jul 2018 00:00:00 GMT</pubDate>
                        <guid>4841</guid>
                        <description></description>
                        
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Public Sector, Multiemployer Plans, Corporate</tags>
                    </item>
                    <item>
                        <title>Are Your People Saving Enough for Retirement?  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/06/retirement-savings-patterns</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 12 Jun 2018 00:00:00 GMT</pubDate>
                        <guid>2959</guid>
                        <description>A rigorous review of savings patterns can reveal hidden problems.</description>
                        
                        <downloadUrl>http://www2.segalco.com/ideas-6-18</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Mental Health Parity &amp; Addiction Equity Act Guidance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2018/05/federal-agencies-issue-guidance-and-increase-enforcement-of-mental-health-parity-and-addiction-equity-act</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 23 May 2018 00:00:00 GMT</pubDate>
                        <guid>4757</guid>
                        <description>Learn more about the guidance and enforcement. Ensure your plans are compliant.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Mental Health, Compliance, Multiemployer Plans, Public Sector, Corporate</tags>
                    </item>
                    <item>
                        <title>2019 HSA Limits &amp; High-Deductible Health Plan Min/Max  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2018/05/hsa-contribution-limits-and-high-deductible-health-plan-minimums-and-maximums-for-2019</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 23 May 2018 00:00:00 GMT</pubDate>
                        <guid>4834</guid>
                        <description>Learn more about the HSA contribution limits and HDHP expense.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Public Sector, Corporate</tags>
                    </item>
                    <item>
                        <title> D&amp;O Liability Insurance: What You Need to Know | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/05/liability-insurance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 16 May 2018 00:00:00 GMT</pubDate>
                        <guid>2255</guid>
                        <description>We’re ready to help you get the comprehensive and cost-effective D&amp;O liability insurance policy you deserve.</description>
                        
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Insurance</tags>
                    </item>
                    <item>
                        <title>Retirement &amp; Health Plan Provisions in 2018 Budget Act  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2018/04/retirement-and-health-plan-provisions-in-the-bipartisan-budget-act-of-2018</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 19 Apr 2018 00:00:00 GMT</pubDate>
                        <guid>4755</guid>
                        <description>Learn more about the provisions and how it might affect your group health plans.</description>
                        
                        
                        
                        <type>04</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Health, Compliance, Multiemployer Plans, Public Sector, Corporate</tags>
                    </item>
                    <item>
                        <title>New IRS Guidance on HSAs and Adoption Assistance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2018/03/new-irs-guidance-on-hsas-and-adoption-assistance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 13 Mar 2018 00:00:00 GMT</pubDate>
                        <guid>4835</guid>
                        <description>Learn more about the guidance and how it might affect your HSA and HDHP.</description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Public Sector, Corporate</tags>
                    </item>
                    <item>
                        <title>Final Rule on Disability Claims Applies After April 2018  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/03/final-rule-on-disability-claims-applies-to-claims-filed-after-april-1-2018-no-further-delay</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 12 Mar 2018 00:00:00 GMT</pubDate>
                        <guid>4917</guid>
                        <description></description>
                        
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Corporate</tags>
                    </item>
                    <item>
                        <title>How Can You Prepare Your People for a Timely Retirement? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2018/02/preparing-for-timely-retirement</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 16 Feb 2018 00:00:00 GMT</pubDate>
                        <guid>2960</guid>
                        <description>because every organization is unique, a customized workforce analysis can identify the right answers to meet specific needs.</description>
                        
                        <downloadUrl>http://www2.segalco.com/sibson-sdca-ideas-feb-2018</downloadUrl>
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>CMS Announces First States to Receive New Medicare Cards  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/02/cms-announces-first-states-where-beneficiaries-will-receive-new-medicare-cards</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 05 Feb 2018 00:00:00 GMT</pubDate>
                        <guid>4846</guid>
                        <description></description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans, Public Sector, Corporate</tags>
                    </item>
                    <item>
                        <title>Spending Law Delays Cadillac Tax and Suspends Other ACA Taxes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2018/01/spending-law-delays-cadillac-tax-and-suspends-other-aca-taxes</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 31 Jan 2018 00:00:00 GMT</pubDate>
                        <guid>4754</guid>
                        <description>Learn more about the spending law, health provisions, taxes and the implications for plan sponsors.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance, Multiemployer Plans, Public Sector, Corporate</tags>
                    </item>
                    <item>
                        <title>Benefits and Related Provisions in the New Tax Law | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2018/01/benefits-and-related-provisions-in-the-new-tax-law</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 19 Jan 2018 00:00:00 GMT</pubDate>
                        <guid>4751</guid>
                        <description>Learn more about the new tax law and it&#39;s impact on the tax rates for corporations and partnerships.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance, Multiemployer Plans, Public Sector, Corporate</tags>
                    </item>
                    <item>
                        <title>Quantifying Retirement Readiness | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2018/01/assessing-retirement-readiness</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 08 Jan 2018 00:00:00 GMT</pubDate>
                        <guid>2961</guid>
                        <description>How to determine if your employees are on a smooth path to retirement.</description>
                        
