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Board of Directors

Howard Fluhr
Chairman

Mr. Fluhr joined The Segal Company in 1969 and served as President and Chief Executive Officer from 1994 through 2005. He has been Chairman since January 1, 2006, and has been a member of the board since 1987.

Mr. Fluhr has been, and continues to be, consultant to both publicly held and private organizations. In addition to consulting on retirement plan and health benefits issues, he is often called on by senior management and boards to participate in the development of total compensation and human resource strategies as a key element of overall business issues. Mr. Fluhr also works with boards to improve and enhance governance, particularly in privately held organizations.

A 1964 cum laude graduate of New York University, Mr. Fluhr earned a bachelor's degree in mathematics and philosophy. He is a Fellow of the Society of Actuaries, a Fellow of the Conference of Consulting Actuaries, a Fellow of the Canadian Insitute of Actuaries, a Member of the American Academy of Actuaries and the Internaional Actuarial Association, and an Enrolled Actuary.

Mr. Fluhr has been a member of the Board of Trustees of the Employee Benefit Research Institute (EBRI) since 1994 and was Chairman of that board for two years. He has served as a board member and vice president of the Conference of Consulting Actuaries and as a Board member of the American Academy of Actuaries, for which he also served as vice president of its pension council. He is a member of the National Academy of Social Insurance and The Economic Club of New York. He is also a trustee of the Committee for Economic Development.

Mr. Fluhr has spoken before many professional and industry groups, including the National Association of Corporate Directors, the National Academy of Social Insurance, the Society of Actuaries, the American Academy of Actuaries, the Enrolled Actuaries Meeting, and the International Foundation of Employee Benefit Plans, as well as participating in teaching classes at the graduate level at the Harvard School of Business. He has testified before a Presidential Commission on public policy issues related to retirement.

In addition, Mr. Fluhr is the author of numerous articles on human resource and employee benefits issues.

J. Tim Biddle
Vice Chairman

Mr. Biddle joined The Segal Company in 1979 as a Benefits Consultant in New York. He was promoted to Vice President in 1998 and Senior Vice President in 2005. As an officer of The Segal Company, Mr. Biddle has served as the San Francisco office head and West Region Manager, as well as on the Company's Board of Directors.

Since joining Segal's San Francisco office in 1984, Mr. Biddle has assumed responsibility for multiemployer and public sector clients. Mr. Biddle's specific areas of expertise include benefit strategy and design, and benefits financing.

Mr. Biddle is a 1973 graduate of Colorado State University, and has done graduate work in Business and Public Administration at the University of Richmond in Virginia.

David Blumenstein
Senior Vice President, National Multiemployer Market Director

Mr. Blumenstein joined The Segal Company's Washington, DC office in 1988 as a Benefits Consultant and was named a Vice President in 1994 and Senior Vice President in 1997. He served as Office Head for the Washington, DC office until 1999, when he became National Director of the Multiemployer Practice. Mr. Blumenstein is a member of Segal's senior management team and is responsible for short-and long-term strategy as well as development and coordination of all services for multiemployer consulting nationally. In addition, Mr. Blumenstein oversees Segal's Communications and Fiduciary Liability Insurance Practices.

Mr. Blumenstein has served as consultant to numerous multiemployer funds, including health and welfare plans, defined benefit pension plans, and defined contribution pension plans. His current clients include a range of multiemployer plans and international union plans. Prior to joining The Segal Company, Mr. Blumenstein worked for a major insurance company in all areas of employee benefits.

Mr. Blumenstein graduated magna cum laude from the University of Michigan with a BA in Philosophy.

Merril S. Delon
Director

Ms. Delon was elected as an outside director to The Segal Company on May 13, 2006. Prior to her retirement in 2004, Ms. Delon worked at Buck Consultants for over 30 years. During that time she served on the Board of Directors of Buck Consultants from 1988 until 2003. She was the National Director of the US Retirement Practice for Buck from 1997 until her retirement during which time she was responsible for product development, actuarial systems, professional development, and marketing, sales and profitability of the practice. She was on Buck's Executive Management Team and was the Director of Knowledge from 1999 until 2003. During her career, Ms. Delon worked as a Consulting Actuary and Account Executive with a variety of clients including several Fortune 500 and smaller corporations. She is an Associate of the Society of Actuaries, an Enrolled Actuary and a Member of the American Academy of Actuaries, and graduated in 1971 from Douglass College of Rutgers University with a Bachelor of Arts in Mathematics.

John DeMairo
Senior Vice President, Chief Operating Officer of Segal Advisors

John DeMairo joined Segal Advisors in 1989 and has over 20 years of investment consulting experience. Mr. DeMairo was appointed national practice leader and chief operating officer of Segal Advisors, Inc., the investment consulting affiliate of The Segal Company, in 1998.

In addition to his management responsibilities, he serves as lead consultant to several major multiemployer, public and corporate plan sponsor clients of Segal Advisors.  In his role as investment consultant, he provides expertise in the development of investment strategies, the selection of investment managers and the measurement and evaluation of investment performance.  Mr. DeMairo provides consulting services and expertise to defined benefit, defined contribution and other types of investment programs.

Mr. DeMairo is a magna cum laude graduate of St. John's University, where he received a BS in quantitative analysis in 1985 and an MBA in Finance in 1988.

John Flynn
Senior Vice President, Regional Manager - East

Mr. Flynn joined The Segal Company's Hartford office as a Benefits Consultant in 1989. He was appointed a Vice President in 1993, Head of the Hartford office in 1995, a Senior Vice President in 1998, Head of the Hartford and Boston offices (New England) in 1999, Regional Leader of the East in 2005, and a member of Segal's Senior Management Team in 2006.

Since joining Segal, he has been extensively involved in providing consulting services in the health, flexible benefits, and retirement areas. Mr. Flynn serves as consultant to a number of public sector entities and collectively bargained health, pension, and annuity funds.

Mr. Flynn received an MA in Economics from Trinity College (Hartford, CT) and received both a BS and an MBA in Insurance and Finance from the University of Hartford. He attended the Harvard Business School's Executive Education Program and is a Certified Employee Benefit Specialist. Mr. Flynn is also licensed as a Certified Life/Health Insurance Consultant and Broker.

Mr. Flynn is Past President of the Southern New England Chapter of CEBS. He is a member of the New England Employee Benefits Council, the International Society of Certified Employee Benefit Specialists, the Connecticut Conference of Municipalities, and the Government Finance Officers Association.

Ann D. Gineo, FSA, MAAA, EA
Senior Vice President, Actuary

Ms. Gineo joined Sibson Consulting's Hartford office in 1993 as an Actuarial Manager, utilizing 30 years of actuarial experience to serve public sector and corporate clients. Ms. Gineo was appointed a Vice President in 1994 and a Senior Vice President in 2005. She was elected to The Segal Company's Board of Directors for a three-year term in 2006. She was re-elected for another three-year term in 2009.

Before joining Sibson Consulting, Ms. Gineo was employed by Aetna Benefit Consulting Services, an operating unit of Aetna Life Insurance Company. Ms. Gineo served as a member of the Advisory Committee to the Joint Board for the Enrollment of Actuaries from 1996 to 2007. She currently serves on the Society of Actuaries Pension Section Council.

Ms. Gineo received an MA in Mathematics from the University of New Hampshire and a BS in Mathematics from the University of Vermont. She is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and an Enrolled Actuary.

Eugene J. Keilin
Director

Mr. Keilin was elected as an outside director to The Segal Company's Board of Directors on February 1, 2000. He has extensive experience in public service, investment banking and financial services. Before founding Keilin & Co. LLC (an investment banking firm) and KPS Special Situations Funds (a family of private equity funds), he was a general partner of Lazard Freres & Co. where he provided financial advice to major cities and the State of Illinois as well as a number of corporate and union clients. Mr. Keilin also served as Executive Director and later as Chairman of the Municipal Assistance Corporation for the City of New York. He has advised both the United Steelworkers of America and the AirLine Pilots Association on a variety of issues, including the acquisition of United Airlines by its employees and the creation of Weirton Steel Corporation by a joint labor management committee. Mr. Keilin is a graduate of Rice University and Harvard Law School. He was formerly Chairman of the Citizens Budget Commission of the City of New York, and is a Trustee of the Brooklyn Museum, and a Director of Concern Worldwide U.S., Inc.