                        <downloadUrl>http://www2.segalco.com/ideas-1-18</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Quantifying Retirement Readiness | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2018/01/quantifying-retirement-readiness</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 01 Jan 2018 00:00:00 GMT</pubDate>
                        <guid>3020</guid>
                        <description>Many organizations have no idea how financially prepared their employees are for retirement.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1756/ideas_1_18.pdf</downloadUrl>
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>Who is Ready to Retire — or Not? | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2017/11/retirement-readiness</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 14 Nov 2017 00:00:00 GMT</pubDate>
                        <guid>2962</guid>
                        <description>There are consequences for organizations.</description>
                        
                        <downloadUrl>http://www2.segalco.com/ideas-11-17</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement</tags>
                    </item>
                    <item>
                        <title>IRS Releases Guidance for Plans Undergoing IRS Plan Audits | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2017/10/irs-plan-audits</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 30 Oct 2017 00:00:00 GMT</pubDate>
                        <guid>3084</guid>
                        <description>We summarize IRS guidance for plans.</description>
                        
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>2018 Medicare Part D Amounts: Modest Increases from 2017  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2017/06/2018-medicare-part-d-amounts</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 23 Jun 2017 00:00:00 GMT</pubDate>
                        <guid>3060</guid>
                        <description>The Medicare Part D standard defined benefit and Retiree Drug Subsidy (RDS) amounts for 2018 will be slightly higher than the 2017 amounts. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1778/medicare-part-d-6-23-17.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Be Prepared for Using the New SBC Template | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2017/03/sbc-template</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Fri, 10 Mar 2017 00:00:00 GMT</pubDate>
                        <guid>3055</guid>
                        <description>We discuss the changes, new rules about how SBCs interact with Section 1557 of the Affordable Care Act and next steps.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1777/update-me-3-10-2017.pdf</downloadUrl>
                        
                        
                        <type>03</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Incentive Plans, Rebooted for Today&#39;s Workforce | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/articles/2017/02/incentive-plans</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 02 Feb 2017 00:00:00 GMT</pubDate>
                        <guid>3734</guid>
                        <description>In this article, we consider the state of incentive plans today. </description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Organizational Effectiveness, Compensation &amp; Careers, Corporate</tags>
                    </item>
                    <item>
                        <title>Segal&#39;s Advice for DC Plan Sponsors in 2017 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2017/02/advice-for-dc-plan-sponsors</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 02 Feb 2017 00:00:00 GMT</pubDate>
                        <guid>3069</guid>
                        <description>We recommend plan sponsors focus on the following five important issues this year.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>Congress Likely to Amend Affordable Care Act in 2017 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2016/12/2017-aca-amendment</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 22 Dec 2016 00:00:00 GMT</pubDate>
                        <guid>3036</guid>
                        <description>We provide background on the budget process, including what can — and cannot — be achieved through it. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1765/dec-22-2016-update-congress-likely-to-amend-affordable-care-act-in-2017.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>2017 Medicare Premiums, Deductible and Coinsurance  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2016/11/2017-medicare-premiums</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 21 Nov 2016 00:00:00 GMT</pubDate>
                        <guid>3014</guid>
                        <description>These amounts take effect on January 1, 2017. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1753/november-2016-update-2017-medicare-premiums.pdf</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>ACA&#39;s  2016 Transitional Reinsurance Fee Submissions | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2016/10/reinsurance-fee-submissions</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 10 Oct 2016 00:00:00 GMT</pubDate>
                        <guid>3093</guid>
                        <description>Health insurers and group health plans must contribute to this program by paying fees over a three-year period.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1793/update-10-10-2016.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>2017 Health Plan Cost Trend Survey | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2016/09/2017-health-plan-cost-trend-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 27 Sep 2016 00:00:00 GMT</pubDate>
                        <guid>3007</guid>
                        <description>Key findings from the 2017 survey and our observations about actions plan sponsors can take.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1748/ps-trend-survey-2017.pdf</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health</tags>
                    </item>
                    <item>
                        <title>Rule Requires Plan Sponsors to Cover Transgender Services | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2016/06/transgender-services-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 23 Jun 2016 00:00:00 GMT</pubDate>
                        <guid>3012</guid>
                        <description>The effective date of the rule is plan years beginning on or after January 1, 2017. </description>
                        