Joseph LoCicero
President and CEO

Joseph LoCicero joined The Segal Company in 2005 and was appointed CEO on January 1, 2006. He is also a member of Segal's Board of Directors. Mr. LoCicero previously served as President, CEO, and Chairman of a major actuarial and human resources consulting firm. He has worked extensively in all of the markets in which Segal provides consulting and actuarial guidance, and he is a recognized expert on multiemployer pension issues.

Mr. LoCicero is a Member of the American Academy of Actuaries, a Fellow of the Conference of Consulting Actuaries, an Enrolled Actuary, and is admitted to the Bar in the states of New Jersey and New York. He received his Bachelor's degree in Mathematics from Hunter College and his Juris Doctorate from New York Law School. He is a former Board Member of the Employee Benefits Research Institute (EBRI), was designated a "Superstar" in the Human Resources field by HRO magazine, and is a recipient of the "Good Neighbor" award from Howard University.

Andrew D. Sherman
Senior Vice President, Benefits Consultant

Mr. Sherman joined The Segal Company in 1986. He became a Vice President in 1993 and a Senior Vice President in 1998. In 2000, Mr. Sherman was appointed Office Leader for the Boston office, and he also manages Segal's multiemployer and public sector consulting for Segal's New England offices. He currently serves as the National Practice Leader for Segal's health consulting in the multiemployer market, and was elected to The Segal Company's Board of Directors in 2006. He was re-elected for another three-year term in 2009.

Mr. Sherman provides consulting services to public and private health and pension benefit plans, and works with many corporations, universities, and non-profit entities as well as numerous collectively bargained health, pension, and annuity funds. Additionally, he consults to several large public sector employee benefit plans and State health plans.

Mr. Sherman has vast experience consulting on health benefit plans and an array of work/life benefit plans, defined benefit, and defined contribution retirement plans. His consulting expertise includes total health management, prescription drugs, retiree health initiatives, Medicare Part D, plan design, and health care reform. Mr. Sherman has conducted feasibility studies, cost analyses, and implementation of innovative employee benefit programs, including the extension of benefit programs to include employees' domestic partners. He frequently offers guidance on the initial design and redesign of retiree health benefits and Total Health Management initiatives.

Mr. Sherman has been widely quoted in both the benefits press and general press, including the Boston Globe, The New York Times, and The Wall Street Journal. He has written a number of articles on current employee benefit issues. Mr. Sherman has spoken on these issues across the country, at several universities, before the Massachusetts Bar Association, and has made presentations at numerous employee benefit seminars and national conferences. He has also testified before the Massachusetts State House and the Boston City Council. Mr. Sherman was elected in 2000 to the Board of Directors of the New England Benefits Council and in 2008 was elected as its President.

Mr. Sherman holds a BA in Economics, magna cum laude, from Brandeis University and a Masters in Public Policy with a concentration in Health Policy from The John F. Kennedy School of Government at Harvard University.

Corporate Officers

Ricardo M. DiBartolo
Senior Vice President, Treasurer and Chief Financial Officer

Margery Sinder Friedman, Esq.
Senior Vice President, Secretary and General Counsel

Joel Levy
Senior Vice President, Chief Information Officer

Ellen Reynolds
Senior Vice President, Chief People Officer

Emeriti

Robert D. Krinsky, ASA, MAAA, FCA, EA
Chairman Emeritus

Mr. Krinsky first joined The Segal Company's New York office in 1954 as an Actuarial Clerk during college work-study sessions and summer vacations. He became a full-time Member of the Actuarial Department in 1956 and served in every Actuarial capacity thereafter.

Mr. Krinsky became a Vice President in 1966, a Senior Vice President in 1971, Executive Vice President in 1978, President in 1982, and Chairman in 1994. He retired as an employee of Segal in 2002, but remains a Consultant and Chairman of the Board. The Board of Directors elected him Chair Emeritus in 2005.

From 1959 until 1961, Mr. Krinsky served as a commissioned officer in the US Public Health Service's National Office of Vital Statistics.

Mr. Krinsky is a graduate of Antioch College (Yellow Springs, OH), where he received a BA in Mathematics. He has also done graduate work in Mathematics at New York University.

Mr. Krinsky is a member of the executive committee (and past chairman) of the Board of Directors of the American Benefits Council. Mr. Krinsky is an Associate of the Society of Actuaries, a Member of the American Academy of Actuaries, and an Enrolled Actuary.

Mr. Krinsky is past chairman of the Board of Trustees of Antioch University, a member of the Board of Directors and Treasurer of the National Dance Institute, and Immediate Past Chairman of the Board of Directors of Elderhostel. He is also a member of the Board of Musica Sacra, and a Director of Wiss, Janney, Elstner Associates, Inc., Engineers, Architects and Materials Scientists.

Martin Segal
Founder, Chairman Emeritus

Martin E. Segal founded the Martin E. Segal Company in 1939 and served as its President until 1967, as Chairman from 1967 to 1991 and has been Chairman Emeritus since that time. After stepping down as President and CEO of The Segal Company in 1967, he became a partner in Wertheim & Co., investment bankers, until his retirement from that firm in 1982.

During and after World War II, Mr. Segal was a pioneer in the creation and establishment of health and pension benefits for employees via multi-employer trust funds established through collective bargaining, single-employer benefit plans, and government plans in states, cities and towns. Among other accomplishments, Mr. Segal served in an advisory capacity for the United Auto Workers in 1947, when he helped secure the first pension plan, collectively-bargained, with the Ford Motor Co.

Throughout the 1950s and '60s, Mr. Segal was frequently cited in newspapers and magazines as an authority on pension, health insurance and collectively-bargained programs in a variety of industries. He also served as columnist for the Associated Press. In 1965, with Daniel Bell and Irving Kristol, Mr. Segal helped to found The Public Interest, a quarterly publication devoted to domestic social and economic issues. He served on its Publication Committee until 2002 and contributed articles to the publication.

Beginning in the 1960s, Mr. Segal became active in civic affairs. From 1961 to 1970, he was a member of the National Board of the National Urban League, chairing its first Equal Opportunity Day Dinner and similar events in subsequent years. He served on the Board of Hospitals in the City of New York from 1962 to 1970 and subsequently on the Board of the New York City Health and Hospitals Corporation. In 1974, a committee consisting of representatives of major foundations, chaired by Mr. Segal, prepared and published a study on the role of the arts in the economic well-being of the city of New York - the first study of its kind. It was that committee which recommended the first Department of Cultural Affairs of the City of New York - a new agency of the city government. Mr. Segal was appointed as the first Chairman of the Advisory Commission for Cultural Affairs of the City of New York in 1975, where he served until 1977. Mr. Segal also worked closely over the years with major figures in local and national politics, including Whitney M. Young, Jr., Mayors Abraham D. Beame, Robert F. Wagner and David N. Dinkins, and Senator Daniel Patrick Moynihan.

For nearly half a century, Mr. Segal has also been an outstanding figure in arts and education in New York City. Beginning with his role as Founding President of the Film Society of Lincoln Center in 1968, Mr. Segal has had a long relationship with Lincoln Center, most notably serving as its Chairman from 1981 to 1986 and Chairman Emeritus since then. He was Chairman of The New York International Festival of the Arts from 1985 until its conclusion in 2002; first Chairman of New York City Arts Education Week in 1998; served in a founding role as a member of the Board of Directors of Public Radio International from 1981-1994 (and now as Counselor-at-Large), as a founding advisor and now sole Honorary Member of the Board of Directors of The Library of America; Trustee of the Institute for Advanced Study in Princeton from 1972 to 1991 and Trustee Emeritus since then. He is a current or former board member of nearly two dozen other cultural and educational organizations, including the Graduate Center Foundation, Inc. of the City University of New York, where he was Vice Chairman of the Board until 2008.

Over his long career, Mr. Segal has received numerous awards and honors from city, state and foreign institutions, including the New York City Mayor's Award of Honor for Arts and Culture (1982), the Royal Swedish Order of the Polar Star (1984), the New York State Governor's Arts Award (1989), the National Arts Club Medal of Honor (1992), and the Living Landmark Award from the New York Landmarks Conservancy (2005). Mr. Segal is the recipient of honorary doctorates from Pratt Institute (1976), Mannes College of Music (1976), the Graduate Center, City University of New York (1979), Long Island University (1986), New York University (1988), Manhattan School of Music (1999), and The Juilliard School (2006).