                        <downloadUrl>https://www.segalco.com/media/1752/62316-new-rule-requires-many-plan-sponsors-to-cover-transgender-services.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>EEOC Issues Important New Standards for Wellness Programs  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2016/06/wellness-programs</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Jun 2016 00:00:00 GMT</pubDate>
                        <guid>3082</guid>
                        <description>The EEOC has published a final rule governing wellness programs which will affect the design of a variety of health and wellness programs.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1788/update-6-9-2016.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>2017 Minimums and Maximums for Health Savings Accounts | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2016/05/hsa-minimums-maximums</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 12 May 2016 00:00:00 GMT</pubDate>
                        <guid>3064</guid>
                        <description>Revenue Procedure 2016-28 will be published in Internal Revenue Bulletin 2016-20 on May 16, 2016.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1780/2017-min-max-5-12-2016.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Medicare Part D Amounts Will Increase in 2017 | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2016/05/medicare-part-d-amounts-increase</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 04 May 2016 00:00:00 GMT</pubDate>
                        <guid>3089</guid>
                        <description>We review changes to the Part D benefit and illustrate the impact of those changes on the 2017 benefit.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1791/update-5-4-2016.pdf</downloadUrl>
                        
                        
                        <type>05</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>2017 Budget Proposals Affecting Retirement Plans, Savings | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2016/02/2017-federal-budget-proposals</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 11 Feb 2016 00:00:00 GMT</pubDate>
                        <guid>3059</guid>
                        <description>The Budget for Fiscal Year 2017 includes several proposals that would affect retirement plans and savings.</description>
                        
                        
                        
                        <type>02</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>2016 Appropriations Law Delays Three ACA Taxes | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/12/appropriations-law-delays-aca-taxes</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 22 Dec 2015 00:00:00 GMT</pubDate>
                        <guid>3087</guid>
                        <description>We provide details about these taxes and the delays.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1790/update-12-22-2015.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Spending Deal Delays ACA’s 40% Excise Tax on High-Cost Plans | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/12/aca-excise-tax</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 16 Dec 2015 00:00:00 GMT</pubDate>
                        <guid>3035</guid>
                        <description>Included in this deal are three provisions affecting the ACA’s 40 percent excise tax on high-cost health plans, most notably a two-year delay.</description>
                        
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Health</tags>
                    </item>
                    <item>
                        <title>Departments Release Series of Final Rules Under the ACA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/12/aca-final-rules</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 16 Dec 2015 00:00:00 GMT</pubDate>
                        <guid>3085</guid>
                        <description>We highlight new positions on important issues not addressed by the Departments in previous guidance.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1789/update-12-16-2015.pdf</downloadUrl>
                        
                        
                        <type>12</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>2016 Medicare Premiums, Deductibles and Coinsurance | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/11/2016-medicare-premiums</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 19 Nov 2015 00:00:00 GMT</pubDate>
                        <guid>3011</guid>
                        <description>These amounts take effect on January 1, 2016.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1751/2016-medicare-premiums-deductibles-and-coinsurance-announced.pdf</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>2016 Medicare Premiums, Deductibles and Coinsurance Announced | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/11/medicare-premiums</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 19 Nov 2015 00:00:00 GMT</pubDate>
                        <guid>3091</guid>
                        <description>We summarize this news and what it means for plan sponsors.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1792/update-11-19-2015.pdf</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Year-End Update on Compliance Issues for Retirement Plans  | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/10/year-end-update</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 15 Oct 2015 00:00:00 GMT</pubDate>
                        <guid>3105</guid>
                        <description>We summarize the deadlines and provide reminders for employers that sponsor DB and DC plans.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1798/update-10-15-2015.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>ACA&#39;s Transitional Reinsurance Fee Submissions Due Soon | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/10/aca-reinsurance-fee</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 07 Oct 2015 00:00:00 GMT</pubDate>
                        <guid>3016</guid>
                        <description>Submissions required by November 16, 2015.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1754/affordable-care-acts-transitional-reinsurance-fee-submissions-must-be-filed-soon.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>File ACA&#39;s Transitional Reinsurance Fee Submissions Soon | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/10/aca-transitional-reinsurance-fee</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Wed, 07 Oct 2015 00:00:00 GMT</pubDate>
                        <guid>3103</guid>
                        <description>In a major change from last year, self-insured, self- administered plans are exempt from the fees.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1797/update-10-7-2015.pdf</downloadUrl>
                        
                        
                        <type>10</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>2016 Health Plan Cost Trend Survey | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2015/09/2016-health-plan-cost-trend-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 10 Sep 2015 00:00:00 GMT</pubDate>
                        <guid>3067</guid>
                        <description>We discuss the key survey findings.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1781/trend-survey-2016.pdf</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>2015 ACA Reporting Requirements for Plan Sponsors | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/09/2015-aca-reporting-requirements</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Sep 2015 00:00:00 GMT</pubDate>
                        <guid>2967</guid>
                        <description>We summarize 2015 ACA reporting requirements for multiemployer plans and employers. </description>
                        
                        <downloadUrl>https://archive.segalco.com/media/2131/me-9-1-2015.pdf</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Multiemployer Plans</tags>
                    </item>
                    <item>
                        <title>Latest Guidance on Reporting Required by the ACA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/09/aca-reporting-requirements</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 01 Sep 2015 00:00:00 GMT</pubDate>
                        <guid>3095</guid>
                        <description>We summarize recently published draft instructions for employer information reporting requirements under the ACA.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1794/update-9-1-2015.pdf</downloadUrl>
                        
                        
                        <type>09</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Multiemployer Defined Benefit Plan Disclosure Requirements | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/07/plan-disclosure-requirements</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 09 Jul 2015 00:00:00 GMT</pubDate>
                        <guid>3078</guid>
                        <description>We describe the disclosure provisions as expanded by MPRA and outline some action steps for plan administrators.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1786/update-7-9-2015.pdf</downloadUrl>
                        
                        
                        <type>07</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Retirement, Compliance</tags>
                    </item>
                    <item>
                        <title>MPRA&#39;s Rules for Benefit Suspension and Plan Partition | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/06/mpra-rules-guidance</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 25 Jun 2015 00:00:00 GMT</pubDate>
                        <guid>3052</guid>
                        <description>After providing some background, we briefly describe the new guidance and identify certain key aspects.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1775/update-6-25-mprarules-2015.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Compliance, Retirement</tags>
                    </item>
                    <item>
                        <title>Final Rule on Limited Wraparound Coverage Under the ACA | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/06/aca-wraparound-coverage</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 04 Jun 2015 00:00:00 GMT</pubDate>
                        <guid>3038</guid>
                        <description>We discuss limited wraparound coverage and conclude with a section on the implications for plan sponsors.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1766/update-me-6-4-2015.pdf</downloadUrl>
                        
                        
                        <type>06</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>The ACA&#39;s Employer Shared Responsibility Penalty | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/compliance-news/2015/01/shared-responsibility-penalty</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Thu, 15 Jan 2015 00:00:00 GMT</pubDate>
                        <guid>3077</guid>
                        <description>We discuss penalty rules for contributing employers.</description>
                        
                        
                        
                        <type>01</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>2015 Health Plan Cost Trend Survey | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2014/11/2015-health-plan-cost-trend-survey</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Tue, 11 Nov 2014 00:00:00 GMT</pubDate>
                        <guid>3050</guid>
                        <description>Read notable findings from the survey.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/1774/2015trendsurvey.pdf</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Health, Compliance</tags>
                    </item>
                    <item>
                        <title>Study of Retiree Health VEBAs | Segal</title>
                        <link>https://www.segalco.com/consulting-insights/archive/reports-and-surveys/2008/11/retiree-health-vebas-study</link>
                            <dc:creator>Segal</dc:creator>
                        <pubDate>Mon, 03 Nov 2008 00:00:00 GMT</pubDate>
                        <guid>3993</guid>
                        <description>Segal conducted a study of 25 stand-alone retiree health VEBAs in late 2007.</description>
                        
                        <downloadUrl>https://www.segalco.com/media/2219/2008vebas.pdf</downloadUrl>
                        
                        
                        <type>11</type>
                        <content:encoded><![CDATA[]]></content:encoded>
                        
                       
                        <tags>Benefits Administration, Health</tags>
                    </item>
    </channel>
</rss>